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Credit Risk Manager Jobs in Oregon (NOW HIRING)

US Bank

Credit Review Specialist 2

Gresham, OR · Hybrid

$25.77 - $34.33/hr

Support risk management efforts by proactively identifying potential credit exposure and minimizing loss. * Build, maintain, and utilize databases and analytical tools to support portfolio analysis ...

New

Dext Capital LLC

Senior Credit Analyst

Lake Oswego, OR · On-site

$110K - $130K/yr

... senior management. * Serve as a trusted credit partner to Business Development, providing guidance on deal structuring, risk considerations, and feasibility throughout the origination process.

MoonPay

OR · On-site

Own and build the end-to-end enterprise risk management framework for MoonPay, including policies ... credit, liquidity, operational, and technology risk). BLOCK Values We're looking for people who ...

PNC Bank

Underwriter IV- Sr. Housing

Portland, OR

$86K - $172K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Oregon

Credit Risk Manager information

See Oregon salary details

$91.5K

$167.4K

$253.2K

How much do credit risk manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit risk manager in Oregon is $167,381.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,100.00 and $187,700.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Oregon? The most popular types of Credit Risk jobs in Oregon are:
What are popular job titles related to Credit Risk Manager jobs in Oregon? For Credit Risk Manager jobs in Oregon, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Oregon look for? The top searched job categories for Credit Risk Manager jobs in Oregon are:
What cities in Oregon are hiring for Credit Risk Manager jobs? Cities in Oregon with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
AVP Credit Card Portfolio Management

AVP Credit Card Portfolio Management

PenFed Credit Union

Eugene, OR • Hybrid

$121K - $292K/yr

Full-time

Re-posted 6 days ago

PenFed Credit Union rating

7.6

Company rating: 7.6 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

Job description

Overview

PenFed is hiring a (Hybrid) AVP Credit Card Portfolio Management at our Tysons, Virginia; Eugene, Oregon; Omaha, Nebraska or San Antonio, Texas location.  The primary purpose of this role is to design and implement the cardholder lifecycle experience and engagement across all credit card products.  The position will drive growth and strategic innovation within PenFed’s cardholder experience by planning and executing effective balance and spend stimulation strategies.  The role will collaborate with Credit Policy and Risk teams, Marketing, Technology, Card Operations and Servicing, and other partners to ensure the member’s experience aligns with the overall product strategy. This position will maintain strong relationships across consumer bank product divisions to drive success of the high growth consumer business. Primary KPIs include overall portfolio balances, card spend volume, retention, and other engagement metrics.


Responsibilities

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties, and the position will perform other duties as assigned.

  • Responsible for growing portfolio balances, activity, revenue, and profitability on legacy and existing accounts.
  • Design, execute and analyze complex, highly strategic, multi-channel marketing initiatives through partnership and collaboration with peers in other departments.
  • Increase cardholder activity including Top of Wallet, average spend, and other usage.
  • Work with Marketing and other teams to create a portfolio marketing roadmap that includes Early Month-on-Book (EMOB) programs, Balance Transfer programs, Spend Stimulation, and another portfolio outreach.
  • Work with Product Managers to drive rewards engagement and usage through earn and burn programs.
  • Oversee existing credit card accounts engagement analytics, including EMOB activation, usage metrics, balances and retention.
  • Work with Credit Policy, Fraud, and Operations teams to optimize transaction authorizations.
  • Provide product performance reporting as well as industry benchmark data to executive management; be an expert with respect to the competitive landscape.
  • Leverage data and technology to analyze results, manage performance, and constantly improve the member experience.
  • Take the lead in creating requirements/user stories and orchestrating work efforts / sprints across internal and partner teams.
  • Support the broader product management organization and provide coaching and development opportunities for team members to advance their career.
  • Assist with special product strategy projects as needed.
  • Manage key external partners and vendors (networks, processors, rewards platforms, fraud/identity providers, digital wallet partners, etc.) including performance, SLAs, issue resolution, and commercial negotiations.

Qualifications

Equivalent combination of education and experience is considered.

  • Bachelor’s degree in business or marketing required, master’s degree preferred.
  • Minimum of twelve (12) years’ experience in credit card products in credit unions, banking and/or fintech industries required.
  • Minimum of five (5) years’ direct management experience and one (1) year of experience in a Director Level role required.
  • Experience with Agile & Scrum best practices required.
  • Expertise and experience in defining and building out program strategies and roadmaps required.
  • Experience with credit card engagement, rewards, and digital experience required.
  • Experience designing simple and intuitive user interfaces with the ability to create examples through wire frames and mockups required.
  • Experience defining “Digital Experience” best practices and developing prioritization frameworks.
  • Proven ability to address and persuade multiple constituencies including senior executives.
  • Excellent communicator across all levels within an organization providing clarity to complex concepts and solutions.
  • Ability to deliver initiatives from conception through completion on time, within budget, and on or beyond scope.
  • Ability to work at the pace of a continuous software development environment using short releases.
  • Experience in using A.I. tools preferred.

Supervisory Responsibility

This position will supervise employees.

Licenses and Certifications

No additional licenses or certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on call may be required.

Pay Transparency 
The anticipated starting salary range for this role is $121,800.00 - $292,066.00
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Qualifications:

Equivalent combination of education and experience is considered.

  • Bachelor’s degree in business or marketing required, master’s degree preferred.
  • Minimum of twelve (12) years’ experience in credit card products in credit unions, banking and/or fintech industries required.
  • Minimum of five (5) years’ direct management experience and one (1) year of experience in a Director Level role required.
  • Experience with Agile & Scrum best practices required.
  • Expertise and experience in defining and building out program strategies and roadmaps required.
  • Experience with credit card engagement, rewards, and digital experience required.
  • Experience designing simple and intuitive user interfaces with the ability to create examples through wire frames and mockups required.
  • Experience defining “Digital Experience” best practices and developing prioritization frameworks.
  • Proven ability to address and persuade multiple constituencies including senior executives.
  • Excellent communicator across all levels within an organization providing clarity to complex concepts and solutions.
  • Ability to deliver initiatives from conception through completion on time, within budget, and on or beyond scope.
  • Ability to work at the pace of a continuous software development environment using short releases.
  • Experience in using A.I. tools preferred.

Supervisory Responsibility

This position will supervise employees.

Licenses and Certifications

No additional licenses or certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites and be on call may be required.

Pay Transparency 
The anticipated starting salary range for this role is $121,800.00 - $292,066.00
This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.
This position is eligible for an individual performance based annual bonus.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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