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Catastrophe Modeling Jobs in Florida (NOW HIRING)

Use vendor catastrophe modeling software to provide price indications for reinsurance alternative structures. * Collaborate with junior team members in basic aspects of property (re)insurance and ...

Catastrophe (CAT) Modeler

Miami, FL · On-site

$72K - $78K/yr

Are you looking to start your career in CAT Modeling? Join Aon's team in Miami! As part of an ... Primary role is to provide catastrophe modeling support across projects * Prepare client-ready ...

Catastrophe (CAT) Modeler

Miami, FL · Hybrid

$72K - $78K/yr

Are you looking to start your career in CAT Modeling? Join Aon's team in Miami! As part of an ... Primary role is to provide catastrophe modeling support across projects * Prepare client-ready ...

Experience with Power BI, Tableau, catastrophe modeling, or GIS tools is a plus. (#58592) Compensation: * Salary range of $100-140K Location: * Southeast US Meet Your Recruiter Arturo Aguilera ...

Build and maintain stochastic and deterministic pricing models for property risks, integrating catastrophe models (e.g., windstorms, floods, wildfires) into the pricing structure. * Refine quarterly ...

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Chief Actuarial- P&C

Tampa, FL · On-site

$250K - $300K/yr

... catastrophe modeling, and data strategy. As a member of the executive leadership team, this role serves as the company's Appointed Actuary and delivers the data-driven insights that support ...

Work closely with Enterprise Risk Management and Data Science on catastrophe modeling and interpretation, with a focus on integrating within all actuarial functions. * Participate in the design and ...

Experience with Power BI, Tableau, catastrophe modeling, or GIS tools is a plus EEO Compliance Olympus Insurance Company is an equal opportunity employer committed to fostering a diverse, inclusive ...

Actuary

Sarasota, FL

$160K - $190K/yr

Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. * Evaluate reinsurance program impacts and support related reporting ...

Actuary

Sarasota, FL · On-site +1

$160K - $190K/yr

Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. * Evaluate reinsurance program impacts and support related reporting ...

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Catastrophe Modeling information

See Florida salary details

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How much do catastrophe modeling jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for catastrophe modeling in Florida is $30.14, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $32.50 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals in catastrophe modeling, and how can they be addressed?

Professionals in catastrophe modeling often encounter challenges such as managing large and complex datasets, staying current with emerging risks (like climate change), and communicating technical findings to non-technical stakeholders. Addressing these requires strong analytical skills, ongoing professional development, and effective collaboration with underwriters, actuaries, and risk managers. Building expertise in specialized software and maintaining open communication channels with other teams can help overcome these obstacles and contribute to successful risk assessments.

What is catastrophe modeling?

Catastrophe modeling is the process of using computer models to estimate the potential losses that could result from natural or man-made disasters, such as hurricanes, earthquakes, floods, or terrorist attacks. These models analyze historical data, scientific research, and current exposure information to predict the likelihood and potential severity of catastrophic events. Insurers, reinsurers, and other organizations use catastrophe modeling to assess risk, price insurance policies, and prepare for possible large-scale losses.

How much do catastrophe modelers make?

Catastrophe modelers typically earn between $70,000 and $130,000 annually, depending on experience, location, and industry sector. Senior professionals with specialized skills in risk analysis and modeling tools like RMS or AIR can earn higher salaries, often exceeding $150,000.

How to Get a Job in Catastrophe Modeling

The qualifications you need to obtain a job in catastrophe modeling include a bachelor’s degree in a science field related to catastrophes, such as geology, meteorology, or environmental science. Insurance-specific degrees, such as actuarial sciences, are also acceptable. Advanced degrees in actuarial science, math, or another catastrophe-related field may help you stand out in the job market. Practice using industry software to run data analysis to become proficient with the application. Some start their careers in entry-level positions in the insurance industry to learn about risk evaluation before moving into catastrophe modeling.

How to get into catastrophe modelling?

To enter catastrophe modeling, candidates typically need a background in fields like actuarial science, engineering, or mathematics, along with strong analytical and programming skills in tools such as Python or R. Gaining experience through internships, certifications like the Associate in Catastrophe Risk Management (ARM), and understanding insurance and risk assessment principles can improve job prospects in this specialized field.

What is the difference between Catastrophe Modeling vs Actuary?

AspectCatastrophe ModelingActuary
Required CredentialsTypically requires degrees in risk management, insurance, or related fields; certifications like CPCU or ARM are commonRequires a degree in mathematics, statistics, or actuarial science; professional actuarial certifications (e.g., ASA, FSA) are essential
Work EnvironmentPrimarily in insurance, reinsurance, or risk management firms; involves data analysis and modelingIn insurance companies, consulting firms, or government agencies; involves data analysis, financial modeling, and risk assessment
Industry UsageUsed to assess and quantify natural disaster risks for insurance underwriting and risk managementUsed to evaluate financial risks, reserve calculations, and pricing in insurance and pension industries

While both roles involve risk analysis and data modeling, catastrophe modeling focuses specifically on natural disaster risks, whereas actuaries assess a broader range of financial risks. Both careers require strong quantitative skills and work within the insurance industry, but their specific applications and certifications differ.

What are the key skills and qualifications needed to thrive as a Catastrophe Modeler, and why are they important?

To thrive as a Catastrophe Modeler, you need a strong background in mathematics, statistics, and data analysis, typically supported by a degree in engineering, actuarial science, or a related field. Proficiency in modeling software (such as RMS or AIR), programming languages (like Python or R), and familiarity with GIS systems are commonly required. Critical thinking, attention to detail, and effective communication are valuable soft skills for interpreting data and conveying risk insights to stakeholders. These skills and qualifications are crucial for producing accurate risk assessments that inform insurance, reinsurance, and disaster preparedness strategies.

What does a catastrophe modeler do?

A catastrophe modeler analyzes data to predict the potential impact of natural disasters such as hurricanes, earthquakes, or floods. They develop and run complex models using specialized software to help insurance companies and risk managers assess and prepare for catastrophic events.

How much does cat modelling pay?

Salaries for catastrophe modeling professionals typically range from $70,000 to $130,000 annually, depending on experience, education, and location. Entry-level roles may start lower, while experienced analysts or managers can earn higher salaries, especially with specialized skills in risk assessment and modeling tools.
What are the most commonly searched types of Catastrophe Modeling jobs in Florida? The most popular types of Catastrophe Modeling jobs in Florida are:
What cities in Florida are hiring for Catastrophe Modeling jobs? Cities in Florida with the most Catastrophe Modeling job openings:
Infographic showing various Catastrophe Modeling job openings in Florida as of July 2026, with employment types broken down into 6% Internship, 73% Full Time, 7% Part Time, 10% Contract, 3% Nights, and 1% Summer. Highlights an 80% Physical, 7% Hybrid, and 13% Remote job distribution, with an average salary of $62,694 per year, or $30.1 per hour.
Senior Catastrophe Risk Modeling Analyst

Senior Catastrophe Risk Modeling Analyst

The Hartford Financial Services Group, Inc.

Coral Gables, FL • On-site, Remote

$109K - $163K/yr

Full-time

Posted 15 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 120 frontline employees who took The Breakroom Quiz

55th of 298 rated insurance


Job description

Sr Risk Analyst - KR07DE
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We are seeking a highly skilled and motivated Senior Catastrophe Risk Modeling Analyst to join our Reinsurance team. This role supports underwriting decisions by providing catastrophe modeling and exposure management for contracts with natural catastrophe exposures-earthquake, hurricane, flood with a focus on Latin America and the Caribbean with additional support for our US and Intl segments if need be.
The successful candidate will report into the Head of Catastrophe modelling for Nav Re and work closely with experienced reinsurance underwriters and contribute to the company's strategic risk assessment capabilities.
This role will have a Hybrid work arrangement, with the expectation of working in an office (Coral Gables, FL; Boston, MA; Stamford, CT, NY, NY) 3 days a week (Tuesday through Thursday)
Key Responsibilities
  • Serve as our Catastrophe modeling domain expert and business partner for our portfolio in Latin America
  • Deliver catastrophe modeling and analytical support for Latin America property treaties within tight turnaround times.
  • Review and validate broker and client submission data and engage proactively with brokers/clients modelling teams to resolve data and modeling queries.
  • Maintain ongoing communication with underwriting teams to understand business needs.
  • Develop and implement reporting and data solutions for exposure management.
  • Support catastrophe event response efforts.
  • Collaborate with underwriting and IT to improve exposure capture processes.
  • Contribute to the development of the company's view of catastrophe risk.
  • Contribute to our 1/1, 4/1 and 7/1 roll up review.
  • Work with our Enterprise Risk Management team on modelling deliverables and updates throughout the year
  • Identify and implement opportunities to streamline the data capture and modelling process with AI or automation.
  • Communicate modeling insights clearly and effectively to both technical and non-technical stakeholders, including senior leadership.
  • Contribute to our retrocession planning process.

Qualifications/Skills
  • Bachelor's degree or higher in science, engineering, mathematics, or a related field.
  • Minimum 5 years of experience in P&C insurance or reinsurance.
  • Strong analytical and problem-solving skills.
  • Fluent in SQL; working knowledge of Python.
  • Advanced Excel skills; VBA experience preferred.
  • Experience with AIR models and AnalyzeRe platform preferred.
  • Solid understanding of catastrophe modeling concepts and database structures.
  • Working knowledge of Spanish; fluency preferred.
  • Excellent communication skills, with the ability to explain complex technical concepts to senior leadership.
  • Demonstrated interest in leadership development with a willingness to mentor others and grow into future leadership roles.

Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$109,040 - $163,560
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

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Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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