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Bodily Injury Adjuster Jobs (NOW HIRING)

AlphaStaffHCM

Injury Adjuster

Phoenix, AZ · Hybrid

$57K - $77K/yr

A client of AlphaStaffHCM™ is seeking an Injury Adjuster to support non‑attorney involved soft tissue bodily injury claims. This role is responsible for confirming coverage, determining liability ...

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Bodily Injury Adjuster information

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$68.6K

$84K

How much do bodily injury adjuster jobs pay per year?

As of Jul 24, 2026, the average yearly pay for bodily injury adjuster in the United States is $68,555.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $78,500.00 per year, depending on experience, location, and employer.

What type of adjuster gets paid the most?

In the field of bodily injury adjusting, specialized adjusters such as catastrophic or complex claims adjusters tend to earn higher salaries due to the complexity and severity of cases they handle. These roles often require advanced certifications, experience, and sometimes additional skills like negotiation or forensic analysis, which contribute to higher compensation.

What Is a Bodily Injury Adjuster?

Despite what one may think, a bodily injury adjuster does not adjust bodily injuries. Rather, as a bodily injury adjuster, you manage, investigate, and resolve the injury portion of an insurance claim. You read insurance policies, verify coverage, contact all parties associated with the claim, interview clients, speak with witnesses, gather, and audit medical bills and other details on the treatment needed of those injured in an accident. Your responsibilities also include determining liability and negotiating with customers and other insurance carriers. Some positions require you to attend trials and hearings, and you prepare reports summarizing the results. Other duties include keeping the financial processing of claims secure, updating files, and providing reports as requested.

What are the key skills and qualifications needed to thrive as a Bodily Injury Adjuster, and why are they important?

To thrive as a Bodily Injury Adjuster, you need expertise in claims investigation, knowledge of insurance policies, and a background in handling liability and injury assessments, often supported by a degree or relevant industry experience. Familiarity with claims management software, legal databases, and sometimes adjuster licensure or certifications such as AIC (Associate in Claims) is typical. Strong negotiation, analytical thinking, and effective communication are valuable soft skills that set top performers apart. These skills and qualifications are vital for accurately evaluating claims, negotiating settlements, and maintaining compliance while representing the insurer and supporting clients.

What are some common challenges a Bodily Injury Adjuster faces when handling claims?

Bodily Injury Adjusters often navigate complex situations, such as evaluating conflicting medical reports, negotiating with claimants or attorneys, and determining liability in accidents with incomplete or disputed information. Managing a high caseload while ensuring each claim is thoroughly investigated and documented can also be demanding. Additionally, adjusters must maintain empathy when communicating with injured parties, while upholding company policies and legal requirements throughout the claims process.

What is a bodily injury adjuster?

A bodily injury adjuster is an insurance professional who investigates and evaluates claims involving physical injuries resulting from accidents, such as car crashes or slip-and-fall incidents. Their responsibilities include examining medical records, interviewing claimants and witnesses, assessing liability, and negotiating settlements. Bodily injury adjusters work to ensure that claims are handled fairly and in accordance with policy terms, while also protecting their company from fraudulent or inflated claims.

How much do adjusters make?

Bodily Injury Adjusters typically earn an average annual salary of around $60,000 to $75,000, depending on experience, certifications, and the employer. Salaries can vary based on location, with higher pay often available in regions with a higher cost of living, and may include benefits such as bonuses and overtime pay.

Is being a bodily injury adjuster hard?

Bodily injury adjusters evaluate insurance claims related to injuries, which can involve complex case assessments, negotiation skills, and attention to detail. The job often requires strong communication, analytical abilities, and knowledge of insurance policies, with some positions demanding certifications or ongoing training. While it can be challenging due to the need to handle sensitive cases and meet deadlines, it is generally manageable with experience and proper skills.

Is claim adjusting a dying field?

Claim adjusting, including roles like bodily injury adjusters, remains a stable profession as insurance companies continue to require claims assessment and settlement. The field is evolving with technology such as claims management software and digital documentation, but demand for skilled adjusters persists due to ongoing insurance needs across various sectors.
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Bodily Injury Adjuster jobs near you
Infographic showing various Bodily Injury Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 96% Full Time, 1% Part Time, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $68,555 per year, or $33 per hour.

Bodily Injury Adjuster

Superior Underwriters

Las Vegas, NV

Full-time

Posted 14 days ago

Job description

Job Overview

Superior Underwriters is a respected leader in the insurance industry, dedicated to providing exceptional claims handling and customer service. We are seeking an experienced Bodily Injury (BI) Adjuster to join our team and manage injury-related claims with efficiency, fairness, and professionalism.

The BI Adjuster will be responsible for investigating, evaluating, and resolving bodily injury claims arising from auto accidents and other covered incidents. This role requires a strong understanding of liability assessment, medical evaluations, policy interpretation, and negotiation techniques. The adjuster will work closely with claimants, attorneys, medical providers, and internal teams to ensure proper claim resolution.

Key Responsibilities:

  • Investigate and analyze bodily injury claims to determine coverage, liability, and damages.
  • Review medical records, accident reports, and legal documents to assess injury severity and claim value.
  • Communicate with claimants, attorneys, and medical professionals to gather information and facilitate settlements.
  • Evaluate and negotiate settlements in accordance with company policies and industry’s best practices.
  • Maintain accurate and detailed claim documentation.
  • Stay current with relevant state and federal laws, regulations, and industry trends.
  • Collaborate with internal departments, including underwriting and legal, to ensure thorough claims handling.

Qualifications & Requirements

  • Experience: Minimum 2-4 years of experience handling bodily injury claims.
  • Education: Bachelor's degree preferred; equivalent work experience considered.
  • Licensing: Adjusters License in the state of Nevada.
  • Skills:
  • Strong analytical and investigative skills.
  • Excellent negotiation and communication abilities.
  • Proficiency in claims management software and Microsoft Office Suite.
  • Knowledge of medical terminology, legal principles, and insurance policies related to bodily injury claims.

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