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Debt Collection Agent Jobs (NOW HIRING)

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

Jon Barry & Associates, Inc.

Collection Agent

Concord, NC · On-site

$17 - $21/hr

Debt Collector Collections Agent- Remote Opportunity with High Earning Potential! Are you an ... Paragon is a third-party collection agency focusing on Medical Revenue. We have been a trusted ...

Cwrs

You may process all correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA) You will maintain knowledge of functional area and company policies and procedures. You will ...

Credit Wise Recovery Solutions

You may process all correspondences with adherence to the Fair Debt Collection Practices Act (FDCPA) You will maintain knowledge of functional area and company policies and procedures. You will ...

Radius Global Solutions LLC

Collections Agent

Ramsey, NJ · On-site

$15 - $18/hr

The First Party Collections Agent will initiate the appropriate action to collect past due balances ... Working knowledge of and willingness to comply with the Fair Debt Collection Practices Act (FDCPA ...

Zwicker & Associates, P.C.

Debt Recovery Agent

Hebron, KY · On-site

$17 - $20/hr

C. is a national creditor rights law firm that emphasizes ethics, compliance, and assertive representation of our clients' interests, making us the industry leader in debt collection. Founded in 1991 ...

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How much do debt collection agent jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for debt collection agent in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt collection agents can sometimes earn around $4,000 per week through commissions and bonuses, especially in high-volume or successful agencies. Success in this role often depends on strong communication skills, persistence, and experience, with some agents earning high incomes without formal degrees. However, such earnings are typically associated with experienced agents working full-time in commission-based environments.

What qualifications do I need to be a debt collector?

To become a debt collection agent, candidates typically need a high school diploma or equivalent. Strong communication skills, knowledge of relevant laws such as the Fair Debt Collection Practices Act, and the ability to handle difficult conversations are important. Some employers may require training or certification in debt collection practices.

What are the key skills and qualifications needed to thrive as a Debt Collection Agent, and why are they important?

To thrive as a Debt Collection Agent, you need a solid understanding of debt collection laws and negotiation techniques, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, dialer systems, and payment processing tools is typically required. Excellent communication, resilience, and problem-solving skills help agents handle difficult conversations and maintain professionalism under pressure. These skills ensure effective debt recovery, compliance with regulations, and the maintenance of positive relationships with clients and debtors.

What are debt collection agents?

Debt collection agents are professionals who work on behalf of creditors to recover unpaid debts from individuals or businesses. They contact debtors via phone, mail, or email to negotiate payment plans, remind them of outstanding balances, and try to recover the owed funds. Debt collection agents must follow strict laws and regulations to ensure ethical and legal practices during the collection process. They may work directly for original creditors or for specialized debt collection agencies.

How much does a debt collection agency make?

A debt collection agent's earnings typically come from commissions or fees based on the amount recovered, with salaries often ranging from $30,000 to $50,000 annually. Agencies generate revenue through successful collections, and agents may earn bonuses for high recovery rates or meeting targets.

How to become a debt collection agent?

To become a debt collection agent, candidates typically need a high school diploma or equivalent and must complete training on debt collection laws and techniques. Some employers prefer prior experience in customer service or sales, and obtaining certification from industry organizations can enhance job prospects. Strong communication skills and the ability to handle stressful situations are important for success in this role.

What is the difference between Debt Collection Agent vs Credit Analyst?

AspectDebt Collection AgentCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or financial institutions; often high-pressureBanks, lending companies, or corporate finance departments; office setting
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and lending decisions
Common Search & Comparison IntentUnderstanding roles in debt recoveryEvaluating creditworthiness and financial risk

While both roles involve finance and require some knowledge of credit, a Debt Collection Agent focuses on recovering unpaid debts, often working in collections agencies or banks. A Credit Analyst assesses credit risk to help lenders make informed decisions. The roles differ in responsibilities, work environment, and required credentials, but both are integral to financial operations.

What are some common challenges faced by Debt Collection Agents, and how are they typically addressed in the workplace?

Debt Collection Agents often encounter challenges such as handling difficult conversations with debtors, managing high call volumes, and meeting collection targets. To address these, many organizations provide thorough training on negotiation techniques, emotional resilience, and legal compliance. Supportive team environments and regular feedback sessions can help agents share effective strategies and stay motivated. Additionally, access to robust customer management systems streamlines workflow and assists agents in tracking communications efficiently.
More about Debt Collection Agent jobs
What cities are hiring for Debt Collection Agent jobs? Cities with the most Debt Collection Agent job openings:
Who are the top companies hiring for Debt Collection Agent jobs? The top employers for Debt Collection Agent jobs are:
What states have the most Debt Collection Agent jobs? States with the most job openings for Debt Collection Agent jobs include:
What job categories do people searching Debt Collection Agent jobs look for? The top searched job categories for Debt Collection Agent jobs are:
Debt Collection Agent jobs near you
Infographic showing various Debt Collection Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

Debt Collection Specialist

Law Firm

Islandia, NY • On-site

$22 - $24/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

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Job description

Now Hiring: Account Resolution Specialist – Collections Agent

Islandia, NY | Join a High-Energy, High-Reward Team!

Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent into a rewarding career? We’re looking for driven, goal-oriented professionals to join our elite collections team and help us take our operations to the next level.


At the heart of our success is our people—and we’re growing. If you're ready to make an impact and be recognized for your results, this is your moment.


What You’ll Do

  • Connect with customers to resolve delinquent accounts and bring them current.
  • Process payments and update account records with precision.
  • Follow up on unpaid accounts and recommend next steps.
  • Keep detailed records and maintain account status updates.


What You Bring

  • Experience in collections, billing, or customer service.
  • Strong communication skills—clear, confident, and professional.
  • A knack for building rapport and navigating tough conversations.
  • Ability to multitask, prioritize, and stay organized in a fast-paced environment.


What You’ll Get

  • Competitive base pay + aggressive commissions
  • Top-tier benefits including:
    • Paid Time Off (PTO)
    • Medical & Dental
    • 401(k) plan
    • Paid training
    • Referral bonuses
  • Clear path to advancement—we promote from within!


Ready to Level Up?

If you're hungry for success and want to be part of a team that values hustle, heart, and results—apply now and let’s talk about your future with us.