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Debt Specialist Jobs (NOW HIRING)

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fast-growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Certified Debt Specialist

Richardson, TX

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fastgrowing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

DebtBlue

Certified Debt Specialist

Richardson, TX · On-site

$30K/yr

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fast‑growing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

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Debt Specialist information

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$20.5K

$53.9K

$97K

How much do debt specialist jobs pay per year?

As of Aug 1, 2026, the average yearly pay for debt specialist in the United States is $53,925.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $60,500.00 per year, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt specialists typically do not earn $4,000 a week without a degree; however, high-paying roles in sales, real estate, or entrepreneurship can reach that level through commissions and experience. These jobs often require strong communication skills, self-motivation, and industry knowledge rather than formal education.

What jobs make $1,000,000 a year?

In the context of a Debt Specialist or related financial roles, earning $1,000,000 annually is rare and typically involves executive-level positions such as Chief Financial Officer or high-level investment roles. These positions often require extensive experience, advanced certifications, and leadership responsibilities. Most debt specialists and similar financial professionals do not reach this income level without additional executive or entrepreneurial ventures.

What does a debt specialist do?

A debt specialist helps individuals or businesses manage and resolve debt issues by negotiating payment plans, providing financial advice, and assisting with debt consolidation or settlement. They often analyze financial situations, communicate with creditors, and may require knowledge of credit laws and financial tools. The role typically involves strong communication skills and attention to detail.

What are the key skills and qualifications needed to thrive in the Debt Specialist position, and why are they important?

To thrive as a Debt Specialist, you need a solid understanding of financial regulations, credit analysis, and debt recovery procedures, often supported by experience in finance or collections roles. Familiarity with collection software, customer relationship management (CRM) systems, and relevant certifications such as the Certified Credit and Collection Professional (CCCP) can be beneficial. Strong negotiation, problem-solving, and interpersonal communication skills set top performers apart in the field. These abilities are crucial for effectively resolving outstanding debts, maintaining positive client relationships, and ensuring compliance with industry standards.

What is a Debt Specialist job?

A Debt Specialist helps individuals or businesses manage, negotiate, and resolve debt-related issues. They work with creditors to create repayment plans, settle outstanding balances, or provide financial counseling to clients. Their goal is to reduce financial burdens while ensuring compliance with legal and financial regulations. Debt Specialists may work for financial institutions, collections agencies, or as independent consultants. Strong communication and negotiation skills are essential in this role.

How to pay off $30,000 in debt in 1 year?

A Debt Specialist can help develop a detailed repayment plan by assessing income, expenses, and debt types. Strategies include creating a strict budget, prioritizing high-interest debts, and exploring debt consolidation or negotiation options, while maintaining discipline and tracking progress regularly.

What are the typical daily responsibilities of a Debt Specialist?

A Debt Specialist typically spends their day reviewing accounts, contacting clients or customers to discuss outstanding debts, and negotiating payment arrangements. They also document all communications and transactions accurately in specialized software and may collaborate with legal or finance teams to assess more complex cases. The role often involves problem-solving to address financial hardships, answering inquiries, and ensuring all actions comply with relevant regulations. Debt Specialists also routinely monitor progress on payment plans and update records to reflect current statuses.

More about Debt Specialist jobs
What cities are hiring for Debt Specialist jobs? Cities with the most Debt Specialist job openings:
What are the most commonly searched types of Debt Specialist jobs? The most popular types of Debt Specialist jobs are:
What states have the most Debt Specialist jobs? States with the most job openings for Debt Specialist jobs include:
What job categories do people searching Debt Specialist jobs look for? The top searched job categories for Debt Specialist jobs are:
Debt Specialist jobs near you
Infographic showing various Debt Specialist job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $53,925 per year, or $25.9 per hour.

Debt Settlement Specialist / Sales Rep

National Debt Cure

Staten Island, NY • On-site

$16 - $35/hr

Full-time

Retirement

Re-posted 24 days ago

Job description

DEBT SPECIALIST


Are you looking for a Debt Specialist opportunity that offers:

  • a competitive compensation plan
  • uncapped earning potential reaching over $100K to upwards of $200K or more
  • a successful and rewarding career with a company that offers growth and ongoing training?

Come join us at National Debt Cure, we are looking for Debt Specialists who will take a consultative approach to assisting our customers with their unsecured debt. Our mission is to help them achieve financial freedom and meet their goals. In this role you will be helping them to get there. The Ideal candidate will have a strong personality, sense of individuality, and a fervent drive and determination to help others.

Responsibilities:

As a Debt Specialist with National Debt Cure you will…

  • Successfully acquire new customers through prospecting efforts and by fielding new inbound inquiries
  • Engage customers from our existing database through various channels (phone, email, SMS, etc.)
  • Work and collaborate with members of cross-department team to manage active, in-process business and provide exceptional, responsive customer service
  • Analyze client portfolios to determine the best strategy to help clients achieve financial freedom as quickly as possible


We offer…

  • Hourly wage starting at 15.00 + a generous tiered commission. (On average, a first-year sales representative can expect to earn $55,000 or more. Experienced sales reps can make $100k+)
  • Remote (work-from-home) position for applicants who have prior debt settlement or related sales experience only
  • In office position with paid training for those without prior debt settlement or related sales experience
    Uncapped Income Potential
  • Competitive compensation package
  • Awards for reaching production targets
  • Ongoing sales training
  • Accelerated Growth Opportunity
  • 401K with Company Match
  • 7 Days PTO
  • Paid Holidays
  • An Unmatched Company Culture
  • Employee Referral Bonuses

Qualifications & Skills

  • 1+ years experience as a Debt Specialist/Debt Resolution Specialist
  • Strong business acumen and professionalism
  • Excellent verbal and written communication
  • High energy, competitive, passionate, and motivated to be #1
  • Ability to thrive in a fast-paced environment
  • Effective communicator & listener
  • Enjoys talking to people on the phone
  • Displays empathy, understanding & relatability
  • Strong problem-solving skills and detail oriented
  • Can work independently and with a team

Company Description

Well established, owner operated, company operating successfully since 2006, having helped well over 100,000 consumers nationwide. Majority of our employees, affiliates and vendors have been with the company for well over 8 years and counting. We offer the right candidates opportunities across multiple verticals to increase earning potential.