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Credit Risk Manager Jobs in Richland, WA (NOW HIRING)

Portfolio Manager

Pasco, WA · On-site

$86K - $129K/yr

Financial Analysis and Credit Support: * Assist in the collection and analysis of financial ... Compliance and Risk Management: * Adhere to all applicable banking regulations, policies, and ...

Portfolio Manager

Pasco, WA · On-site

$86K - $129K/yr

Prepare credit memos (Loan Reports) and presentations for internal credit approval processes ... Compliance and Risk Management: * Adhere to all applicable banking regulations, policies, and ...

Member Service Associate

Richland, WA · On-site

$17.13 - $25.99/hr

Attend and engage in community events on behalf of the credit union. * Maintain confidentiality, control risk, and manage operations in accordance with company policies, procedures, and regulatory ...

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Member Service Associate

Richland, WA · On-site

$17.13 - $25.99/hr

Attend and engage in community events on behalf of the credit union. * Maintain confidentiality, control risk, and manage operations in accordance with company policies, procedures, and regulatory ...

New

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Showing results 1-20

Credit Risk Manager information

See Richland, WA salary details

$90.4K

$165.5K

$250.3K

How much do credit risk manager jobs pay per year?

As of Aug 31, 2026, the average yearly pay for credit risk manager in Richland, WA is $165,479.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,500.00 and $185,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What cities near Richland, WA are hiring for Credit Risk Manager jobs?

Cities near Richland, WA with the most Credit Risk Manager job openings:

$86K - $129K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


Job description

About The Role
Position provides a vital role in supporting the Commercial Relationship Managers in managing the assigned commercial client portfolio and seeks opportunity to expand the relationship and referral network. Provides support to Relationship Managers by building and maintaining strong relationships with commercial banking clients, meeting with clients, preparing loan documents, analyzing customer financial statements, tax returns, budgets, and other financial data. Performs ratio, industry benchmark, historical, and budget to actual comparative analysis. Prepares loan reports from which loan decisions are based upon and performs underwriting analysis.
Pay Range: $86,587.82 to $129,881.74 per year
PRINCIPAL RESPONSIBLITES AND DUTIES:
1. Relationship Management Support:
    • Assist the Relationship Managers in building and maintaining strong relationships with commercial banking clients.
    • Act as one of the points of contact for clients, addressing their inquiries, requests, and concerns promptly and professionally.
    • Proactively monitors monthly, quarterly, and annual request and receipt of Financial Statements, Tax Returns, ect.
    • Collaborate with Relationship Managers to identify cross-selling opportunities and generate leads for additional banking services.
  1. Client Service and Support:
    • Provide exceptional customer service to commercial banking clients, ensuring their needs are met efficiently and effectively.
    • Work with bank partners to assist clients with various banking transactions, including account openings, loan applications, wire transfers, and cash management services.
    • Conduct regular client reviews to assess their financial needs and recommend appropriate banking solutions.
    • Assures quality customer service and portrays a positive and professional image for the bank by friendly and efficient handling of all customers and by developing and maintaining professional relationships with government agencies (FSA & SBA), insurance agents, title company personnel, state and county auditors and other outside associates.
  1. Financial Analysis and Credit Support:
    • Assist in the collection and analysis of financial statements, credit applications, and other relevant documentation for loan underwriting.
    • Conduct research and gather data to support the credit analysis process, including reviewing industry trends, financial statements, and collateral valuations.
    • Prepare credit memos (Loan Reports) and presentations for internal credit approval processes.
  1. Portfolio Management:
    • Monitor commercial loan portfolios to ensure compliance with loan covenants, financial reporting requirements, and timely repayment.
    • Assist in the collection of financial information and documentation from clients to support ongoing portfolio monitoring activities.
    • Collaborate with the Credit Administration team to ensure accurate and up-to-date credit files and documentation.
    • Avoids possible loss to the bank by ensuring all installment, commercial and real estate loans are processed within the policies and processes established by the bank.
  1. Compliance and Risk Management:
    • Adhere to all applicable banking regulations, policies, and procedures to maintain compliance standards.
    • Identify and mitigate potential risks associated with client accounts and transactions.
    • Stay updated on industry trends, regulatory changes, and best practices in commercial banking.

ADDITIONAL RESPONSIBILITIES:
  • Adhere to Wheatland Bank Core Values
  • Keep management informed of area activities and any significant problems
  • Provide exceptional customer service to all customers, both internal and external.
  • Represent Wheatland Bank in a Professional fashion to include; professional image, confidentiality, regular and consistent attendance, punctual

About You
EXPERIENCE, EDUCATION, AND SKILLS:
  • Bachelor's degree in Business, Finance, Economics, or a related field is preferred.
  • A minimum of 5 years experience in banking, finance, accounting, or similar field.
  • Strong analytical and financial analysis skills, with the ability to review and interpret financial statements and credit information.
  • Excellent interpersonal and communication skills to build and maintain client relationships effectively.
  • Detail-oriented and highly organized, with the ability to handle multiple tasks and meet deadlines.
  • Proficient in using banking software, Microsoft Office Suite, and other relevant applications.
  • Knowledge of commercial agricultural lending practices, products, and services is advantageous.
  • Familiarity with regulatory requirements and risk management practices in the banking industry.

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.

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About Glacier Bancorp

Sourced by ZipRecruiter

Industry

Commercial banking, finance and insurance and investment clubs and venture capital companies

Company size

1,001 - 5,000 Employees

Headquarters location

Kalispell, MT, US