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Credit Monitoring Jobs in California (NOW HIRING)

SBA Credit Officer

Los Angeles, CA · On-site

$54K - $88K/yr

Monitors customer accounts and loan portfolios in order to maximize credit quality and minimize risk and potential loss. Prepares and presents credit files to committees for use in the making of ...

Monitors customer accounts and loan portfolios in order to maximize credit quality and minimize risk and potential loss. Prepares and presents credit files to committees for use in the making of ...

Credit Policy Analyst

Vacaville, CA · On-site

$90K - $132K/yr

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position ...

Credit Analyst

Newport Beach, CA · On-site

$70K - $90K/yr

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support ... Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.

Monitor and manage credit exposure across the customer portfolio, including international credit risk and export documentation requirements. Collections & Accounts Receivable * Manage the end-to-end ...

Monitor loan portfolio to ensure conformity with terms, ascertain any developing trends, identify potential problems and to ensure loans are risk-rated properly. * Monitors Association credit for ...

Monitor loan portfolio to ensure conformity with terms, ascertain any developing trends, identify potential problems and to ensure loans are risk-rated properly. * Monitors Association credit for ...

Monitor loan portfolio to ensure conformity with terms, ascertain any developing trends, identify potential problems and to ensure loans are risk-rated properly. * Monitors Association credit for ...

Monitor loan portfolio to ensure conformity with terms, ascertain any developing trends, identify potential problems and to ensure loans are risk-rated properly. * Monitors Association credit for ...

Credit Manager

San Clemente, CA · On-site

$100K - $120K/yr

Monitor and manage credit exposure across the customer portfolio, including international credit risk and export documentation requirements. Collections & Accounts Receivable * Manage the end-to-end ...

Showing results 21-40

Credit Monitoring information

See California salary details

$23K

$89.9K

$292.3K

How much do credit monitoring jobs pay per year?

As of Aug 21, 2026, the average yearly pay for credit monitoring in California is $89,934.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,899.00 and $91,557.00 per year, depending on experience, location, and employer.

What is credit monitoring?

A Credit Monitoring job involves overseeing and analyzing credit activities to identify potential risks, fraudulent transactions, or changes in creditworthiness. Professionals in this role track credit reports, alert customers or businesses to significant changes, and help mitigate financial risks. They may work for financial institutions, credit bureaus, or businesses that extend credit. Strong analytical skills and knowledge of credit policies are essential for this role.

What are some typical challenges faced by professionals in credit monitoring?

Professionals in Credit Monitoring often encounter challenges such as analyzing large volumes of complex financial data, keeping up with ever-changing regulatory requirements, and identifying subtle warning signs of credit risk. The role requires a vigilant and proactive approach to detect potential issues before they impact the organization. Working closely with credit analysts, risk managers, and other financial professionals is common, making strong collaboration skills essential. Staying organized and continuously updating your knowledge about industry best practices will help you overcome these challenges and excel in the role.

What are the key skills and qualifications needed to thrive in credit monitoring, and why are they important?

To thrive in Credit Monitoring, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, often supported by a degree in finance, accounting, or a related field. Familiarity with credit reporting software, financial databases, and regulatory compliance platforms is also essential. Excellent communication, problem-solving abilities, and integrity help you collaborate with team members and effectively interpret and report findings. These skills and qualities are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the organization.

What are the most commonly searched types of Credit Monitoring jobs in California?

The most popular types of Credit Monitoring jobs in California are:

What are popular job titles related to Credit Monitoring jobs in California?

For Credit Monitoring jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Monitoring jobs in California look for?

The top searched job categories for Credit Monitoring jobs in California are:

What cities in California are hiring for Credit Monitoring jobs?

Cities in California with the most Credit Monitoring job openings:

Infographic showing various Credit Monitoring job openings in California as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $89,934 per year, or $43.2 per hour.

Business Banking Credit Portfolio Officer II / III

Bank of America

San Francisco, CA • On-site

$70K - $95K/yr

Full-time

PTO

Posted yesterday

New


Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 529 frontline employees who took The Breakroom Quiz

51st of 171 rated banks


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
The Business Banking Credit Portfolio Officer role is responsible for supporting credit underwriting and monitoring for new and existing clients. Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems. Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank's risk appetite. This role reports to the Commercial Credit Manager that supports the market.

Responsibilities:

  • Analysis of client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness
  • Complete monitoring activities via analysis of clients' financial performance and collateral evaluation to ensure appropriate requirements are met
  • Listen in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance
  • Review completed client requests to ensure compliance with policy and procedures
  • Understand how credit data is used internally and provided to regulatory partners
  • Assist with periodic portfolio reviews
  • Supports the credit monitoring process for existing clients.
  • Prepares credit analysis to facilitate the decisioning of a client's credit worthiness.

Skills:

  • Relationship Building
  • Financial Analysis
  • Credit Documentation
  • Underwriting
  • Analytical Thinking
  • Loan Structuring
  • Active Listening
  • Attention to Detail
  • Collaboration
  • Written Communication
  • Issue Management
  • Organization
  • Data and Trend Analysis
  • Research

Required Qualifications:

  • 2+ years of solid Commercial Banking experience
  • Experience in financial analysis, structuring, underwriting and portfolio management
  • Analytical/technical skills, including financial accounting, modeling and loan structuring
  • Strong communication skills; ability to communicate vertically, horizontally, and externally
  • Industry knowledge across multiple sectors

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - CA - Los Angeles - 333 S HOPE ST - BANK OF AMERICA PLAZA (CA9193), US - CA - Modesto - 801 10TH ST - CITY TOWERS (CA2803), US - CA - Ontario - 901 Via Piemonte (CA6540), US - CA - San Francisco - 555 California St - Bofa Center - 555 California (CA5705), US - IL - Chicago - 110 N Wacker Dr - Bank Of America Tower Chicago (IL4110)Pay and benefits informationPay range$70,000.00 - $95,800.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

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