ZipRecruiter

Log In

1

Credit Risk Officer Jobs in Virginia (NOW HIRING)

Tru Point Bank

Retail Credit Analyst

Lebanon, VA · On-site

$50K - $55K/yr

... risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration. * Perform annual reviews for relationships * Adhere ...

Tru Point Bank

Retail Credit Analyst

Richlands, VA · On-site

$50K - $55K/yr

... risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration. * Perform annual reviews for relationships * Adhere ...

Tru Point Bank

Retail Credit Analyst

Grundy, VA · On-site

$50K - $55K/yr

... risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration. * Perform annual reviews for relationships * Adhere ...

Tru Point Bank

Retail Credit Analyst

Bristol, VA · On-site

$50K - $55K/yr

... risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration. * Perform annual reviews for relationships * Adhere ...

NEWMARK

Closing Officer

Mclean, VA · On-site

$90K - $110K/yr

... Officer with coordination of closing documentation including review of due diligence received ... credit risk analysis based on professional experience, knowledge and outside counsel ...

John Marshall Bank

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ... Maintain a continuing and informative record of data from which lending officers may make fully ...

JOHN MARSHALL BANCORP INC

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ... Maintain a continuing and informative record of data from which lending officers may make fully ...

John Marshall Bank

Credit Analyst

Reston, VA · On-site

$85K - $115K/yr

Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk ... Maintain a continuing and informative record of data from which lending officers may make fully ...

Truist

Associate - Wholesale Credit Delivery

Winchester, VA · On-site

$100K - $110K/yr

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Officer and other final approvers and coordinates legal documentation efforts through ...

Truist

Associate - Wholesale Credit Delivery

Mclean, VA · On-site

$100K - $110K/yr

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Officer and other final approvers and coordinates legal documentation efforts through ...

Truist

Associate - Wholesale Credit Delivery

Mclean, VA · On-site

$100K - $110K/yr

Performs prudent underwriting and effective credit and risk administration with particular emphasis ... Credit Officer and other final approvers and coordinates legal documentation efforts through ...

next page

Showing results 1-20

All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in Virginia

Credit Risk Officer information

See Virginia salary details

$75.8K

$133.7K

$208.7K

How much do credit risk officer jobs pay per year?

As of Jul 13, 2026, the average yearly pay for credit risk officer in Virginia is $133,695.00, according to ZipRecruiter salary data. Most workers in this role earn between $108,100.00 and $152,700.00 per year, depending on experience, location, and employer.

What is a Credit Risk Officer job?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a Credit Risk Officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the Credit Risk Officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

What are the most commonly searched types of Credit Risk Officer jobs in Virginia? The most popular types of Credit Risk Officer jobs in Virginia are:
What are popular job titles related to Credit Risk Officer jobs in Virginia? For Credit Risk Officer jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Officer jobs in Virginia look for? The top searched job categories for Credit Risk Officer jobs in Virginia are:
What are popular job titles related to Credit Risk Officer jobs in VA? For Credit Risk Officer jobs in VA, the most frequently searched job titles are:
Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Virginia as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $133,695 per year, or $64.3 per hour.
Commercial Credit Officer II- Healthcare, Education, and Not for Profit

Commercial Credit Officer II- Healthcare, Education, and Not for Profit

Bank of America

Richmond, VA • On-site

$125K - $225K/yr

Full-time

PTO

Re-posted 21 days ago

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team.

Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Office II. HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations.


The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.

Responsibilities:

  • Provides capital structure solutions
  • Builds relationships with existing and prospective clients
  • Manages the credit process for a portfolio of clients
  • Negotiates credit documentation
  • Leads the credit and risk approval processes
  • Mentors and supports associates

Skills:

  • Client Solutions Advisory
  • Customer and Client Focus
  • Capital Structure Consultant
  • Account Management
  • Financial Analysis
  • Loan Structuring
  • Risk Management
  • Underwriting
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Decision Making
  • Issue Management
  • Analytical Thinking
  • Coaching
  • Collaboration
  • Critical Thinking

Required Qualifications:

  • 10+ years of solid Commercial Banking Experience
  • Experience in financial analysis, structuring, underwriting and portfolio management
  • Analytical/technical skills, including financial accounting, modeling and loan structuring
  • Strong communication skills; ability to communicate vertically, horizontally, and externally
  • Industry knowledge across multiple sectors

Minimum Education Requirement: BA/BS Degree Desired

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - DC - Washington - 1800 K St NW - 1800 K Street NW (DC1842), US - MD - Baltimore - 100 International Dr - 100 International (MD9890), US - NY - Melville - 300 BROADHOLLOW RD - BANK OF AMERICA (NY5529), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100), US - VA - Richmond - 1111 E MAIN ST - BANK OF AMERICA CENTER (VA2300)Pay and benefits informationPay range$125,000.00 - $225,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Apply