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Bond Underwriter Jobs (NOW HIRING)

Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit ...

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Senior Contract Bond Underwriter

Plano, TX · On-site

$94K - $111K/yr

Tokio Marine HCC - Surety Group, a member of the Tokio Marine Group of Companies, has an opportunity for Senior Contract Bond Underwriter at our Plano, TX branch office. Job Summary Under general ...

Surety Underwriter

Manassas, VA · On-site

$140K - $250K/yr

Surety Bond Underwriting Manager - Manassas, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

Senior Contract Bond Underwriter

Plano, TX · On-site +1

$94K - $111K/yr

TokioMarine HCC - Surety Group, a member of theTokioMarine Group of Companies, has an opportunity for Senior Contract Bond Underwriter at our Plano, TX branch office. Job Summary Under general ...

Surety Underwriter

Altoona, PA · On-site

$140K - $250K/yr

Bond Surety Underwriting - Altoona, PA Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment ...

Surety Underwriter

Murfreesboro, TN · On-site

$140K - $250K/yr

Insurance Underwriter - Commercial Surety - Murfreesboro, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

- The underwriter is responsible for assessing and managing risk associated with surety bond applications.They will evaluate the financial strength and credibility of applicants, analyzes terms, and ...

Approve surety bonds within your assigned authority level, exercising sound judgment and underwriting discipline * Oversee the fiscal status of accounts, including in-depth analysis of annual ...

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Bond Underwriter information

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$673

$759

How much do bond underwriter jobs pay per week?

As of Aug 21, 2026, the average weekly pay for bond underwriter in the United States is $673.08, according to ZipRecruiter salary data. Most workers in this role earn between $625.00 and $721.15 per week, depending on experience, location, and employer.

What is a bond underwriter?

A bond underwriter ensures that the bond purchasing process between two entities runs smoothly, safely, and in line with all legal regulations. Investments, even securities, come with risk. This risk can place a company or individual in a great deal of legal trouble. As a bond underwriter, you help mitigate this risk. In some cases, you may take on some risk yourself for a high price. Your duties require you to be abreast of all current finance regulations. In addition to handling securities and bonds, you may offer insurance assessments as well. The qualifications needed for this career include excellent analytical skills and experience in finance, business, economics, and mathematics.

What are the key skills and qualifications needed to thrive as a bond underwriter?

To thrive as a Bond Underwriter, you need a strong grasp of financial analysis, risk assessment, and typically a degree in finance, economics, or a related field. Proficiency in underwriting software, financial modeling tools, and knowledge of regulatory systems such as Surety Bond Forms is often required. Attention to detail, analytical thinking, and effective communication are vital soft skills for negotiating terms and explaining decisions to clients. These skills are crucial for accurately evaluating risk, ensuring profitable underwriting decisions, and maintaining strong client relationships.

What are some common challenges faced by bond underwriters in assessing risk for new bond issues?

Bond underwriters often encounter challenges such as accurately evaluating the creditworthiness of issuers, navigating complex financial disclosures, and staying current with regulatory requirements. Analyzing market trends and macroeconomic factors to set appropriate pricing and terms can also be demanding, especially in volatile markets. Collaboration with legal teams, financial analysts, and issuers is essential to ensure all due diligence is completed and the bond issuance process runs smoothly.

What is the difference between Bond Underwriter vs Loan Underwriter?

AspectBond UnderwriterLoan Underwriter
CredentialsTypically requires finance or insurance certifications, such as CPCU or similarRequires finance, banking, or mortgage-related certifications, like FHA or mortgage licensing
Work EnvironmentWorks in insurance or surety companies assessing bond risksWorks in banks or lending institutions evaluating loan applications
Industry UsageCommonly used in insurance, surety, and financial sectorsPrimarily in banking, mortgage, and lending industries

While both roles involve assessing financial risk, Bond Underwriters focus on evaluating the risk of issuing bonds or surety bonds, whereas Loan Underwriters assess the risk of lending money through loans. Understanding these differences helps clarify career paths and employer expectations in the financial and insurance sectors.

How much do bond underwriters make?

Bond underwriters typically earn a median annual salary of around $70,000 to $100,000, depending on experience, location, and the size of the firm. Senior or specialized underwriters can earn higher salaries, often exceeding $120,000 annually, especially with certifications and advanced skills in risk assessment and financial analysis.

What does a bond underwriter do?

A bond underwriter evaluates the financial stability and creditworthiness of entities seeking to issue bonds, determining the terms and pricing of the bond issuance. They analyze financial statements, assess risks, and decide whether to approve the bond, often using specialized underwriting software and financial analysis skills.

What cities are hiring for Bond Underwriter jobs?

Cities with the most Bond Underwriter job openings:

Who are the top companies hiring for Bond Underwriter jobs?

The top employers for Bond Underwriter jobs are:

What states have the most Bond Underwriter jobs?

States with the most job openings for Bond Underwriter jobs include:

What are popular job titles related to Bond Underwriter jobs?

For Bond Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Bond Underwriter job openings in the United States as of August 2026, with employment types broken down into 76% Full Time, 23% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $35,000 per year, or $16.8 per hour.

Senior Bond Underwriter

Stryker Corporation

Des Moines, IA • On-site

$93 - $141/hr

Other

Posted 3 days ago

New


Stryker rating

8.2

Company rating: 8.2 out of 10

Based on 112 frontline employees who took The Breakroom Quiz

131st of 491 rated machine equipment manufacturers


Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Location Requirement: Ideal candidate will be located in Iowa, Nebraska, South Dakota, North Dakota or Minnesota.

Essential Functions:
  • Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.
  • Gathers necessary information to make a decision on whether to approve or decline a bond request.
  • Maintains current account files and visits accounts as needed.
  • Serves as a technical expert to other bond underwriters, including assisting with training, on the underwriting process and best practices in marketing to existing and new agencies.
  • Creates new and grows existing agency relationships. Meets with agents, contractors, clients, prospective and existing project owners, etc.
  • Educates agents on the bond philosophy and services EMC provides its customers. Markets services to agents.
  • Participates in industry functions, meetings, and seminars to network and increase knowledge on surety and fidelity issues.
  • Communicates with agents proactively and anticipates agents and insured’s needs.
  • Plans and participates in events to establish new agency relationships and drive profitable growth opportunities for the department.
  • Identifies opportunities and eliminates potential barriers within agency relationships.
  • Underwrites new account submissions within an assigned underwriting authority level.
  • Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.
  • Sets up new account files and performs frequent agent and account visits.
Education & Experience:
  • Bachelor’s degree, preferably in accounting, finance, or business, or related field, or equivalent relevant experience
  • Six years of experience with bond underwriting, or related experience
  • Associate in Fidelity and Surely Bonding (AFSB) designation preferred
Knowledge, Skills & Abilities:
  • Excellent bond underwriting knowledge
  • Excellent analytical, financial, and problem-solving skills
  • Excellent multitasking and organization skills
  • Strong human relations skills, including written and verbal communication
  • Good keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
  • Ability to work effectively with others, as well as independently
  • Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

Location Requirement: Ideal candidate will be located in Iowa, Nebraska, South Dakota, North Dakota or Minnesota.

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$92,670 - $128,045 or $102,443 - $140,845A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

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