ZipRecruiter

Log In

1

Collateral Analyst Jobs in Minnesota (NOW HIRING)

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48.85K - $89.07K/yr

Collateral analysis: BBCs, real estate and equipment appraisals, collateral audits, contracts, and purchase agreements. * Guarantor analysis: cash flow, personal financial statements, and credit ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48.85K - $89.07K/yr

Collateral analysis: BBCs, real estate and equipment appraisals, collateral audits, contracts, and purchase agreements. * Guarantor analysis: cash flow, personal financial statements, and credit ...

Choice Bank

Credit Analyst

Minneapolis, MN · On-site

$48.85K - $89.07K/yr

Collateral analysis: BBCs, real estate and equipment appraisals, collateral audits, contracts, and purchase agreements. * Guarantor analysis: cash flow, personal financial statements, and credit ...

Choice Bank

Credit Officer

Minneapolis, MN · On-site

$65.47K - $131.59K/yr

Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma. - Cash flow analysis including traditional and UCA. - Collateral analysis including BBC review, real estate ...

Choice Bank

Credit Officer

Minneapolis, MN · On-site

Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma. - Cash flow analysis including traditional and UCA. - Collateral analysis including BBC review, real estate ...

Pipersandler

Treasury Analyst

Minneapolis, MN

$90K - $100K/yr

Monitor and analyze securities in the firm's inventory, maximizing usage of this inventory as collateral within the predefined criteria of each debt arrangement, to ensure the firm's cash needs can ...

Choice Bank

Credit Officer

Golden Valley, MN

$65.47K - $131.59K/yr

Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma. - Cash flow analysis including traditional and UCA. - Collateral analysis including BBC review, real estate ...

Choice Bank

Credit Officer

Golden Valley, MN · On-site

$65.47K - $131.59K/yr

Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma. - Cash flow analysis including traditional and UCA. - Collateral analysis including BBC review, real estate ...

MidCountry Bank

Sr Credit Analyst

Minneapolis, MN · On-site

$100K - $115K/yr

Evaluate and analyze secondary sources of repayment, including collateral and guarantors, to determine adequate repayment sources for the loan. * Compare customer financial status to industry norms ...

next page

Showing results 1-20

People also search for

All JobsCollateral Analyst JobsCollateral Analyst Jobs in Minnesota

Collateral Analyst information

See Minnesota salary details

$18

$37

$54

How much do collateral analyst jobs pay per hour?

As of May 30, 2026, the average hourly pay for collateral analyst in Minnesota is $37.33, according to ZipRecruiter salary data. Most workers in this role earn between $27.07 and $50.62 per hour, depending on experience, location, and employer.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

More about Collateral Analyst jobs
What are popular job titles related to Collateral Analyst jobs in Minnesota? For Collateral Analyst jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Collateral Analyst jobs in Minnesota look for? The top searched job categories for Collateral Analyst jobs in Minnesota are:
What cities in Minnesota are hiring for Collateral Analyst jobs? Cities in Minnesota with the most Collateral Analyst job openings:
What are popular job titles related to Collateral Analyst jobs in MN? For Collateral Analyst jobs in MN, the most frequently searched job titles are:
Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in Minnesota as of May 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 88% In-person, 5% Hybrid, and 7% Remote job distribution, with an average salary of $77,653 per year, or $37.3 per hour.
Credit Analyst

Credit Analyst

Choice Bank

Golden Valley, MN • On-site

$48.85K - $89.07K/yr

Full-time

Posted 9 days ago

Job description

Job Type
Full-time
Description
The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for prospective and existing borrowers. These positions contribute to evaluating credit quality, identifying and mitigating risk, and supporting sound loan structuring and lending decisions. Team members build expertise in Choice Bank's credit culture, underwriting standards, and analytical processes while performing tasks that strengthen the overall credit function.
Responsibilities
  • Demonstrates the ability to independently underwrite relationships with total exposure ranging from $750,000 to $10,000,000, depending on experience.
  • Reads, reviews, and understands various financial statements to include but not limited to; tax returns, balance sheet, profit and loss statements, agings, borrowing base certificates, debt schedules, equipment lists, business credit reports, credit bureau reports, rent rolls, lease agreements, fall cash flow, personal financial statement, environmental reports, and appraisals.
  • Prepares credit memos for new and renewing loan requests, clearly communicating analysis through written summaries and supporting data (charts, formulas, graphs, etc.). Responsibilities include:
    • Financial statement analysis: trends, ratios, margins, sensitivity, and pro forma.
    • Cash flow analysis: traditional and UCA.
    • Collateral analysis: BBCs, real estate and equipment appraisals, collateral audits, contracts, and purchase agreements.
    • Guarantor analysis: cash flow, personal financial statements, and credit reports.
    • Risk assessment: key risks, policy exceptions, and mitigating factors.
    • Risk rating: grid completion and rationale commentary.
  • Meets with and interview customers to develop a thorough understanding of the loan request and the business relationship.
  • Completes annual reviews, problem loan reports, risk rating changes, and other file comments to preserve the credit integrity of the loan portfolio.
  • Provides ongoing monitoring of borrowers' financial indicator covenants for compliance with loan documents.
  • Prepares various loan reports as directed from Credit Leadership.
  • Develops knowledge on SBA loan products along with policy and procedures.
  • Attends credit analysis training provided by Credit Manager as well as RMA or MBA classes.
  • Demonstrates the desire to learn new skills.
  • Proficient with Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint

Requirements
  • Bachelor's degree in Accounting, Finance, or related field
  • 1-5+ years of experience as a Commercial Credit Analyst

Travel Requirement
This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.
Cultural Alignment
Choice is #PeopleFirst, banking second.
People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.
In contributing to our culture, Choice team members are guided by our core values.
  • Embrace change and encourage innovation.
  • Know when to ask for help and know when to offer help.
  • Better the places we live.
  • Work hard. Do the right thing. Have a little fun.

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.
Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.
Disclosure
This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.
All employment at Choice Financial Group is "at will" employment. This position description does not create an employment contract, implied or otherwise.
The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.
Salary Description
$48,851.50 - $89,067.38 / year

Apply