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Collateral Operations Analyst Jobs in Georgia (NOW HIRING)

Greystone

Asset Manager - Consents

Atlanta, GA · On-site

The Asset Manager will assess operational, legal, financial, and collateral-related requests, perform risk analysis, and provide recommendations that protect investor interests while supporting ...

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All JobsCollateral Operations Analyst JobsCollateral Operations Analyst Jobs in Georgia

Collateral Operations Analyst information

See Georgia salary details

$14

$29

$48

How much do collateral operations analyst jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for collateral operations analyst in Georgia is $29.97, according to ZipRecruiter salary data. Most workers in this role earn between $18.17 and $40.91 per hour, depending on experience, location, and employer.

What is the hardest job in banking?

The Collateral Operations Analyst role involves managing complex financial collateral, reconciling accounts, and ensuring regulatory compliance, which can be challenging due to the high accuracy and attention to detail required. The job often demands strong analytical skills, proficiency with financial systems, and the ability to work under tight deadlines in a fast-paced environment.

What jobs pay $500,000 a year in the US?

Jobs that can pay $500,000 or more annually in the US include senior roles such as investment bankers, hedge fund managers, senior corporate executives, and specialized medical professionals like surgeons. These positions typically require extensive experience, advanced skills, and often involve performance-based bonuses or profit sharing. In finance and executive management, compensation packages often include base salary, bonuses, and stock options that can reach or exceed this level.

What are some common challenges faced by Collateral Operations Analysts, and how can they be addressed?

Collateral Operations Analysts often navigate complex regulatory requirements, tight deadlines, and high transaction volumes. One common challenge is ensuring the accurate and timely reconciliation of collateral positions across multiple counterparties, which requires strong attention to detail and effective communication skills. To address these challenges, analysts benefit from utilizing robust tracking systems and collaborating closely with trading, risk, and technology teams to resolve discrepancies quickly. Continuous learning about evolving market practices and regulatory changes also helps maintain efficiency and compliance in the role.

What are Collateral Operations Analysts?

Collateral Operations Analysts are finance professionals who manage and monitor collateral used in securities trading, derivatives, and other financial transactions. They ensure that collateral is sufficient, properly allocated, and compliant with regulatory and contractual requirements. Their duties include processing margin calls, reconciling discrepancies, and communicating with counterparties. This role is essential in mitigating counterparty risk and supporting the smooth functioning of financial markets.

What does a collateral analyst do?

A collateral analyst is responsible for managing and monitoring collateral assets to ensure they meet loan or credit requirements. They assess the value and risk of collateral, process related documentation, and use tools like spreadsheets and collateral management systems to maintain accurate records and compliance. This role often requires attention to detail, financial knowledge, and familiarity with industry regulations.

What are the key skills and qualifications needed to thrive as a Collateral Operations Analyst, and why are they important?

To thrive as a Collateral Operations Analyst, you need a solid understanding of financial products, collateral management processes, and strong analytical skills, often supported by a degree in finance, economics, or a related field. Familiarity with collateral management systems such as TriOptima, Murex, or Calypso, and knowledge of regulations like EMIR or Dodd-Frank, are typically required. Attention to detail, problem-solving abilities, and effective communication are crucial soft skills for managing complex transactions and collaborating with internal and external stakeholders. These skills and qualities are important to ensure accurate collateral processing, risk mitigation, and regulatory compliance in a fast-paced financial environment.

What jobs make $1,000,000 a year?

In the context of a Collateral Operations Analyst, earning $1,000,000 annually is uncommon and typically limited to high-level executive roles such as Chief Investment Officer or Chief Financial Officer in large financial institutions. These positions require extensive experience, advanced certifications, and leadership responsibilities. Most analysts, including collateral operations specialists, earn significantly less, with top executives reaching such high compensation levels through bonuses, stock options, and profit sharing.

What is the difference between Collateral Operations Analyst vs Credit Analyst?

AspectCollateral Operations AnalystCredit Analyst
Required CredentialsBachelor's degree, financial certifications (e.g., CFA, FRM)Bachelor's degree, financial certifications (e.g., CFA, CPA)
Work EnvironmentFinancial institutions, trading desks, collateral management teamsBanks, lending institutions, credit departments
Employer & Industry UsagePrimarily in asset management, trading, and collateral managementIn lending, banking, and credit risk assessment
Common Search & Comparison IntentUnderstanding operational roles in collateral managementAssessing creditworthiness and risk

The Collateral Operations Analyst focuses on managing collateral processes, ensuring proper documentation, and mitigating operational risks related to collateral. In contrast, a Credit Analyst evaluates the creditworthiness of borrowers, analyzing financial data to assess risk. Both roles require financial certifications and work within financial institutions, but they serve different functions within the industry.

What are popular job titles related to Collateral Operations Analyst jobs in Georgia? For Collateral Operations Analyst jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Collateral Operations Analyst jobs in Georgia look for? The top searched job categories for Collateral Operations Analyst jobs in Georgia are:
What cities in Georgia are hiring for Collateral Operations Analyst jobs? Cities in Georgia with the most Collateral Operations Analyst job openings:
Collateral Operations Analyst jobs near you
Infographic showing various Collateral Operations Analyst job openings in Georgia as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 84% Full Time, 8% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $62,347 per year, or $30 per hour.
Senior SBA & USDA Underwriter

Senior SBA & USDA Underwriter

FIRST COMMUNITY BANK (SC)

Atlanta, GA • On-site

$94K - $112K/yr

Full-time

Re-posted 9 days ago

Job description

Position Summary
The Senior SBA& USDA Underwriter is responsible for the independent underwriting,structuring, analysis, and recommendation of complex government guaranteedcommercial loan requests in accordance with SBA SOP requirements, USDAguidelines, bank credit policy, and prudent commercial lending practices.
This positionplays a critical role in maintaining credit quality, regulatory compliance,portfolio performance, and operational efficiency within a high-performingGovernment Guaranteed Lending ("GGL") platform. The ideal candidate possessesadvanced technical expertise in SBA 7(a), SBA Express, USDA B&I, andrelated government guaranteed lending programs, while also demonstrating strongbusiness judgment, communication skills, and the ability to operate in afast-paced, production-oriented environment consistent with one of the nation'stop SBA lenders.
The SeniorUnderwriter serves as a key resource to lenders, credit administration,closing, servicing, and executive management while helping drive growth,consistency, and credit culture throughout the organization.
The idealcandidate combines elite-level government guaranteed lending expertise withstrong business acumen, sound credit judgment, operational discipline, and acollaborative leadership style. This individual thrives in a high-performancelending environment focused on growth, compliance, credit quality, andexceptional client service.
Essential Duties and Responsibilities (Otherduties may be assigned.)
CreditUnderwriting & Analysis
  • Independently underwrite complex SBA 7(a), SBA Express, USDA B&I, and related government guaranteed loan requests.
  • Analyze borrower financial statements, tax returns, projections, global cash flow, debt service capacity, collateral coverage, liquidity, guarantor support, and repayment ability.
  • Assess business risk, industry trends, management strength, succession considerations, and operational viability.
  • Structure transactions in accordance with SBA SOP, USDA program requirements, bank credit policy, and safe and sound banking practices.
  • Perform detailed collateral analysis including real estate, business assets, special purpose collateral, and construction lending scenarios.
  • Evaluate equity injection requirements, source and seasoning of funds, and eligibility of contributed assets.
  • Analyze franchise eligibility, affiliation, size standards, ownership structures, and organizational documentation.
  • Review environmental, appraisal, insurance, and legal requirements associated with government guaranteed lending.
  • Prepare comprehensive written credit memorandums and recommendation packages for approval authorities and loan committees.
  • Present and defend loan recommendations to senior management and credit committees when necessary.

GovernmentGuaranteed Program Compliance
  • Maintain expert-level knowledge of current SBA SOPs, USDA regulations, policy notices, procedural updates, and program changes.
  • Ensure all loans meet SBA and USDA eligibility, underwriting, documentation, and compliance requirements.
  • Assist in maintaining the bank's Preferred Lender Program ("PLP") standards and USDA lending authority requirements.
  • Identify and mitigate potential guaranty repair or denial risks during underwriting.
  • Work closely with internal audit, quality control, compliance, and loan operations teams to ensure adherence to regulatory standards.
  • Assist with responses to SBA, USDA, internal audit, and regulatory examination findings as needed.

Leadership& Collaboration
  • Serve as a technical resource and mentor to junior underwriters, analysts, lenders, and support staff.
  • Promote consistency in underwriting standards and credit culture across the organization.
  • Partner closely with business development officers, closers, portfolio managers, and loan operations staff to ensure efficient loan flow and exceptional customer experience.
  • Assist in developing underwriting procedures, templates, workflows, and departmental best practices.
  • Participate in training initiatives related to SBA and USDA lending programs.

Qualifications
Education& Experience
  • Bachelor's degree in finance, Accounting, Business, Economics, or related field preferred.
  • Minimum 7-10 years of commercial credit underwriting experience required.
  • Minimum 5 years of direct SBA underwriting experience required.
  • USDA B&I underwriting experience strongly preferred.
  • Experience within a high-volume SBA lending platform preferred.
  • Prior experience with PLP lending strongly preferred.

Technical Knowledge Requirements
Advancedknowledge of:
• SBA SOP 50 10 andrelated procedural notices
• SBA 7(a), Express,CAPLines, and construction lending
• USDA Business &Industry (B&I) lending
• Commercial cash flowanalysis and global cash flow
• CRE and businessacquisition underwriting
• Construction lendinganalysis
• Environmental andappraisal requirements
• SBA eligibility andaffiliation rules
• Collateral valuationmethodologies
• Loan structuring andrisk assessment
• Regulatory andcompliance expectations
Skills& Competencies
  • Exceptional analytical and credit underwriting skills.
  • Strong written and verbal communication abilities.
  • Ability to manage multiple transactions under tight deadlines.
  • Strong organizational skills and attention to detail.
  • Ability to operate independently with minimal supervision.
  • Strong decision-making and problem-solving capabilities.
  • Ability to thrive in a fast-paced, production-driven environment.
  • High level of professionalism, accountability, and integrity.

PreferredSystems Experience
  • SBA E-Tran
  • CAFS
  • Abrigo / Sageworks / Moody's
  • Microsoft Excel and Word

PerformanceExpectations
  • Maintain high levels of underwriting accuracy and compliance.
  • Deliver timely credit decisions consistent with service-level expectations.
  • Support portfolio growth while maintaining strong credit quality.
  • Contribute to the bank's strategic growth within SBA and USDA lending platforms.
  • Uphold the institution's credit culture and reputation as a top-tier government guaranteed lender.

FIRST COMMUNITY BANK (SC) is an EEO Employer - M/F/Disability/Protected Veteran Status

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