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Bodily Injury Adjuster Jobs (NOW HIRING)

Allstate

Bodily Injury Adjuster (IHBI)

New York, NY

$50K - $74K/yr

We are seeking an Initial Handler Bodily Injury Adjuster with exposure to Homeowner Liability claims. This team handles claims in the Northeastern states. If you're eager to grow your adjuster career ...

Allstate

Large Loss Bodily Injury Adjuster

OR · On-site +1

We are seeking an experienced Large Loss Bodily Injury Adjuster to manage complex casualty claims in the Western region for policies ranging from state minimum limits to 100/300 coverage.

Allstate

Bodily Injury Adjuster (IHBI)

Concord, NC

$50K - $74K/yr

We are seeking an Initial Handler Bodily Injury Adjuster with exposure to Homeowner Liability claims. This team handles claims in the Northeastern states. If you're eager to grow your adjuster career ...

AlphaStaffHCM

Senior Injury Adjuster

Colorado Springs, CO · Hybrid

$63K - $90K/yr

As a dedicated Sr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately ... Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily ...

AlphaStaffHCM

Senior Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

As a dedicated Sr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately ... Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily ...

USAA

Sr. Injury Claims Adjuster

San Antonio, TX · On-site

$63K - $121K/yr

Adjusts attorney-involved moderately complex bodily injury claims with demonstrable injuries (e.g ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

Distro

Sr. Injury Adjuster

Phoenix, AZ · Hybrid

$63K - $90K/yr

As a dedicated Sr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately ... Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily ...

Distro

Sr. Injury Adjuster

Phoenix, AZ · On-site

$63K - $90K/yr

As a dedicated Sr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately ... Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily ...

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All JobsBodily Injury Adjuster Jobs

Bodily Injury Adjuster information

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$48K

$68.6K

$84K

How much do bodily injury adjuster jobs pay per year?

As of Jul 26, 2026, the average yearly pay for bodily injury adjuster in the United States is $68,555.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $78,500.00 per year, depending on experience, location, and employer.

What type of adjuster gets paid the most?

In the field of bodily injury adjusting, specialized adjusters such as catastrophic or complex claims adjusters tend to earn higher salaries due to the complexity and severity of cases they handle. These roles often require advanced certifications, experience, and sometimes additional skills like negotiation or forensic analysis, which contribute to higher compensation.

What Is a Bodily Injury Adjuster?

Despite what one may think, a bodily injury adjuster does not adjust bodily injuries. Rather, as a bodily injury adjuster, you manage, investigate, and resolve the injury portion of an insurance claim. You read insurance policies, verify coverage, contact all parties associated with the claim, interview clients, speak with witnesses, gather, and audit medical bills and other details on the treatment needed of those injured in an accident. Your responsibilities also include determining liability and negotiating with customers and other insurance carriers. Some positions require you to attend trials and hearings, and you prepare reports summarizing the results. Other duties include keeping the financial processing of claims secure, updating files, and providing reports as requested.

What are the key skills and qualifications needed to thrive as a Bodily Injury Adjuster, and why are they important?

To thrive as a Bodily Injury Adjuster, you need expertise in claims investigation, knowledge of insurance policies, and a background in handling liability and injury assessments, often supported by a degree or relevant industry experience. Familiarity with claims management software, legal databases, and sometimes adjuster licensure or certifications such as AIC (Associate in Claims) is typical. Strong negotiation, analytical thinking, and effective communication are valuable soft skills that set top performers apart. These skills and qualifications are vital for accurately evaluating claims, negotiating settlements, and maintaining compliance while representing the insurer and supporting clients.

What are some common challenges a Bodily Injury Adjuster faces when handling claims?

Bodily Injury Adjusters often navigate complex situations, such as evaluating conflicting medical reports, negotiating with claimants or attorneys, and determining liability in accidents with incomplete or disputed information. Managing a high caseload while ensuring each claim is thoroughly investigated and documented can also be demanding. Additionally, adjusters must maintain empathy when communicating with injured parties, while upholding company policies and legal requirements throughout the claims process.

What is a bodily injury adjuster?

A bodily injury adjuster is an insurance professional who investigates and evaluates claims involving physical injuries resulting from accidents, such as car crashes or slip-and-fall incidents. Their responsibilities include examining medical records, interviewing claimants and witnesses, assessing liability, and negotiating settlements. Bodily injury adjusters work to ensure that claims are handled fairly and in accordance with policy terms, while also protecting their company from fraudulent or inflated claims.

How much do adjusters make?

Bodily Injury Adjusters typically earn an average annual salary of around $60,000 to $75,000, depending on experience, certifications, and the employer. Salaries can vary based on location, with higher pay often available in regions with a higher cost of living, and may include benefits such as bonuses and overtime pay.

Is being a bodily injury adjuster hard?

Bodily injury adjusters evaluate insurance claims related to injuries, which can involve complex case assessments, negotiation skills, and attention to detail. The job often requires strong communication, analytical abilities, and knowledge of insurance policies, with some positions demanding certifications or ongoing training. While it can be challenging due to the need to handle sensitive cases and meet deadlines, it is generally manageable with experience and proper skills.

Is claim adjusting a dying field?

Claim adjusting, including roles like bodily injury adjusters, remains a stable profession as insurance companies continue to require claims assessment and settlement. The field is evolving with technology such as claims management software and digital documentation, but demand for skilled adjusters persists due to ongoing insurance needs across various sectors.
More about Bodily Injury Adjuster jobs
What cities are hiring for Bodily Injury Adjuster jobs? Cities with the most Bodily Injury Adjuster job openings:
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Who are the top companies hiring for Bodily Injury Adjuster jobs? The top employers for Bodily Injury Adjuster jobs are:
What states have the most Bodily Injury Adjuster jobs? States with the most job openings for Bodily Injury Adjuster jobs include:
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What are popular job titles related to Bodily Injury Adjuster jobs? For Bodily Injury Adjuster jobs, the most frequently searched job titles are:
Bodily Injury Adjuster jobs near you
Infographic showing various Bodily Injury Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 96% Full Time, 1% Part Time, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $68,555 per year, or $33 per hour.
P&C Liability Bodily Injury Adjuster - Norfolk, VA

P&C Liability Bodily Injury Adjuster - Norfolk, VA

Davies

Norfolk, VA • On-site, Remote

$65K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Job description

P&C Liability Bodily Injury Adjuster - Norfolk, VA
Department: Claims Administration & Adjusting
Employment Type: Permanent - Full Time
Location: Norfolk, VA
Reporting To: Chris Lewis
Compensation: $65,000 - $75,000 / year
Description
Our Story
Imagine being part of a team that's not just shaping the future but actively driving it. At Davies North America, we're at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.
We're on the lookout for a Bodily Injury Adjuster in the Norfolk, VA area to join our growing team! As a Bodily Injury Adjuster, you will adjust third party General Liability, Auto Liability, Errors and Omissions, and Law Enforcement claims in which a claim exists for bodily injury, personal injury or wrongdoing. This role is a full-time, home-based position that may require travel at times to claims meetings at client locations, seminars for obtaining CEU credits, and scene investigations or inspections.
Key Responsibilities
  • Perform all duties as outlined in the Property Damage Adjuster Job Description
  • Daily review of workflow and claim system reminders with follow up and significant progress towards completion of any task set as a reminder, or received in workflow within 72 hours
  • Review of new claims assignments within 24 hours of assignment/Completion of the Plan of Action
  • Contact with the insured/claimant within 24 hours of assignment
  • Assign appraisers or coordinate the receipt of estimates of damage according to client guidelines or approval
  • Determine if estimates or appraisals are appropriate based upon reported damages and other evidence
  • Gather evidence of damages
  • Interview or obtain recorded statements from the claimant, the Insured and any witnesses
  • Request payment authorization according to client guidelines and Davies Claims North America policy and procedures
  • Follow client guidelines for any claim denial
  • Obtain internal investigation reports from the insured (client) when permitted by the client
  • Professional and timely communication with the client
  • Determine degree of attorney involvement, if any
  • Always act with the utmost good faith in handling of the claim from beginning to closure
  • Set reminders within the claim system for necessary follow up in an appropriate time frame
  • Accurately record any communication, or activity relevant to the claim; in the claim system notes
  • Follow procedures to image documents sent to you that are relevant to the claim file (including e-mail)
  • Meet the requirements of Continuing Education as required for licensure as an adjuster
  • Maintain a 95% claim closure ratio
  • Report to the Excess carrier on any claim that meets the requirements to do so (including status reports)
  • Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel
  • Obtain status reports from defense counsel at 90-day intervals
  • Read and Understand the Excess Carrier Insurance Policy
  • Run ISO ClaimSearch on injured claimants
  • Determine the injury status of all persons involved in a crash investigation
  • Interact with insurance adjusters from other companies to obtain information needed to process your claim
  • Respond to Reservation of Rights letters from Excess Carrier if necessary
  • Develop working knowledge of No Fault/PIP law
  • Enter necessary information into the claim system to ensure mandatory reporting to Medicare
  • Follow Davies Claims North America guidelines when settling claims involving a Medicare recipient
  • Check for the claimant's compliance with F.S. 768.28 Sovereign Immunity
  • Recommend/assign field adjuster as necessary
  • Review field adjuster reports for thoroughness and accuracy.

Skills, knowledge & expertise
  • College degree or equivalent experience
  • Possession of Adjuster license
  • Maintain CEU credits for Adjuster license
  • Excellent knowledge of Tort Law, bad faith procedures and case law, as well as principles of liability and medical terminology
  • Previous experience with settling bodily injury claims
  • Proficiency with Microsoft Office Suite
  • Proactive, independent, dependable, and takes initiative with consistent follow through
  • Superb written and verbal communication skills conducted in a timely manner with diverse audiences
  • Superior time management skills with capability of working with and meeting deadlines
  • Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced work environment
  • High level attention to detail with ability to utilize decision making and problem-solving skills
  • Capable of working collaboratively and independently with minimal supervision
  • Exhibit discretion with sensitive and confidential information

Equal Employment Opportunity & Legal Notices
Benefits
At Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:
  • Medical, dental, and vision plans to support your health and that of your family
  • A 401(k) plan with employer matching
  • Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
  • Paid holidays
  • Life insurance and short‑term and long‑term disability coverage

Benefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee's primary work location.
Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.
Diversity and Inclusion
Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.
Compensation Transparency:
The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.
Background Check & Fair Chance Compliance
Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.
Massachusetts NoticeIt is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
We do not use sites like Facebook, Craigslist, or Telegram to recruit or interview potential employees or contractors. If you have been asked to provide any information through any method other than our career portal, please email us at recruitment@davies-group.com

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