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Credit Sales Jobs (NOW HIRING)

Home Depot

SR ANALYST CREDIT SVCS

Atlanta, GA · On-site

Critical metrics to be analyzed include credit sales penetration and margin expense line items. Manages multiple, cross-functional projects and may manage smaller, single-function projects. Key ...

PNC Bank

Commercial Credit Expert - AMG

New York, NY

... Sales & Underwriting teams as a credit expert, participating in strategic deal review discussion leading the Credit team on behalf of 2LOD Credit risk. In addition to AMG, this position also requires ...

PNC Bank

Commercial Credit Expert - AMG

Columbus, OH

... Sales & Underwriting teams as a credit expert, participating in strategic deal review discussion leading the Credit team on behalf of 2LOD Credit risk. In addition to AMG, this position also requires ...

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Credit Sales information

What jobs make $1,000,000 a year?

In credit sales, high-earning roles such as top-performing sales executives, credit directors, or senior financial professionals can reach or exceed $1,000,000 annually through base salary, commissions, and bonuses. Success in these roles often depends on extensive experience, strong negotiation skills, and a large client portfolio. Such compensation is typically found in large corporations or financial institutions with aggressive sales targets.

What are the key skills and qualifications needed to thrive as a Credit Sales professional, and why are they important?

To excel in Credit Sales, you need strong financial analysis skills, a solid understanding of credit risk, and typically a background in finance or business. Familiarity with CRM systems, credit scoring software, and financial modeling tools is often required. Exceptional negotiation abilities, relationship-building, and effective communication are crucial soft skills for success in this role. These competencies allow you to accurately assess clients, manage risk, and drive revenue growth while maintaining strong client relationships.

What are some typical challenges faced by credit sales professionals when managing client relationships?

Credit sales professionals often encounter challenges such as assessing client creditworthiness, negotiating payment terms, and managing overdue accounts. They must balance building strong customer relationships with enforcing company credit policies, which can sometimes lead to difficult conversations about payment delays or credit limits. Effective communication and problem-solving skills are crucial for resolving disputes and maintaining positive, long-term partnerships with clients.

Can you make $500,000 a year in sales?

Credit sales professionals can potentially earn $500,000 annually through high-volume sales, commissions, and bonuses, especially in industries like finance or large-scale B2B sales. Achieving this level typically requires extensive experience, strong negotiation skills, and a proven track record of exceeding sales targets.

What are credit sales?

Credit sales refer to transactions where goods or services are sold to a customer with the agreement that payment will be made at a later date. Instead of paying cash upfront, the buyer is extended credit by the seller, often with specified payment terms such as 'net 30 days.' This practice helps businesses increase sales and build customer loyalty, but it also involves risks such as delayed payments or defaults. Companies typically manage credit sales through credit policies and regular account monitoring to minimize these risks.

What is the difference between Credit Sales vs Credit Analyst?

AspectCredit SalesCredit Analyst
Primary RoleSell products/services on credit terms to customersAssess creditworthiness and analyze credit data
Required SkillsSales, negotiation, customer relationship managementFinancial analysis, risk assessment, data interpretation
Work EnvironmentSales offices, retail, or corporate settingsFinance departments, banks, or credit agencies
CertificationsSales certifications optionalFinancial certifications like CFA or credit-specific training

While Credit Sales focus on selling products on credit terms, Credit Analysts evaluate the risk of extending credit. Both roles require understanding credit processes, but Credit Sales emphasizes sales skills, whereas Credit Analysts focus on financial analysis and risk assessment.

What do you do in credit sales?

In credit sales, a professional sells products or services to customers on credit, meaning payment is deferred to a later date. This involves assessing customer creditworthiness, managing accounts receivable, and ensuring timely collection of payments. Strong communication skills and knowledge of credit policies are important in this role.

What is the highest paying job in credit?

In credit sales, senior roles such as Credit Director or Vice President of Credit typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, strong negotiation skills, and a deep understanding of credit risk management and financial analysis.
More about Credit Sales jobs
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What states have the most Credit Sales jobs? States with the most job openings for Credit Sales jobs include:
What job categories do people searching Credit Sales jobs look for? The top searched job categories for Credit Sales jobs are:
Credit Sales jobs near you
AVP, Credit Sales Manager - Northwest Arkansas

AVP, Credit Sales Manager - Northwest Arkansas

Synchrony Financial

Springdale, AR

Full-time

Posted 3 days ago

Synchrony Financial rating

9.1

Company rating: 9.1 out of 10

Based on 51 frontline employees who took The Breakroom Quiz

2nd of 146 rated financial services

Job description

****Position to be based from a home office in Northwest Arkansas and requires significant travel throughout Arkansas and the St. Louis (Missouri) area.  Company car is provided.*****

Role Summary/Purpose:

This field sales position is responsible to sell Regional & Club-level client leadership on the benefits of our products so that they will in turn drive product engagement and in club execution to accomplish/exceed credit goals. Position would be required to maintain relationships through effective and timely communication, attending market/store meetings, develop in store product execution strategies/action plans, and ensure regional strategies are effectively rolled out to clubs. This role will cover a territory that includes Arkansas and St. Louis area (Missouri). 

Essential Responsibilities:

  • Drive application volume to meet/exceed goals - measured as percent increase to Op Plan.
  • Exceed customer satisfaction by meeting/exceeding established Client Satisfaction survey target goals.
  • Enhance implementation of in-store marketing programs; conduct on-going training.
  • Develop credit awareness programs with store/market management.
  • Audit signage, point of sale material for compliance purposes and communicate issues accordingly.
  • Support Client Program Manager and client team initiatives.
  • Compile and present results of on-going credit programs; manage travel and marketing budgets.
  • Attend/support store opening and relocation events.
  • Develop and maintain key external client relationships at store, market, and regional levels.
  • Maximize/leverage credit support and commitment at store level.
  • Develop annual marketing plan for stores to support business goals.
  • Perform other duties and/or special projects as assigned

Qualifications/Requirements:

  • Bachelor’s degree and 3+ years’ experience working in the Financial Services Field or Retail Store Management. Or in lieu of completed degree, HS diploma/GED and 5+ years' experience working in the Financial Services Field or Retail Store Management
  • Minimum of 3 years of field or outside sales experience.
  • Minimum of 2 years Client Relationship Management experience.
  • Minimum of 2 years’ Experience developing presentations and pitching to all levels of management.
  • Proficiency with MS Word, Excel, and PowerPoint.
  • Willing to travel up to 75% of the time

Desired Characteristics:

  • Excellent negotiation and client relationship skills.
  • Openness to coaching and ability to learn quickly.
  • Customer focused mindset with ability to respond quickly to customer needs.
  • Exceptional interpersonal communication skills (written, oral, nonverbal).
  • Private Label Sales and Marketing experience will be a plus. Strong finance business/industry acumen

Grade/Level: 10

The salary range for this position is 75,000.00 - 130,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Our Way of Working:

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events. 

*Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Eligibility Requirements:

  • You must be 18 years or older
  • You must have a high school diploma or equivalent
  • You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
  • You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
  • New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.  Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles.  Employees, level 8 or greater, must have at least 18 months’ time in position before they can post.  All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required.  We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. 

Our Commitment:

When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all. 

Reasonable Accommodation Notice:

  • Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
  • If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627.   Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time

Job Family Group:

Sales

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