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Credit Risk Manager Jobs in Oregon (NOW HIRING)

Upstart

Credit Risk Manager

OR · On-site +1

As the Credit Risk Oversight Manager at Upstart, you will serve as the primary owner of 2LOD Credit Risk oversight monitoring and policies. You will be responsible for establishing the capability and ...

Concora Credit Inc.

Manager, Risk

Beaverton, OR · On-site

The impact you'll have at Concora Credit: The Manager of Risk - General Purpose will own the structure and functions related to credit risk assessment for Concora Credit, the General Purpose credit ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

We provide data-driven, technology-enabled consulting, implementation, staffing, and managed services solutions to the regulatory compliance, risk, credit, financial crimes, and capital markets ...

Instacart

Manager II, Credit & Collections

OR · Remote

A tighter, more scalable credit risk framework. New B2B retail customers are onboarded with credit ... You don't just manage to the numbers; you build the systems, habits, and relationships that make ...

Treliant LLC

Consultant, Risk Management

$75 - $150/hr

... credit risk, operational risk, model risk, and third-party risk management. --- Primary Location: Remote Primary Location Salary Range: $75/hr - $150/hr --- Responsibilities * Assimilate and manage ...

PNC Bank

Underwriter IV- LIHTC/Tax Credit

Portland, OR

$91K - $202K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

Treliant LLC

Credit Model Specialist

$75 - $150/hr

We provide data-driven, technology-enabled consulting, implementation, staffing, and managed services solutions to the regulatory compliance, risk, credit, financial crimes, and capital markets ...

Carson

Credit Analyst II - Portland

Portland, OR · Hybrid

Monitor and manage customer credit agreements and payment activity. * Investigate and resolve payment disputes and trends. * Assess credit risk and recommend solutions to Underwriting team.

Carson

Credit Analyst II - Portland

Portland, OR · On-site

Monitor and manage customer credit agreements and payment activity. * Investigate and resolve payment disputes and trends. * Assess credit risk and recommend solutions to Underwriting team.

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Oregon

Credit Risk Manager information

See Oregon salary details

$91.5K

$167.4K

$253.2K

How much do credit risk manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk manager in Oregon is $167,381.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,100.00 and $187,700.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Oregon? The most popular types of Credit Risk jobs in Oregon are:
What are popular job titles related to Credit Risk Manager jobs in Oregon? For Credit Risk Manager jobs in Oregon, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Oregon look for? The top searched job categories for Credit Risk Manager jobs in Oregon are:
What cities in Oregon are hiring for Credit Risk Manager jobs? Cities in Oregon with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Credit Risk Manager

Credit Risk Manager

Upstart

OR • On-site, Remote

Other

Posted 29 days ago

Job description

The Team: 

Upstart's Responsible AI Lending team is responsible for ensuring the safety and soundness of underwriting across Upstart Bank's lending portfolio. The team monitors portfolio performance, evaluates emerging risks, and establishes governance frameworks that support responsible growth while meeting regulatory expectations.

As the Credit Risk Oversight Manager at Upstart, you will serve as the primary owner of 2LOD Credit Risk oversight monitoring and policies.  You will be responsible for establishing  the capability and leading credit portfolio monitoring and risk oversight across consumer lending products. You will build the frameworks, dashboards, and processes that enable leadership, committees,  and the board to understand portfolio performance, identify emerging risks both internal and external, and make informed decisions while supporting continued innovation of AI-driven underwriting.

How you'll make an impact

  • Develop and maintain credit risk monitoring frameworks that assess portfolio performance relative to business plans, policy limits, and stress scenarios.
  • Establish key risk indicators, thresholds, and early warning signals that identify emerging credit risks across evolving underwriting models and changing economic conditions.
  • Provide credible challenge to 1LOD model development, treasury, credit strategy, and product leaders by using portfolio insights to assess whether performance remains aligned with risk appetite, policy expectations, and business plans.
  • Partner with Machine Learning, Product, Risk, and Bank leadership teams to evaluate portfolio performance and recommend actions when risk metrics deviate from expectations.
  • Partner with peers in Model Risk Management and Fair Lending on second line teams.
  • Prepare and present portfolio risk analyses, monitoring results, and recommendations to senior leadership, governance committees, and other stakeholders.
  • Design and implement governance processes, reporting routines, and operating mechanisms that support regulatory expectations and effective risk oversight.
  • Provide independent challenge and oversight of credit policies, underwriting performance, and risk management practices while balancing innovation and prudent risk management.

Minimum Qualifications 

  • Bachelor's degree in Finance, Economics, Statistics, Mathematics, Business, or a related quantitative field (or equivalent practical experience).
  • 7+ years of experience in consumer credit risk management, portfolio analytics, or credit risk oversight.
  • Experience analyzing credit performance across the consumer lending lifecycle, including acquisition, underwriting, portfolio management, and repayment outcomes.
  • Experience using data analysis tools such as SQL, Python, R, or similar analytical platforms to evaluate portfolio performance and risk trends.
  • Experience communicating quantitative analyses and risk assessments to senior business leaders through written reports and presentations

Preferred Qualifications

  • 10+ years experience in consumer credit risk management across multiple asset categories.
  • Knowledge of machine learning concepts and their application within consumer lending or credit underwriting environments.
  • Experience developing credit risk monitoring frameworks, risk appetite metrics, or portfolio governance processes.
  • Knowledge of banking regulatory requirements and supervisory expectations related to consumer credit risk management.
  • Experience conducting portfolio stress testing, scenario analysis, or sensitivity analysis.
  • Ability to influence cross-functional stakeholders and build alignment across risk, product, analytics, and executive leadership teams.

Position location: Remote (United States)

Time zone requirements The team operates on the East/West coast time zones. 

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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