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Commercial Lending Jobs (NOW HIRING)

Vast Bank

Commercial Lending Assistant

Tulsa, OK · On-site

Vast Bank is looking to hire a Commercial Lending Assistant! About Vast Bank We're a company that believes in taking care of the people who make working here possible. In addition to competitive ...

Vast Bank

Commercial Lending Assistant

Tulsa, OK · On-site

Vast Bank is looking to hire a Commercial Lending Assistant! About Vast Bank We're a company that believes in taking care of the people who make working here possible. In addition to competitive ...

Heartland Bank and Trust Company

$24.05 - $28.06/hr

Works as a team with other Commercial Lending Assistants to assist Commercial Lending Officers to gather information, take payments, and close loans. Troubleshoots and resolves business-client ...

Cypress HCM

Commercial Lending Officer

Cincinnati, OH

$110K - $140K/yr

Commercial Lending Officer Location : Blue Ash, OH (On-Site) Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for ...

Texas Republic Bank

Lending Assistant

Melissa, TX · On-site

$31 - $33/hr

Join Texas Republic Bank as a Full-Time Commercial Lending Assistant in Melissa and become an integral part of a dynamic team dedicated to shaping the financial landscape of local businesses. This ...

Texas Replublic Bank

Lending Assistant

Melissa, TX

Join Texas Republic Bank as a Full-Time Commercial Lending Assistant in Melissa and become an integral part of a dynamic team dedicated to shaping the financial landscape of local businesses. This ...

Texas Republic Bank

Lending Assistant

Melissa, TX · On-site

$31 - $33/hr

Join Texas Republic Bank as a Full-Time Commercial Lending Assistant in Melissa and become an integral part of a dynamic team dedicated to shaping the financial landscape of local businesses. This ...

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All JobsCommercial Lending Jobs

Commercial Lending information

See salary details

$25K

$42.1K

$63K

How much do commercial lending jobs pay per year?

As of Jul 26, 2026, the average yearly pay for commercial lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Lending vs Commercial Banking?

AspectCommercial LendingCommercial Banking
Primary FocusProviding loans to businesses for specific projects or needsOffering a range of financial services including loans, deposits, and cash management
Work EnvironmentLoan departments within banks or financial institutionsFull-service banking branches and corporate offices
CredentialsTypically requires finance or banking certifications, sales skillsRequires similar credentials, with additional banking licenses
Employer & Industry UsageUsed by banks, credit unions, and financial firmsUsed by commercial banks and financial institutions

Commercial Lending focuses specifically on providing business loans, while Commercial Banking offers a broader range of financial services to businesses and individuals. Both roles often require similar credentials and are integral to banking institutions, but their scope and daily activities differ.

How much does a loan officer make on a $500,000 loan?

A commercial loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on their experience and the company's compensation structure.

What are the key skills and qualifications needed to thrive as a Commercial Lender, and why are they important?

To thrive as a Commercial Lender, you need a strong background in finance, credit analysis, and risk assessment, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with loan origination software, financial modeling tools, and regulatory compliance systems is essential. Exceptional interpersonal skills, negotiation abilities, and attention to detail set top performers apart in this role. These competencies ensure accurate loan structuring, effective client relationship management, and prudent risk management for the financial institution.

What are the main challenges commercial lenders face when assessing loan applications from businesses?

Commercial lenders often encounter challenges such as evaluating the financial health and risk profile of diverse businesses, interpreting complex financial statements, and forecasting future cash flows. It's crucial to balance the needs of clients with the bank's risk tolerance and regulatory requirements. Additionally, commercial lenders must stay up-to-date on industry trends and market conditions to make informed lending decisions. Collaboration with credit analysts and relationship managers is common, and strong communication skills are valuable for explaining decisions to clients.

What jobs make $1,000,000 a year?

In commercial lending, high-earning roles such as senior loan officers, commercial bankers, and investment bankers can reach or exceed $1,000,000 annually through base salary, bonuses, and commissions. These positions typically require extensive experience, strong client networks, and advanced financial skills. Most earn their income through a combination of salary and performance-based incentives.

What do you do in commercial lending?

A commercial lender evaluates and approves loans for businesses to finance operations, expansion, or equipment. The role involves analyzing financial statements, assessing risk, and working with clients to structure loan terms, often requiring knowledge of financial analysis and lending regulations.

How do I become a commercial lender?

To become a commercial lender, typically, candidates need a bachelor's degree in finance, business, or a related field, along with experience in banking or lending. Developing strong analytical, communication, and credit assessment skills is essential, and some roles may require professional certifications such as the Certified Commercial Loan Officer (CCLO).

What is commercial lending?

Commercial lending refers to the process by which banks or financial institutions provide loans to businesses rather than individuals. These loans are typically used for purposes such as purchasing equipment, expanding operations, or managing cash flow. Commercial lending can include various types of loans, such as term loans, lines of credit, and commercial mortgages. The approval process often involves evaluating the business's financial health, creditworthiness, and collateral.
More about Commercial Lending jobs
What cities are hiring for Commercial Lending jobs? Cities with the most Commercial Lending job openings:
What are the most commonly searched types of Commercial Lending jobs? The most popular types of Commercial Lending jobs are:
What states have the most Commercial Lending jobs? States with the most job openings for Commercial Lending jobs include:
Commercial Lending jobs near you
Infographic showing various Commercial Lending job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.

Career In Commercial Lending

Commercial Collateral Lending

Philadelphia, PA • On-site

$150K/yr

Full-time

Posted 26 days ago

Job description

Description
Commercial Lending Specialist - No License Required, Full Training Provided
Build a high-income career helping businesses secure the funding they need to grow.
No license and no prior lending experience required. If you enjoy working with business owners, solving problems, and building relationships, we will provide everything you need to succeed from day one.
What you'll get:
  • Full training provided with no prior experience necessary
  • Hands-on guidance through every stage of the lending process
  • Clear path for growth and advancement as you develop
  • Results-driven environment where your effort directly impacts your income
  • A team invested in your development from day one

What you'll do:
  • Guide business owners through the commercial lending process from inquiry to funding
  • Explain financing options clearly and help clients move their applications forward
  • Gather and organize documentation and review application details with accuracy
  • Coordinate with internal teams to keep deals progressing smoothly and efficiently
  • Build genuine client relationships rooted in trust and professionalism

Who we're looking for:
  • No license or prior lending experience required
  • Motivated, professional individuals who enjoy working with business owners
  • Strong communicators with sharp organizational habits
  • Problem solvers who thrive in a fast-paced, results-driven environment
  • Anyone ready to build a high-income career in commercial finance

First-year earning potential when goals are met: $150,000+
Apply today and let's talk about what your future in commercial lending can look like.
Responsibilities
• Guide business owners through the lending process, ensuring clarity and understanding at every step.
• Explain financing options in a straightforward manner, empowering clients to make informed decisions.
• Actively manage client applications from initial inquiry to final funding, ensuring a smooth process.
• Collaborate with internal teams to maintain efficient deal progression and resolve any obstacles.
• Develop a deep understanding of commercial lending to provide accurate and reliable client support.
• Assist clients in gathering and organizing necessary documentation for their loan applications.
• Review application details meticulously to ensure accuracy and completeness before submission to lenders or underwriters, minimizing errors and delays in the process.
Qualifications
• No Experience required.
• Experience in customer service or client-facing roles, ensuring clear communication and relationship building.
• Ability to explain complex financial concepts in a straightforward, easy-to-understand manner.
• Proven track record of managing multiple tasks efficiently, demonstrating strong organizational skills.
• Ability to work collaboratively with internal teams to ensure smooth deal progression.
• Experience in reviewing and organizing documentation with attention to detail and accuracy.
• Ability to adapt quickly to new information and changing circumstances in a fast-paced environment.
• Strong problem-solving skills, with a focus on finding solutions and removing obstacles for clients.

Apply