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Debt Specialist Jobs (NOW HIRING)

DebtBook

Senior Debt Specialist

Charlotte, NC · On-site

ABOUT THE ROLE We are seeking a highly motivated and enthusiastic Customer Success- Sr. Debt Specialist to join our growing team in Charlotte, NC. This critical role supports our most complex Debt ...

DebtBook

Senior Debt Specialist

Charlotte, NC · On-site

ABOUT THE ROLE We are seeking a highly motivated and enthusiastic Customer Success- Sr. Debt Specialist to join our growing team in Charlotte, NC. This critical role supports our most complex Debt ...

New

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

Camali Services

Debt Settlement Specialist

Orlando, FL · On-site

Join our rapidly growing finance & debt management team as a Debt Settlement Specialist and help advocate for our clients to help them achieve financial freedom. Who we are: Camali Services is a ...

CFS

Debt Resolution Specialist

Itasca, IL · Hybrid

Debt & Asset Recovery Specialist Our Client is seeking a Debt & Asset Recovery Specialist to join its recovery team in Itasca. This role is focused on late-stage collections, asset recovery ...

Camali Services

Debt Settlement Specialist

Orlando, FL · On-site

Join our rapidly growing finance & debt management team as a Debt Settlement Specialist and help advocate for our clients to help them achieve financial freedom. Who we are: Camali Services is a ...

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Debt Specialist information

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$20.5K

$53.9K

$97K

How much do debt specialist jobs pay per year?

As of Aug 23, 2026, the average yearly pay for debt specialist in the United States is $53,925.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $60,500.00 per year, depending on experience, location, and employer.

What is a debt specialist?

A Debt Specialist helps individuals or businesses manage, negotiate, and resolve debt-related issues. They work with creditors to create repayment plans, settle outstanding balances, or provide financial counseling to clients. Their goal is to reduce financial burdens while ensuring compliance with legal and financial regulations. Debt Specialists may work for financial institutions, collections agencies, or as independent consultants. Strong communication and negotiation skills are essential in this role.

What are the typical daily responsibilities of a debt specialist?

A Debt Specialist typically spends their day reviewing accounts, contacting clients or customers to discuss outstanding debts, and negotiating payment arrangements. They also document all communications and transactions accurately in specialized software and may collaborate with legal or finance teams to assess more complex cases. The role often involves problem-solving to address financial hardships, answering inquiries, and ensuring all actions comply with relevant regulations. Debt Specialists also routinely monitor progress on payment plans and update records to reflect current statuses.

What are the key skills and qualifications needed to thrive in the debt specialist position, and why are they important?

To thrive as a Debt Specialist, you need a solid understanding of financial regulations, credit analysis, and debt recovery procedures, often supported by experience in finance or collections roles. Familiarity with collection software, customer relationship management (CRM) systems, and relevant certifications such as the Certified Credit and Collection Professional (CCCP) can be beneficial. Strong negotiation, problem-solving, and interpersonal communication skills set top performers apart in the field. These abilities are crucial for effectively resolving outstanding debts, maintaining positive client relationships, and ensuring compliance with industry standards.

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Debt Specialist jobs near you
Infographic showing various Debt Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $53,925 per year, or $25.9 per hour.

Debt Settlement Specialist / Sales Rep

National Debt Cure

Staten Island, NY • On-site

$16 - $35/hr

Full-time

Retirement

Re-posted 15 days ago

Job description

DEBT SPECIALIST


Are you looking for a Debt Specialist opportunity that offers:

  • a competitive compensation plan
  • uncapped earning potential reaching over $100K to upwards of $200K or more
  • a successful and rewarding career with a company that offers growth and ongoing training?

Come join us at National Debt Cure, we are looking for Debt Specialists who will take a consultative approach to assisting our customers with their unsecured debt. Our mission is to help them achieve financial freedom and meet their goals. In this role you will be helping them to get there. The Ideal candidate will have a strong personality, sense of individuality, and a fervent drive and determination to help others.

Responsibilities:

As a Debt Specialist with National Debt Cure you will…

  • Successfully acquire new customers through prospecting efforts and by fielding new inbound inquiries
  • Engage customers from our existing database through various channels (phone, email, SMS, etc.)
  • Work and collaborate with members of cross-department team to manage active, in-process business and provide exceptional, responsive customer service
  • Analyze client portfolios to determine the best strategy to help clients achieve financial freedom as quickly as possible


We offer…

  • Hourly wage starting at 15.00 + a generous tiered commission. (On average, a first-year sales representative can expect to earn $55,000 or more. Experienced sales reps can make $100k+)
  • Remote (work-from-home) position for applicants who have prior debt settlement or related sales experience only
  • In office position with paid training for those without prior debt settlement or related sales experience
    Uncapped Income Potential
  • Competitive compensation package
  • Awards for reaching production targets
  • Ongoing sales training
  • Accelerated Growth Opportunity
  • 401K with Company Match
  • 7 Days PTO
  • Paid Holidays
  • An Unmatched Company Culture
  • Employee Referral Bonuses

Qualifications & Skills

  • 1+ years experience as a Debt Specialist/Debt Resolution Specialist
  • Strong business acumen and professionalism
  • Excellent verbal and written communication
  • High energy, competitive, passionate, and motivated to be #1
  • Ability to thrive in a fast-paced environment
  • Effective communicator & listener
  • Enjoys talking to people on the phone
  • Displays empathy, understanding & relatability
  • Strong problem-solving skills and detail oriented
  • Can work independently and with a team

Company Description

Well established, owner operated, company operating successfully since 2006, having helped well over 100,000 consumers nationwide. Majority of our employees, affiliates and vendors have been with the company for well over 8 years and counting. We offer the right candidates opportunities across multiple verticals to increase earning potential.