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Credit Manager Jobs in Ohio (NOW HIRING)

Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative ...

Credit Manager Join the AgCredit Team: Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by ...

Credit Manager Join the AgCredit Team: Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by ...

Credit Manager Join the AgCredit Team: Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by ...

Credit Manager Join the AgCredit Team: Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by ...

Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative ...

Credit Manager Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative ...

Credit Manager - Locatio n based on successful candidate, within AgCredit Territory The Credit Manager is responsible for oversight of credit quality, underwriting integrity, and portfolio risk ...

Credit Manager Trainee

Dayton, OH · On-site

$18 - $20/hr

Credit Manager Trainee At Premier Rental Purchase, we are looking for an enthusiastic Credit Manager Trainee to join our Dayton, OH family. As part of our Credit Management team, you will have the ...

Credit Manager Trainee

Dayton, OH · On-site

$18 - $20/hr

As part of our Credit Management team, you will have the chance to hone and develop your expertise in credit management while working with a company that is committed to providing excellent customer ...

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

Reporting to the Credit Manager, this role keeps orders moving and cash coming in -- performing due diligence on new accounts, making daily order release decisions, taking customer payments through ...

Reporting to the Credit Manager, this role keeps orders moving and cash coming in - performing due diligence on new accounts, making daily order release decisions, taking customer payments through ...

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

About the Role The Credit Policy Manager leads a team of professionals responsible for the development, revision, maintenance, and administration of credit policy through the policy lifecycle in ...

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Showing results 1-20

Credit Manager information

See Ohio salary details

$24.2K

$64.3K

$122.6K

How much do credit manager jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit manager in Ohio is $64,322.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,200.00 and $87,900.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Ohio? The most popular types of Credit jobs in Ohio are:
What job categories do people searching Credit Manager jobs in Ohio look for? The top searched job categories for Credit Manager jobs in Ohio are:
What cities in Ohio are hiring for Credit Manager jobs? Cities in Ohio with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Ohio as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $64,322 per year, or $30.9 per hour.

Credit Manager

Ag Credit

Fostoria, OH • On-site

Other

Life, Retirement, PTO

Posted 4 days ago


Job description


Join the AgCredit Team: Credit Manager
Location: Within AgCredit Territory
About AgCredit
Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.
Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities.
Credit Manager - Location based on successful candidate, within AgCredit Territory
The Credit Manager is responsible for oversight of credit quality, underwriting integrity, and portfolio risk management across assigned regions or the Association. This role combines advanced credit analysis expertise with leadership of credit staff and credit processes, ensuring consistent application of AgCredit's underwriting standards, risk philosophy, and internal controls. The position will work closely with the other credit manager(s) and will be responsible for supervising, leading, & developing the credit analysts assigned to them.
The position serves as a key link between Credit Administration, field lending teams, & ELT providing independent credit guidance, ensuring sound loan structures, and maintaining compliance with AgCredit policy, Farm Credit Administration (FCA) regulations, and safety and soundness expectations. The Credit Manager will comply with all AgCredit, ACA policies and procedures while maintaining regular and punctual attendance as expected of this position.
What You'll Do:
  • Lead and oversee credit underwriting activities, ensuring adherence to AgCredit's credit philosophy, underwriting standards, and risk appetite.
  • Review and approve or recommend action on complex, large, and higher-risk credit requests.
  • Ensure sound credit decisions through evaluation of repayment capacity, collateral adequacy, risk factors, loan structure, and risk mitigation strategies.
  • Monitor portfolio performance, including credit quality, risk ratings, delinquency trends, adverse assets, and concentration risk.
  • Identify, assess, and escalate emerging credit risks; provide portfolio risk reporting to senior leadership.
  • Oversee stress testing, sensitivity analysis, and ongoing portfolio monitoring activities.
  • Ensure compliance with AgCredit policies, FCA regulations, audit requirements, and credit administration standards.
  • Support credit reviews, audits, examinations, and the development of credit policies, procedures, and underwriting guidelines.
  • Partner with lending staff, the SAM Manager, and legal counsel to manage distressed assets, loan workouts, and borrower rights requirements.
  • Lead, mentor, and develop Credit Analysts and other credit team members through coaching, training, and performance management.
  • Serve as the Association's subject matter expert on credit analysis, underwriting, industry trends, and risk management practices.
  • Participate on the Association Loan Committee and Risk Management Committee, providing independent credit perspective and governance oversight.
  • Review loan packages for completeness, accuracy, policy compliance, and appropriate risk identification.
  • Drive continuous improvement of credit processes, systems, and operational efficiencies across the Association.
  • Serve as a liaison between Credit Administration, lending teams, and support functions to promote consistency and collaboration.
  • Maintain knowledge of agricultural markets, commodity trends, and economic conditions impacting borrowers and portfolio performance.
  • Demonstrate AgCredit's Core Values and Core Competencies while completing required training and supporting organizational initiatives.
  • Perform other duties as assigned.
What You'll Need:
  • Bachelor's degree in finance, Accounting, Business, Economics, or Agriculture
  • Seven to ten + years of progressive experience in agricultural or commercial credit.
  • Demonstrated expertise in advanced financial analysis and GAAP-based underwriting, loan structuring, collateral valuation, credit risk management, portfolio monitoring, and credit administration.
  • Strong leadership, coaching, and supervisory skills.
  • High level of judgment and independent decision-making capability.
  • Ability to communicate effectively with Loan Committee, senior leadership, Account Officers and examiners.
  • Strong organizational and prioritization skills in a deadline-driven environment.
  • Knowledge of Farm Credit System structure and agricultural lending practices preferred.
Benefits Offered
  • Competitive compensation
  • Top-rated benefits program
  • 401k Plan with company match
  • Tuition reimbursement, sponsored training and career development opportunities
  • Generous paid time off with 11 holidays observed
  • Employee Assistance Program
  • Community Service PTO
  • "Dress for your day" dress code
Schedule
  • Monday to Friday, 8:00am-4:30pm
Why Work at AgCredit?
  • We're not just growing-we're growing with purpose and stability.
  • We encourage a balanced approach to work and life responsibilities.
  • We invest in our people through continuous learning and career growth.
  • We live and work in the communities we serve.

Diversity Statement / EEO Statement
We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.