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Commercial Lending Jobs (NOW HIRING)

$24.05 - $28.06/hr

Works as a team with other Commercial Lending Assistants to assist Commercial Lending Officers to gather information, take payments, and close loans. Troubleshoots and resolves business-client ...

Commercial Lending Officer Location : Blue Ash, OH (On-Site) Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for ...

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Commercial Lending information

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$25K

$42.1K

$63K

How much do commercial lending jobs pay per year?

As of Jun 16, 2026, the average yearly pay for commercial lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Lending vs Commercial Banking?

AspectCommercial LendingCommercial Banking
Primary FocusProviding loans to businesses for specific projects or needsOffering a range of financial services including loans, deposits, and cash management
Work EnvironmentLoan departments within banks or financial institutionsFull-service banking branches and corporate offices
CredentialsTypically requires finance or banking certifications, sales skillsRequires similar credentials, with additional banking licenses
Employer & Industry UsageUsed by banks, credit unions, and financial firmsUsed by commercial banks and financial institutions

Commercial Lending focuses specifically on providing business loans, while Commercial Banking offers a broader range of financial services to businesses and individuals. Both roles often require similar credentials and are integral to banking institutions, but their scope and daily activities differ.

How much does a loan officer make on a $500,000 loan?

A commercial loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on their experience and the company's compensation structure. Skills in financial analysis and client negotiation are important in this role.

What are the key skills and qualifications needed to thrive as a Commercial Lender, and why are they important?

To thrive as a Commercial Lender, you need a strong background in finance, credit analysis, and risk assessment, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with loan origination software, financial modeling tools, and regulatory compliance systems is essential. Exceptional interpersonal skills, negotiation abilities, and attention to detail set top performers apart in this role. These competencies ensure accurate loan structuring, effective client relationship management, and prudent risk management for the financial institution.

What are the main challenges commercial lenders face when assessing loan applications from businesses?

Commercial lenders often encounter challenges such as evaluating the financial health and risk profile of diverse businesses, interpreting complex financial statements, and forecasting future cash flows. It's crucial to balance the needs of clients with the bank's risk tolerance and regulatory requirements. Additionally, commercial lenders must stay up-to-date on industry trends and market conditions to make informed lending decisions. Collaboration with credit analysts and relationship managers is common, and strong communication skills are valuable for explaining decisions to clients.

What jobs make $1,000,000 a year?

In commercial lending, high-level positions such as senior loan officers, chief credit officers, or managing directors at large financial institutions can earn annual compensation exceeding $1 million, often through a combination of salary, bonuses, and commissions. These roles typically require extensive experience, strong industry networks, and advanced financial skills. Most professionals in this income bracket operate in high-stakes environments with significant responsibility and deal with large-scale commercial loans or portfolios.

What do you do in commercial lending?

A commercial lender evaluates and approves loan applications for businesses seeking financing for various needs such as expansion, equipment, or real estate. The role involves analyzing financial statements, assessing risk, and structuring loan terms to ensure repayment and profitability for the lender. Strong financial analysis skills and knowledge of lending regulations are essential in this job.

Is commercial lending a good career?

Commercial lending is a stable career that involves evaluating and approving business loan applications, often requiring financial analysis skills and knowledge of banking regulations. It offers opportunities for advancement and can provide a steady income, especially for those with strong interpersonal and analytical abilities.

What is commercial lending?

Commercial lending refers to the process by which banks or financial institutions provide loans to businesses rather than individuals. These loans are typically used for purposes such as purchasing equipment, expanding operations, or managing cash flow. Commercial lending can include various types of loans, such as term loans, lines of credit, and commercial mortgages. The approval process often involves evaluating the business's financial health, creditworthiness, and collateral.
More about Commercial Lending jobs
What cities are hiring for Commercial Lending jobs? Cities with the most Commercial Lending job openings:
What are the most commonly searched types of Commercial Lending jobs? The most popular types of Commercial Lending jobs are:
What states have the most Commercial Lending jobs? States with the most job openings for Commercial Lending jobs include:
Infographic showing various Commercial Lending job openings in the United States as of June 2026, with employment types broken down into 73% Full Time, 23% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.

Career In Commercial Lending

Commercial Collateral Lending

Philadelphia, PA • On-site

$125K - $225K/yr

Full-time

Posted 16 days ago

Be an early applicant


Job description

Career in Commercial Lending – No License Required, Full Training Provided


If you're looking for a career where your effort translates directly into income growth and you genuinely enjoy helping businesses move forward and achieve their goals, this is an outstanding opportunity to step into the world of commercial lending without needing a license or prior industry experience to get started.

As part of our team, you'll work directly alongside business owners who are actively seeking the funding they need to expand their operations, stabilize their business, or pursue new opportunities that require capital to bring to life. You'll help guide them through the lending process from beginning to end, explain the financing options available to them in a way that is clear and easy to understand, and play an active role in moving their applications forward from the very first inquiry all the way through to final funding. Every client you work with is a business owner with real goals and real stakes, and your ability to guide them through this process with professionalism and care makes a genuine difference in their outcome.


Along the way, you'll develop a thorough understanding of how commercial lending actually works from the inside, supporting clients with gathering and organizing documentation, reviewing application details with care and accuracy, and coordinating closely with internal teams to keep deals progressing smoothly and efficiently. Strong communication skills, sharp organizational habits, and the natural ability to build trust with clients quickly are the qualities that will set you apart and drive your success in this role.

This is an ideal fit for someone who thrives working with business owners, genuinely enjoys solving problems and removing obstacles, and wants to be part of a results-driven environment where showing up with focus and professionalism every day has a direct and meaningful impact on what you earn.


First-year earning potential when goals are met: $150,000+


If you're motivated, professional, and ready to build a real career in commercial lending with a team that is invested in your growth and development from day one, apply today and let's talk about what your future in this industry can look like.

Compensation:

$125,500 - $225,000 yearly


Responsibilities:
  • Guide business owners through the commercial lending process, ensuring they understand each step.
  • Explain available financing options clearly, helping clients make informed decisions.
  • Assist clients in gathering necessary documentation for their loan applications.
  • Review application details meticulously to ensure accuracy and completeness.
  • Coordinate with internal teams to maintain smooth and efficient deal progression.
  • Build and nurture trust-based relationships with clients, fostering long-term partnerships.
  • Communicate effectively with clients, addressing questions and concerns promptly and professionally.

Qualifications:
  • No Experience required.
  • Ability to communicate complex financial concepts in a clear, concise manner, empowering clients to make informed decisions.
  • Proven track record of managing multiple tasks efficiently, ensuring timely and accurate completion of loan applications.
  • Strong organizational skills to coordinate with internal teams and facilitate the smooth processing of applications.
  • Attention to detail in reviewing documentation, ensuring accuracy and completeness to prevent delays.
  • Experience in the real estate or financial industry is a plus, though not required.
  • Ability to adapt quickly to new processes and systems, embracing a continuous learning mindset to grow in the role.

About Company

At Commercial Collateral Lending, our mission is to empower businesses of all sizes by providing accessible, efficient, and customized commercial financing solutions. We are committed to delivering exceptional service, leveraging cutting-edge technology, and building lasting relationships that help clients grow, thrive, and succeed.

We believe in supporting our team with the tools, training, and collaborative culture needed to grow personally and professionally. Our company is built on a foundation of integrity, innovation, and opportunity — where every team member plays a vital role in helping forward-thinkers access the capital they need to fuel their vision.