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Debt Specialist Jobs (NOW HIRING)

Senior Debt & Asset Recovery Specialist Our Client is seeking a Senior Debt & Asset Recovery Specialist to join its Asset Recovery team in Itasca. This role is focused on managing complex, late-stage ...

Account Executive

Richardson, TX · On-site

$60K - $90K/yr

Complete the Certified Debt Specialist certification within 90 days (company-paid). Coaching, Training amp; Growth * Participate in ongoing coaching and professional development cycles. * Embrace a ...

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

New

Debt Collections Specialist

Tampa, FL · On-site

$35K - $75K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

New

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

New

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are ...

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Debt Specialist information

See salary details

$20.5K

$53.9K

$97K

How much do debt specialist jobs pay per year?

As of Aug 23, 2026, the average yearly pay for debt specialist in the United States is $53,925.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $60,500.00 per year, depending on experience, location, and employer.

What is a debt specialist?

A Debt Specialist helps individuals or businesses manage, negotiate, and resolve debt-related issues. They work with creditors to create repayment plans, settle outstanding balances, or provide financial counseling to clients. Their goal is to reduce financial burdens while ensuring compliance with legal and financial regulations. Debt Specialists may work for financial institutions, collections agencies, or as independent consultants. Strong communication and negotiation skills are essential in this role.

What are the typical daily responsibilities of a debt specialist?

A Debt Specialist typically spends their day reviewing accounts, contacting clients or customers to discuss outstanding debts, and negotiating payment arrangements. They also document all communications and transactions accurately in specialized software and may collaborate with legal or finance teams to assess more complex cases. The role often involves problem-solving to address financial hardships, answering inquiries, and ensuring all actions comply with relevant regulations. Debt Specialists also routinely monitor progress on payment plans and update records to reflect current statuses.

What are the key skills and qualifications needed to thrive in the debt specialist position, and why are they important?

To thrive as a Debt Specialist, you need a solid understanding of financial regulations, credit analysis, and debt recovery procedures, often supported by experience in finance or collections roles. Familiarity with collection software, customer relationship management (CRM) systems, and relevant certifications such as the Certified Credit and Collection Professional (CCCP) can be beneficial. Strong negotiation, problem-solving, and interpersonal communication skills set top performers apart in the field. These abilities are crucial for effectively resolving outstanding debts, maintaining positive client relationships, and ensuring compliance with industry standards.

More about Debt Specialist jobs

What cities are hiring for Debt Specialist jobs?

Cities with the most Debt Specialist job openings:

What are the most commonly searched types of Debt Specialist jobs?

The most popular types of Debt Specialist jobs are:

What states have the most Debt Specialist jobs?

States with the most job openings for Debt Specialist jobs include:

Infographic showing various Debt Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $53,925 per year, or $25.9 per hour.

Debt Resolution Specialist

CFS

Itasca, IL • On-site

Full-time

Posted 9 days ago


Job description

Senior Debt & Asset Recovery Specialist

Our Client is seeking a Senior Debt & Asset Recovery Specialist to join its Asset Recovery team in Itasca. This role is focused on managing complex, late-stage delinquency portfolios with an emphasis on asset preservation, recovery strategies, repossessions, loss mitigation, and negotiations.

The ideal candidate brings a strong background in asset-based collections, understands how to maximize recovery outcomes, and is comfortable making judgment calls regarding workouts, payment arrangements, skip tracing strategies, and repossession activity.

Key Responsibilities for the Senior Debt & Asset Recovery Specialist
  • Manage a portfolio of highly delinquent asset-based accounts
  • Develop and execute recovery strategies to maximize asset recovery and minimize losses
  • Conduct advanced skip tracing to locate borrowers, collateral, and assets
  • Utilize TLO, CLEAR, and other investigative tools to support recovery efforts
  • Manage escalated customer situations and difficult negotiations
  • Monitor KPIs including recovery rates, cycle times, and portfolio performance
  • Document account actions, recommendations, and recovery outcomes

Qualifications for the Senior Debt & Asset Recovery Specialist

Required:

  • 5+ years of experience in asset recovery, repossessions, loss mitigation, or late-stage collections
  • Strong understanding of secured collateral and asset-based lending environments
  • Advanced skip tracing experience
  • Hands-on experience using TLO and/or CLEAR
  • Experience evaluating repossession, recovery, and workout strategies
  • Strong negotiation and conflict-resolution skills
  • Ability to manage a high-volume portfolio while maintaining attention to detail
  • Proficiency with Microsoft Office, particularly Excel

Preferred:

  • Consumer finance, equipment finance, automotive finance, or asset-based lending experience
  • Recovery leadership or mentoring experience
  • Experience with portfolio analytics and recovery performance metrics