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Senior Credit Risk Manager Jobs in Bellingham, WA

OakTree Staffing

Senior Project Manager

Ferndale, WA · On-site

Senior Project Manager Location: Ferndale, WA Description: * Assembling a full-time team to ... Leading development of a risk management plan * Preparing and giving presentations to various ...

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Fiducial Inc

Senior Tax Accountant

Mount Vernon, WA · On-site

$86K - $111K/yr

The position offers career progression to a manager role. RESPONSIBILITIES The Senior Tax ... ESSENTIAL FUNCTIONS QuickBooks Bookkeeping - Obtain client monthly bank statements, credit card ...

Fiducial Inc

Senior Tax Accountant

Mount Vernon, WA

$91K - $117K/yr

The position offers career progression to a manager role. RESPONSIBILITIES The Senior Tax ... ESSENTIAL FUNCTIONS QuickBooks Bookkeeping - Obtain client monthly bank statements, credit card ...

Fiducial Inc.

Senior Tax Accountant

Mount Vernon, WA · On-site

$60K - $80K/yr

The position offers career progression to a manager role. RESPONSIBILITIES The Senior Tax ... ESSENTIAL FUNCTIONS QuickBooks Bookkeeping - Obtain client monthly bank statements, credit card ...

Legend Brands

Strategic Sourcing Buyer II/Senior

Burlington, WA · On-site

$157K - $158K/yr

Manage Bills of Material for new products, work with suppliers and buyers to obtain cost, lead time ... Strong decision-making skills with the ability to balance cost, quality and risk. * Ability to work ...

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All JobsCredit Risk JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Bellingham, WA

Senior Credit Risk Manager information

See Bellingham, WA salary details

$23.4K

$122.9K

$218.3K

How much do senior credit risk manager jobs pay per year?

As of Aug 22, 2026, the average yearly pay for senior credit risk manager in Bellingham, WA is $122,918.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,800.00 and $150,700.00 per year, depending on experience, location, and employer.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What are popular job titles related to Senior Credit Risk Manager jobs in Bellingham, WA?

For Senior Credit Risk Manager jobs in Bellingham, WA, the most frequently searched job titles are:

What job categories do people searching Senior Credit Risk Manager jobs in Bellingham, WA look for?

The top searched job categories for Senior Credit Risk Manager jobs in Bellingham, WA are:

Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Bellingham, WA as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $122,918 per year, or $59.1 per hour.

Commercial Production Partner

Banner Bank

Bellingham, WA • On-site

Full-time

Posted 16 days ago

Banner Bank rating

8.7

Company rating: 8.7 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

23rd of 171 rated banks

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Commercial Production Partner, you will serve as a trusted credit and production advisor within the Commercial Banking Center, helping drive sound credit decisions, portfolio quality, and exceptional client experiences. In this highly collaborative role, you'll partner closely with Relationship Managers and leadership to structure complex commercial transactions, identify opportunities for growth, and proactively manage risk across a diverse commercial portfolio.
 
In this role you'll
  • Partner with Relationship Managers and clients during calling activities to evaluate deal readiness, credit considerations, and transaction structure while developing clear recommendations.
  • Analyze financial statements, tax returns, credit reports, cash flow information, and industry trends for prospective and existing commercial clients.
  • Prepare and review credit analyses, risk assessments, loan modifications, renewals, and extensions for commercial lending opportunities.
  • Advise Relationship Managers on deal structuring, credit positioning, and risk mitigation strategies before submission for credit approval.
  • Ensure credit packages and documentation meet quality standards, regulatory requirements, and bank policy expectations.
  • Maintain, organize, and update loan documentation and credit files to support accurate underwriting and portfolio management.
  • Monitor portfolio performance, including covenant compliance, loan maturities, delinquencies, and risk ratings.
  • Identify emerging borrower and portfolio risks and recommend appropriate actions to leadership and Relationship Managers.
  • Serve as a subject matter resource on commercial lending, credit administration, loan structure, and risk management practices.
  • Partner with Commercial Banking Center leadership to support portfolio priorities, execution efficiency, client retention, and growth objectives.
  • Help identify opportunities to improve processes, Relationship Manager effectiveness, and overall client outcomes.
  • Support compliance with bank policies, security requirements, regulatory standards, and credit risk management protocol
What we're looking for
  • You have a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). 
  • An equivalent combination of education and experience can be considered in lieu of a degree.
  • You have 6 or more years of relevant experience in commercial banking, credit analysis, financial analysis, or financial risk management (Required).
What helps you shine
  • You bring advanced financial analysis skills and can confidently assess financial statements, cash flow performance, and tax returns for businesses and individuals with complex financial structures.
  • You have a strong understanding of commercial lending, credit underwriting, and risk assessment principles.
  • Understand business entity structures and can identify appropriate borrowing and guarantor relationships.
  • You are skilled at monitoring portfolio health, including covenant compliance, risk ratings, concentrations, maturities, and loan performance.
  • You communicate effectively with clients, business partners, and leadership through clear verbal and written communication.
  • Build trusted relationships and can support client needs independently when necessary.
  • You recognize opportunities to deepen client relationships through collaboration, retention efforts, and cross-functional teamwork.
  • You are highly organized and able to manage multiple priorities while maintaining strong attention to detail.
  • You are proficient with Microsoft Office applications, including Word, Excel, Access, and other business software tools.
  • You maintain a strong understanding of federal and state laws and regulations governing commercial lending activities.
Travel
  • Up to 10%
Our Company Values
  • Do the right thing
  • Mutual respect
  • Teamwork
  • Honesty and integrity
 
What Our Team Says
"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."
Compensation & Benefits
  • Targeted starting salary range (based on experience): $101,956 - $137,940
  • Annual incentive potential
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time and 11 company paid holidays
  • 401k (with up to 4% match)
  • Tuition reimbursement
 
Review Banner's employee benefits at: Employee Benefits \u007C Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

What Banner Bank employees say

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