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Bond Underwriter Jobs (NOW HIRING)

The Hartford

Commercial Surety Bond Underwriter

Penn, PA · Hybrid

$71K - $140K/yr

As a Commercial Surety Bond Underwriter at The Hartford, your primary role will be to support Commercial Surety line of business strategies by marketing and underwriting business in partnership with ...

Diedre Moire Corp.

Surety Underwriter

Pasco, WA · On-site

$150K - $300K/yr

Insurance - Surety Bond Underwriter - Pasco. WA Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment ...

Tokio Marine HCC

Senior Contract Bond Underwriter

Plano, TX · On-site

$94K - $111K/yr

Tokio Marine HCC - Surety Group, a member of the Tokio Marine Group of Companies, has an opportunity for Senior Contract Bond Underwriter at our Plano, TX branch office. Job Summary Under general ...

Tmhcc

Senior Contract Bond Underwriter

Plano, TX · On-site +1

$94K - $111K/yr

TokioMarine HCC - Surety Group, a member of theTokioMarine Group of Companies, has an opportunity for Senior Contract Bond Underwriter at our Plano, TX branch office. Job Summary Under general ...

Diedre Moire Corp.

Surety Underwriter

Jackson, TN · On-site

$150K - $300K/yr

Sr Construction Underwriter Surety - Jackson, TN Insurance Underwriter Construction Surety Bid ... Performance Bonds; Payment Bonds; Maintenance Bonds, etc. • Evaluate renewal or new account ...

Diedre Moire Corp.

Surety Underwriter

Puyallup, WA · On-site

$150K - $300K/yr

Bond Underwriter - South Hill, WA Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment Infrastructure ...

New

Diedre Moire Corp.

Surety Underwriter

Redmond, WA · On-site

$150K - $300K/yr

Insurance - Contract Surety Underwriter - Redmond, WA Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment ...

Diedre Moire Corp.

Surety Underwriter

Blacksburg, VA · On-site

$140K - $250K/yr

Surety Underwriter Account Manager - Blacksburg, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

New

Diedre Moire Corp.

Surety Underwriter

Havertown, PA · On-site

$140K - $250K/yr

Accountabilities: • Monitor risk selection, bond risk, renewal retention, and pricing decisions on a portfolio and individual account level. • Review and approve underwriting decisions of staff ...

Diedre Moire Corp.

Surety Underwriter

Waukesha, WI · On-site

$140K - $250K/yr

Sr Bond Terr Manager - Surety Insurance - Waukesha, WI Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

New

Diedre Moire Corp.

Surety Underwriter

Knoxville, TN · On-site

$140K - $250K/yr

Conduct bond production and underwriting activities including marketing and underwriting business in partnership with brokers and agencies and direct to customers. Products: • License & Permit ...

New

Diedre Moire Corp.

Surety Underwriter

Memphis, TN · On-site

$140K - $250K/yr

Underwriter - Commercial Surety - Memphis, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and ...

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Bond Underwriter information

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How much do bond underwriter jobs pay per week?

As of Jul 14, 2026, the average weekly pay for bond underwriter in the United States is $673.08, according to ZipRecruiter salary data. Most workers in this role earn between $625.00 and $721.15 per week, depending on experience, location, and employer.

What Is a Bond Underwriter?

A bond underwriter ensures that the bond purchasing process between two entities runs smoothly, safely, and in line with all legal regulations. Investments, even securities, come with risk. This risk can place a company or individual in a great deal of legal trouble. As a bond underwriter, you help mitigate this risk. In some cases, you may take on some risk yourself for a high price. Your duties require you to be abreast of all current finance regulations. In addition to handling securities and bonds, you may offer insurance assessments as well. The qualifications needed for this career include excellent analytical skills and experience in finance, business, economics, and mathematics.

What are the key skills and qualifications needed to thrive as a Bond Underwriter, and why are they important?

To thrive as a Bond Underwriter, you need a strong grasp of financial analysis, risk assessment, and typically a degree in finance, economics, or a related field. Proficiency in underwriting software, financial modeling tools, and knowledge of regulatory systems such as Surety Bond Forms is often required. Attention to detail, analytical thinking, and effective communication are vital soft skills for negotiating terms and explaining decisions to clients. These skills are crucial for accurately evaluating risk, ensuring profitable underwriting decisions, and maintaining strong client relationships.

What is the difference between Bond Underwriter vs Loan Underwriter?

AspectBond UnderwriterLoan Underwriter
CredentialsTypically requires finance or insurance certifications, such as CPCU or similarRequires finance, banking, or mortgage-related certifications, like FHA or mortgage licensing
Work EnvironmentWorks in insurance or surety companies assessing bond risksWorks in banks or lending institutions evaluating loan applications
Industry UsageCommonly used in insurance, surety, and financial sectorsPrimarily in banking, mortgage, and lending industries

While both roles involve assessing financial risk, Bond Underwriters focus on evaluating the risk of issuing bonds or surety bonds, whereas Loan Underwriters assess the risk of lending money through loans. Understanding these differences helps clarify career paths and employer expectations in the financial and insurance sectors.

What are bond underwriters?

Bond underwriters are financial professionals or institutions that evaluate the risk and determine the terms for issuing bonds on behalf of a company, municipality, or government entity. They assess the creditworthiness of the issuer, set the bond price, and often purchase the bonds to sell to investors. Their role is crucial in ensuring that bonds are issued in compliance with regulations while balancing the needs of both issuers and investors. By taking on the risk of distributing the bonds, underwriters help facilitate access to capital markets.

What are some common challenges faced by bond underwriters in assessing risk for new bond issues?

Bond underwriters often encounter challenges such as accurately evaluating the creditworthiness of issuers, navigating complex financial disclosures, and staying current with regulatory requirements. Analyzing market trends and macroeconomic factors to set appropriate pricing and terms can also be demanding, especially in volatile markets. Collaboration with legal teams, financial analysts, and issuers is essential to ensure all due diligence is completed and the bond issuance process runs smoothly.
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Bond Underwriter jobs near you
Infographic showing various Bond Underwriter job openings in the United States as of July 2026, with employment types broken down into 73% Full Time, 26% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $35,000 per year, or $16.8 per hour.
Construction Surety Bond Underwriter

Construction Surety Bond Underwriter

The Hartford

Overland Park, KS • Hybrid

$76K - $140K/yr

Full-time

Re-posted 6 days ago

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 110 frontline employees who took The Breakroom Quiz

53rd of 281 rated insurance

Job description

Senior Underwriter - UW08DAUnderwriter - UW08BB

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job.

Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.

This position will support all Bond lines of business strategies by marketing and underwriting business in partnership with field office specialists. Risk Selection/Technical Underwriting:

We'll Be a Good Match if You Have:

  • A customer-first mindset, putting our customers at the center of everything you do.

  • A passion for making decisions through both analyzing data and employing critical thinking skills.

  • A team spirit and desire to work collaboratively.

  • A financial mindset to help make the best decisions.

  • Ability to own our work and following through on commitments.

  • Ability to decipher and execute within a fluid and changing business environment.

  • An understanding of how to build relationships and trust among diverse groups.

  • The ability to advance their careers into technical OR leadership positions.

Qualifications:

  • Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience

  • Construction industry experience a plus

  • 3 + years of contract surety underwriting experience preferred

  • Must be a multi-dimensional team player, possess strong product knowledge, sales ability, and underwriting expertise.

  • Valid driver's license as this position may utilize a company vehicle.

  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.

  • Excellent communication, interpersonal and presentation skills

  • An ability to think analytically about business problems, make recommendations and propose solutions.

  • High energy self-starter, who is resilient and has an entrepreneurial spirit.

  • Demonstration of solid time, organizational, and desk management skills

  • Goal-oriented and delivers outcomes.

  • Ability to challenge the status quo and compete to win.

  • Superior technical knowledge and sound decision-making and analytical skills

This role will have a Hybrid work schedule, with the expectation of working in an office (Overland Park, KS or Creve Coeur, MO) 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$76,400 - $140,400

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us| Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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