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Credit Sales Jobs (NOW HIRING)

Lowe's

Regional Credit Manager

Mooresville, NC · On-site

$101K - $168K/yr

The primary purpose of this role is to train and guide store associates to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales ...

New

Fifth Third

Director Credit Sales

New York, NY

Thorough knowledge of and ability to use software programs such as Word, Excel, PowerPoint and Bloomberg Director Credit Sales At Fifth Third, we understand the importance of recognizing our ...

Fifth Third Bank

Director Credit Sales

New York, NY · On-site

Thorough knowledge of and ability to use software programs such as Word, Excel, PowerPoint and Bloomberg Director Credit Sales At Fifth Third, we understand the importance of recognizing our ...

Lowe's

Regional Credit Manager

Melville, NY

$121K - $202K/yr

The primary purpose of this role is to train and guide store associates to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales ...

Schewel Furniture Company Inc

Credit Manager

Waynesboro, VA · On-site

$18 - $25/hr

The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection of accounts. Benefits package includes medical, dental, vision, vacation ...

New

Schewel Furniture Company Inc

Credit Manager

Staunton, VA · On-site

$18 - $25/hr

The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection of accounts. Benefits package includes medical, dental, vision, vacation ...

Eastern Metal Supply

Credit Clerk

Lake Worth, FL · On-site

$14.75 - $19/hr

Position Summary The Credit Clerk provides administrative and clerical support to the Credit ... Answer designated phone lines for Driver, Sales, and Customers regarding account status, payments ...

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All JobsCredit Sales Jobs

Credit Sales information

What jobs make $1,000,000 a year?

In credit sales, high-earning roles such as top-performing sales executives, credit directors, or senior financial professionals can reach or exceed $1,000,000 annually through base salary, commissions, and bonuses. Success in these roles often depends on extensive experience, strong negotiation skills, and a large client portfolio. Such compensation is typically found in large corporations or financial institutions with aggressive sales targets.

What are the key skills and qualifications needed to thrive as a Credit Sales professional, and why are they important?

To excel in Credit Sales, you need strong financial analysis skills, a solid understanding of credit risk, and typically a background in finance or business. Familiarity with CRM systems, credit scoring software, and financial modeling tools is often required. Exceptional negotiation abilities, relationship-building, and effective communication are crucial soft skills for success in this role. These competencies allow you to accurately assess clients, manage risk, and drive revenue growth while maintaining strong client relationships.

What are some typical challenges faced by credit sales professionals when managing client relationships?

Credit sales professionals often encounter challenges such as assessing client creditworthiness, negotiating payment terms, and managing overdue accounts. They must balance building strong customer relationships with enforcing company credit policies, which can sometimes lead to difficult conversations about payment delays or credit limits. Effective communication and problem-solving skills are crucial for resolving disputes and maintaining positive, long-term partnerships with clients.

Can you make $500,000 a year in sales?

Credit sales professionals can potentially earn $500,000 annually through high-volume sales, commissions, and bonuses, especially in industries like finance or large-scale B2B sales. Achieving this level typically requires extensive experience, strong negotiation skills, and a proven track record of exceeding sales targets.

What are credit sales?

Credit sales refer to transactions where goods or services are sold to a customer with the agreement that payment will be made at a later date. Instead of paying cash upfront, the buyer is extended credit by the seller, often with specified payment terms such as 'net 30 days.' This practice helps businesses increase sales and build customer loyalty, but it also involves risks such as delayed payments or defaults. Companies typically manage credit sales through credit policies and regular account monitoring to minimize these risks.

What is the difference between Credit Sales vs Credit Analyst?

AspectCredit SalesCredit Analyst
Primary RoleSell products/services on credit terms to customersAssess creditworthiness and analyze credit data
Required SkillsSales, negotiation, customer relationship managementFinancial analysis, risk assessment, data interpretation
Work EnvironmentSales offices, retail, or corporate settingsFinance departments, banks, or credit agencies
CertificationsSales certifications optionalFinancial certifications like CFA or credit-specific training

While Credit Sales focus on selling products on credit terms, Credit Analysts evaluate the risk of extending credit. Both roles require understanding credit processes, but Credit Sales emphasizes sales skills, whereas Credit Analysts focus on financial analysis and risk assessment.

What do you do in credit sales?

In credit sales, a professional sells products or services to customers on credit, meaning payment is deferred to a later date. This involves assessing customer creditworthiness, managing accounts receivable, and ensuring timely collection of payments. Strong communication skills and knowledge of credit policies are important in this role.

What is the highest paying job in credit?

In credit sales, senior roles such as Credit Director or Vice President of Credit typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, strong negotiation skills, and a deep understanding of credit risk management and financial analysis.
More about Credit Sales jobs
What are the most commonly searched types of Credit Sales jobs? The most popular types of Credit Sales jobs are:
What states have the most Credit Sales jobs? States with the most job openings for Credit Sales jobs include:
What job categories do people searching Credit Sales jobs look for? The top searched job categories for Credit Sales jobs are:
Credit Sales jobs near you
Infographic showing various Credit Sales job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Regional Credit Manager

Lowe's

Mooresville, NC • On-site

$101K - $168K/yr

Full-time

Posted yesterday

New

Lowe's rating

6.8

Company rating: 6.8 out of 10

Lowe's

Based on 5,214 frontline employees who took The Breakroom Quiz

6.2

Company rating compared to similar companies: 6.2 out of 10

National retailers average

Based on 95,655 frontline employees who took The Breakroom Quiz

The best things about working at Lowe's

  • 89%

    89% say they get paid time off

    say they get paid time off

  • 79%

    79% say their health insurance is affordable

    say their health insurance is affordable

  • 75%

    75% say they have respectful managers

    say they have respectful managers

Featured by Lowe's, based on 5214 Breakroom Quiz responses from their frontline employees

Job description


Do your Best Work in Mooresville
This position is based at our headquarters in Mooresville, North Carolina. Our corporate office is a space where you can collaborate and do your best work. Take a walk, grab a bite (or a cup of coffee), work out or get a check-up – we invest in you so you can find your inspiration.
Your Impact
The Regional Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Region. The primary purpose of this role is to train and guide store associates to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration.
What You Will Do
Coach, motivate, and train key store personnel in partnership with local store leadership (store managers, department supervisors) on effective techniques to drive credit card sales through every store transaction.
Partner with the Divisional Credit Manager and peer Regional Credit Managers, to identify best-in-class industry approaches to grow retail sales through Lowe's credit products.
Monitor, track, and trend credit sales results in each assigned district using data provided by the Credit Field Team Sr. Analyst and advises store leadership on progress against store credit sales plans.
Develop and maintain relationships with regional and store leadership and business partners within the assigned territory, to resolve issues as necessary.
Drive compliance with applicable laws, rules and regulations, adhering to policies, while applying sound ethical judgment regarding personal behavior, conduct and business practices.
Escalate, manage and report control issues with urgency and transparency.
Minimum Qualifications
Bachelor's degree Business, Communications or related field or equivalent years of experience in lieu of education requirement, if applicable
5 years retail operations/sales/credit services experience
8 years combined experience in retail sales or credit/financial services in lieu of degree and other experience requirements.
About Lowe's
Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company with total fiscal 2025 sales of more than $86 billion. Lowe's employs approximately 300,000 associates and operates over 1,750 home improvement stores, 540 branches and 120 distribution centers. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit 
Lowes.com
.  
Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.
Pay Range: $101,100.00 - $168,900.00 annually Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.

Working at Lowe's

Perks for frontline workers

From Lowe's, via Breakroom

  • Bonus opportunities

  • Tuition-free education assistance

  • Flexible scheduling options

  • 401(K) with up to 4.25% company match

  • Up to 10 weeks of paid maternity leave & 4 weeks of paid parental leave

  • Paid time off

  • Access to comprehensive healthcare options

  • Employee stock purchase plan

What to expect from working at Lowe's

From Lowe's

About Lowe's, in their own words

From Lowe's

Since 1921, home improvers of all stripes have relied on us to have the products and services they need. Our commitment to our customers drives every decision we make, from the products on our shelves to developing a more sustainable supply chain and robust philanthropy. We set the standard for corporate responsibility and thoughtful customer service in home improvement retail.

Walk into any of our stores, distribution centers, or offices, and you'll find a driven team of collaborators, builders, and visionaries. As an associate, you will be empowered to learn and grow in your career. From solving customer problems to providing disaster relief, your hard work will help us build a solid foundation for the success of future generations.

Company values

From Lowe's

Our Core Behaviors:

  • Focus on Customers
  • Deliver Results
  • Take Action
  • Show Courage
  • Continue Learning

Our Values:

  • Service Minded
  • Collaborative
  • Inclusive
  • Respectful
  • Driven to Win

What Lowe's employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Lowe's logo

About Lowe's

Sourced by ZipRecruiter

Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 19 million customer transactions a week in the United States and Canada. With fiscal year 2021 sales of over $96 billion, Lowe's and its related businesses operate or service nearly 2,200 home improvement and hardware stores and employ over 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com.

Industry

Retail

Company size

10,000+ Employees

Headquarters location

Mooresville, NC, US

Year founded

1946

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