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Catastrophe Modeling Jobs in Florida (NOW HIRING)

Actuary

Sarasota, FL · On-site +1

$160K - $190K/yr

Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. * Evaluate reinsurance program impacts and support related reporting ...

Actuary

Miami, FL · On-site

$160K - $190K/yr

Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. * Evaluate reinsurance program impacts and support related reporting ...

Actuary

Sarasota, FL

$160K - $190K/yr

Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. * Evaluate reinsurance program impacts and support related reporting ...

Senior Property Underwriter

Tampa, FL · On-site

$89K - $106K/yr

Monitor portfolio performance, loss trends, catastrophe aggregation, underwriting profitability ... Collaborate with reinsurers during property modeling, renewals, and audit activities by preparing ...

Evaluates performance and pricing of insurance and reinsurance programs and analyzes their financial impact in coordination with catastrophe risk modeling teams * Drives reserving process including ...

Evaluates performance and pricing of insurance and reinsurance programs and analyzes their financial impact in coordination with catastrophe risk modeling teams * Drives reserving process including ...

Data Engineer

Ormond Beach, FL · On-site

$100K - $120K/yr

Design, develop, and maintain relational databases, data models, data warehouses, and scalable ... Participate in business continuity and catastrophe response efforts as needed, including support ...

2027 Summer Associate (Intern)

Tampa, FL · On-site

$14.25 - $19/hr

We provide immediate and strategic guidance to policyholders following a catastrophe. Our BIC experts meticulously analyze financial data and operational records, develop robust financial models, and ...

Showing results 41-60

Catastrophe Modeling information

See Florida salary details

$16

$30

$57

How much do catastrophe modeling jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for catastrophe modeling in Florida is $30.14, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $32.50 per hour, depending on experience, location, and employer.

What is catastrophe modeling?

Catastrophe modeling is the process of using computer models to estimate the potential losses that could result from natural or man-made disasters, such as hurricanes, earthquakes, floods, or terrorist attacks. These models analyze historical data, scientific research, and current exposure information to predict the likelihood and potential severity of catastrophic events. Insurers, reinsurers, and other organizations use catastrophe modeling to assess risk, price insurance policies, and prepare for possible large-scale losses.

How to get a job in catastrophe modeling?

The qualifications you need to obtain a job in catastrophe modeling include a bachelor’s degree in a science field related to catastrophes, such as geology, meteorology, or environmental science. Insurance-specific degrees, such as actuarial sciences, are also acceptable. Advanced degrees in actuarial science, math, or another catastrophe-related field may help you stand out in the job market. Practice using industry software to run data analysis to become proficient with the application. Some start their careers in entry-level positions in the insurance industry to learn about risk evaluation before moving into catastrophe modeling.

What are the key skills and qualifications needed to thrive as a catastrophe modeler, and why are they important?

To thrive as a Catastrophe Modeler, you need a strong background in mathematics, statistics, and data analysis, typically supported by a degree in engineering, actuarial science, or a related field. Proficiency in modeling software (such as RMS or AIR), programming languages (like Python or R), and familiarity with GIS systems are commonly required. Critical thinking, attention to detail, and effective communication are valuable soft skills for interpreting data and conveying risk insights to stakeholders. These skills and qualifications are crucial for producing accurate risk assessments that inform insurance, reinsurance, and disaster preparedness strategies.

What are some common challenges faced by professionals in catastrophe modeling, and how can they be addressed?

Professionals in catastrophe modeling often encounter challenges such as managing large and complex datasets, staying current with emerging risks (like climate change), and communicating technical findings to non-technical stakeholders. Addressing these requires strong analytical skills, ongoing professional development, and effective collaboration with underwriters, actuaries, and risk managers. Building expertise in specialized software and maintaining open communication channels with other teams can help overcome these obstacles and contribute to successful risk assessments.

What is the difference between Catastrophe Modeling vs Actuary?

AspectCatastrophe ModelingActuary
Required CredentialsTypically requires degrees in risk management, insurance, or related fields; certifications like CPCU or ARM are commonRequires a degree in mathematics, statistics, or actuarial science; professional actuarial certifications (e.g., ASA, FSA) are essential
Work EnvironmentPrimarily in insurance, reinsurance, or risk management firms; involves data analysis and modelingIn insurance companies, consulting firms, or government agencies; involves data analysis, financial modeling, and risk assessment
Industry UsageUsed to assess and quantify natural disaster risks for insurance underwriting and risk managementUsed to evaluate financial risks, reserve calculations, and pricing in insurance and pension industries

While both roles involve risk analysis and data modeling, catastrophe modeling focuses specifically on natural disaster risks, whereas actuaries assess a broader range of financial risks. Both careers require strong quantitative skills and work within the insurance industry, but their specific applications and certifications differ.

How much do catastrophe modeling professionals make?

Catastrophe modeling professionals typically earn a median annual salary ranging from $70,000 to $120,000, depending on experience, education, and location. Senior roles or those with specialized skills in risk analysis and modeling tools can earn higher salaries, often exceeding $150,000 annually.

What do catastrophe modeling professionals do?

Catastrophe modeling professionals analyze data to assess the financial impact of natural and man-made disasters, such as hurricanes, earthquakes, and floods. They develop models using specialized software to estimate potential losses for insurance companies and other stakeholders, often requiring skills in statistics, risk assessment, and data analysis. Their work supports risk management and insurance underwriting decisions.

What are the most commonly searched types of Catastrophe Modeling jobs in Florida?

The most popular types of Catastrophe Modeling jobs in Florida are:

What job categories do people searching Catastrophe Modeling jobs in Florida look for?

The top searched job categories for Catastrophe Modeling jobs in Florida are:

What cities in Florida are hiring for Catastrophe Modeling jobs?

Cities in Florida with the most Catastrophe Modeling job openings:

Infographic showing various Catastrophe Modeling job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 84% In-person, 3% Hybrid, and 13% Remote job distribution, with an average salary of $62,694 per year, or $30.1 per hour.

Commercial Underwriter (Tampa, Florida)

SageSure

Tampa, FL • On-site

Full-time

Re-posted 11 hours ago


Key responsibilities

  • Evaluate submissions received from producers for completeness and accuracy.

  • Collaborate with agents, brokers, and other underwriters to develop appropriate coverage and pricing for each policy.

  • Review and approve or deny policy applications and endorsements within assigned authority.


Job description

Overview:
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Commercial Underwriter will be responsible for analyzing property risk exposures and make data-driven decisions to select and price commercial residential property policies by working closely with brokers and agents to provide comprehensive insurance solutions to our clients that adhere to company standards and guidelines as established and modified from time to time.
This role will be onsite for a minimum of 3 days a week in our Tampa, FL office.
What you'd be doing:
  • Evaluate submissions received from producers for completeness and accuracy, including ensuring the data provided is the most current available.
  • Collaborate with agents, brokers, and other underwriters to develop appropriate coverage and pricing for each policy, including understanding current placement and desired terms and conditions for submissions as received.
  • Conduct individual risk assessments per company-established guidelines and pricing parameters, communicate regularly with producer regarding submission status, and explain underwriting requirements and philosophy.
  • Review and approve or deny policy applications and endorsements within assigned authority.
  • Conduct and update renewal policies in advance of regulatory notice periods to determine desire to offer renewal or non-renew the risk based on current risk characteristics and loss experience.
  • Maintain accurate records and documentation of underwriting decisions and risk assessments.
  • Continually evaluate portfolio of policies accepted and work with other departments to ensure the book of business is optimized in accordance with company-established parameters and guidelines. Conduct numerical analysis and make recommendations on exposure management issues.
  • Maintain market currency by continually seeking information regarding competitor actions, placements, and activities. Report and update other departments (e.g., Marketing, Claims, etc.) of opportunities or threats based on these findings.
  • Develop and maintain strong relationships with brokers, agents, and other industry professionals to expand our network and ensure a positive customer experience.
  • Provide guidance and support to less experienced underwriters and participate in training and development programs.
  • Execute underwriting project research to develop and improve underwriting policies, practices, procedures, workflows, and systems. Coordinate with other departments as needed.
  • Aid with developing business requirements and performing user acceptance testing in support of system initiatives.
  • Conduct policy audits, ensuring compliance with underwriting rules, policies, practices, procedures, and all laws and regulations.
  • Provide underwriting and technical training to other departments.
  • May perform other related duties and special projects as assigned or requested.

We're looking for someone who has:
  • A Bachelor's Degree in a related field or an equivalent combination of education, training, and work experience.
  • At least 2 years' experience in property and casualty underwriting.
  • Strong knowledge of commercial business owners' coverage, property risk exposures, underwriting procedures, and regulations.
  • Demonstrated ability to evaluate risk eligibility, review loss experience, interpret property inspection reports, and make sound risk-based decisions.
  • Familiarity with catastrophe modeling, commercial residential construction types, and exposure management.
  • Exceptional verbal and written communication skills, with a proven ability to build and maintain producer and customer relationships.
  • Proficiency with insurance software, MS Office Suite, and tools for managing data and underwriting workflows.
  • Ability to work independently or collaboratively in a fast-paced, dynamic environment with minimal supervision.
  • Experience mentoring and providing training to less experienced team members and contributing to improving underwriting practices.
  • Knowledge of market conditions, competitor actions, and the ability to adjust strategies in response to evolving market trends.
  • Strong analytical skills with the ability to make informed, calculated risk decisions and solve complex underwriting issues.

Highly preferred candidates also have:
  • Advanced insurance industry designations such as CPCU, CIC, or ARM.
  • Experience with commercial residential construction types and understanding of coastal state insurance markets.
  • Demonstrated ability to recommend innovations or new product offerings based on market trends.

#LI-Hybrid
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.
We have more than 1,000 employees in a distributed workforce environment across 12 offices-Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI-who are tackling the industry's toughest challenges.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
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