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Credit Risk Manager Jobs in Bellingham, WA (NOW HIRING)

Hardware Sales

Accounting Manager

Bellingham, WA · On-site

$90 - $110/hr

Reconcile complex accounts, including banks, credit cards, inventory, internal transactions, and ... Continuously evaluate existing workflows for efficiency, accuracy, and audit risk, and lead the ...

Tjx

Store Manager

Bellingham, WA · On-site

... risk and expenses. Review store reports, conduct walkthroughs, audits, and hold program meetings ... credit union; referral bonuses. All benefits are subject to applicable plan or program terms ...

TJX Companies

Store Manager

Bellingham, WA

... risk and expenses. Review store reports, conduct walkthroughs, audits, and hold program meetings ... credit union; referral bonuses. All benefits are subject to applicable plan or program terms ...

New

TJX Companies

Store Manager

Bellingham, WA · On-site

... risk and expenses. Review store reports, conduct walkthroughs, audits, and hold program meetings ... credit union; referral bonuses. All benefits are subject to applicable plan or program terms ...

Hardware Sales Inc.

Accounting Manager

Bellingham, WA · On-site

$90 - $120/hr

Reconcile complex accounts, including banks, credit cards, inventory, internal transactions, and ... Continuously evaluate existing workflows for efficiency, accuracy, and audit risk, and lead the ...

WECU

Business Relationship Specialist

Bellingham, WA · On-site

$91.72/hr

Manage the onboarding process, ensuring compliance with all regulatory requirements. * Conduct ... Maintain credit and risk awareness in referring financing solutions. QUALIFICATIONS: * Bachelor ...

Nooksack Northwood Casino

P/T SECURITY OFFICER

Lynden, WA · On-site

$16.50 - $19.75/hr

Responds to service calls for escorts, gaming chip fills/credits, money transports and audits, and ... Knowledge of the principles of physical and personal security and risk management. * Knowledge of ...

Nooksack Northwood Casino

P/T SECURITY OFFICER

Lynden, WA · On-site

$16.50 - $19.75/hr

Responds to service calls for escorts, gaming chip fills/credits, money transports and audits, and ... Knowledge of the principles of physical and personal security and risk management. * Knowledge of ...

Keybank

Personal Banker

Eastsound, WA · On-site

$20.67 - $31.25/hr

... managing internal and external centers of influence. * Ensuring compliance with operational, risk ... Understanding of consumer credit - including loan to value, debt to income and credit reports ...

KeyBank

Personal Banker

Burlington, WA · On-site

$20 - $24.25/hr

... managing internal and external centers of influence. * Ensuring compliance with operational, risk ... Understanding of consumer credit - including loan to value, debt to income and credit reports ...

Keybank

Personal Banker

Burlington, WA · On-site

$20.67 - $31.25/hr

... managing internal and external centers of influence. * Ensuring compliance with operational, risk ... Understanding of consumer credit - including loan to value, debt to income and credit reports ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Bellingham, WA

Credit Risk Manager information

See Bellingham, WA salary details

$89.9K

$164.5K

$248.9K

How much do credit risk manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for credit risk manager in Bellingham, WA is $164,549.00, according to ZipRecruiter salary data. Most workers in this role earn between $138,800.00 and $184,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
More about Credit Risk Manager jobs

What are the most commonly searched types of Credit Risk jobs in Bellingham, WA?

The most popular types of Credit Risk jobs in Bellingham, WA are:

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For Credit Risk Manager jobs in Bellingham, WA, the most frequently searched job titles are:

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The top searched job categories for Credit Risk Manager jobs in Bellingham, WA are:

What cities near Bellingham, WA are hiring for Credit Risk Manager jobs?

Cities near Bellingham, WA with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Bellingham, WA as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 82% Physical, 2% Hybrid, and 16% Remote job distribution, with an average salary of $164,549 per year, or $79.1 per hour.

Accounting Manager

Hardware Sales

Bellingham, WA • On-site

$90 - $110/hr

Other

Retirement

Posted 17 days ago

Job description

Job Details

Location: Bellingham, WA

Position Type: Full Time

Education Level: 4 Year Degree

Salary Range: $90,000.00 - $110,000.00

Travel Percentage: None

Shift: Any

Job Category: Accounting

About the Role

The Accounting Manager leads Hardware Sales' day‑to‑day accounting operations and manages a team of office and administrative staff, reporting directly to the Chief Financial Officer.

This role is hands‑on, high‑transaction‑volume, mandating responsibility for financial controls, reconciliations, monthly close, and compliance across the retail and rental operation in Bellingham, Ferndale, WA and Greenwood, IN.

Key ResponsibilitiesFinancial Controls & Compliance
  • Design, implement, and enforce internal financial controls across accounting operations.
  • Monitor compliance with GAAP and internal policy across AP, AR, and cash handling processes company‑wide.
  • Partner with the CFO on audit readiness and serve as the primary point of contact for internal and external auditors on day‑to‑day inquiries.
  • Identify control gaps or process breakdowns before they become financial or compliance problems, and escalated to the CFO promptly.
Accounting Operations & Reconciliation
  • Oversee monthly close, account reconciliations, and general ledger accuracy across a high‑transaction‑volume, multi‑location environment.
  • Review and approve AP and AR work product, ensuring accuracy, timeliness, and proper documentation.
  • Reconcile complex accounts, including banks, credit cards, inventory, internal transactions, and others.
  • Support the CFO with financial reporting, budgeting support, and ad hoc financial analysis.
Team Leadership & Development
  • Directly supervise and coach a team of 5‑6, including Accounts Payable, Accounts Receivable, Office Assistant, Accounting Assistant, and the Cashier Manager.
  • Set clear performance expectations, conduct regular one‑on‑ones, and hold the team accountable to documented SOPs.
  • Identify skill gaps and build training plans to upskill office and accounting staff over time.
  • Act as a working coach and escalation point for the Cashier Manager on cash handling and POS reconciliation issues.
Process Improvement & Standard Operating Procedures
  • Build, document, and maintain SOPs for core accounting and office administrative functions, replacing informal or undocumented processes.
  • Continuously evaluate existing workflows for efficiency, accuracy, and audit risk, and lead the implementation of improvements.
  • Partner with the CFO and other department leaders to standardize processes across all company locations.
Business & Administrative Compliance
  • Oversee business licensing, vehicle licensing and registration, and other recurring regulatory filings required to keep the company in good standing across Washington and Indiana.
  • Track renewal deadlines for licenses, permits, and company plans to ensure nothing lapses.
  • Manage or coordinate company business and liability insurance plan administration and related vendor relationships as assigned by the CFO.
  • Serve as a secondary point of contact for general office administrative functions supporting the broader team.
Communication & Reporting
  • Communicate clearly and proactively with the CFO on the status of close, control issues, and administrative compliance items.
  • Translate accounting detail into plain language for non‑accounting stakeholders across the business.
Qualifications
  • Bachelor's degree in Accounting, Finance, or related field mandatory.
  • Progressive accounting experience in a high‑transaction‑volume environment mandatory.
  • Prior supervisory or lead experience mandatory.
  • Strong knowledge of GAAP and internal control mandatory.
  • Excellent written and verbal communication mandatory.
  • High degree of accuracy and attention to detail mandatory.
  • Proficiency with accounting/ERP software and advanced Excel mandatory.
  • Must have experience in building and documenting SOP mandatory.
  • Experience with business licensing, regulatory filings, or general office administration is a plus.
Work Environment & Physical Requirements

This is primarily an office‑based, sedentary role requiring extended periods of computer work and routine use of accounting software and spreadsheets.

Must walk between office, retail, and warehouse areas, and occasionally travel between the Bellingham and Ferndale locations.

Schedule: Monday through Friday, 8:30am to 5:00pm.

Benefits
  • 401(k) retirement plan mandatory (eligible after 1 year of employment). 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