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Bank Underwriter Jobs (NOW HIRING)

Huntington

Business Banking Underwriter III

Cleveland, OH · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Huntington

Business Banking Underwriter III

Minnetonka, MN · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Huntington

Business Banking Underwriter III

Houston, TX · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Huntington

Business Banking Underwriter III

Atlanta, GA · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Huntington

Business Banking Underwriter III

Detroit, MI · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Huntington

Business Banking Underwriter III

Minnetonka, MN · On-site +1

$77K - $154K/yr

... Bank lending policy. Duties & Responsibilities: * Supports Business Banking production by ... Ability to underwrite credit exposures in excess of $2.5MM * Previous authority to underwrite and ...

Leader Bank

Underwriter

Arlington, MA

$65K - $98K/yr

Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest ... The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ...

Leader Bank

Underwriter

Arlington, MA · On-site +1

$65K - $98K/yr

Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest ... The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ...

M&T Bank

Business Banking Underwriter II

Buffalo, NY · On-site

$26 - $43.34/hr

Promote an environment that supports belonging and reflects the M&T Bank brand. * Maintain M&T ... underwriting guidelines in a timely manner that supports the bank's ability to deliver superior ...

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$32.5K

$78.9K

$139.5K

How much do bank underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Does an underwriter make good money?

Bank underwriters typically earn a median annual salary that varies by experience and location, with entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Compensation often includes benefits and opportunities for bonuses based on performance and workload. Strong analytical skills and industry certifications can influence earning potential.

What is the job of an underwriter at a bank?

A bank underwriter evaluates loan applications and assesses the risk of lending money to individuals or businesses. They review financial documents, credit histories, and other relevant information to determine whether to approve or deny a loan, ensuring the bank's financial safety. Strong analytical skills and knowledge of lending policies are essential for this role.

What are the typical daily responsibilities of a Bank Underwriter?

As a Bank Underwriter, your daily responsibilities typically involve reviewing loan applications, analyzing financial data and credit reports, and assessing the risk involved in lending to individual or business clients. You will collaborate closely with loan officers, analysts, and sometimes directly with clients to clarify documentation or address outstanding questions. Additionally, you are responsible for ensuring all approvals comply with bank policies and regulatory requirements. The role requires balancing efficiency with careful risk evaluation to support sound lending decisions and maintain the bank’s financial health.

What are the key skills and qualifications needed to thrive in the Bank Underwriter position, and why are they important?

To thrive as a Bank Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and often a bachelor's degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring tools, and potentially certifications like Certified Mortgage Underwriter (CMU) can be important assets. Superior attention to detail, effective communication, and sound judgment help underwriters make informed decisions and convey findings clearly to stakeholders. These skills ensure that lending decisions minimize risk for the bank while providing excellent service to borrowers.

What does a Bank Underwriter do?

A Bank Underwriter evaluates loan applications to assess the risk of lending money to individuals or businesses. They review financial documents, credit history, and other factors to determine if a borrower is eligible for a loan. Their goal is to ensure that loans comply with regulations and minimize financial risk for the bank. Bank Underwriters use financial analysis, credit scoring models, and industry guidelines to make informed decisions.

Can I become an underwriter with no experience?

Bank underwriters typically need some background in finance, banking, or related fields, but entry-level positions may be available for candidates with strong analytical skills and a willingness to learn. Gaining relevant certifications or training can improve chances, and on-the-job training is common for new underwriters. Prior experience is not always required for entry-level roles, but understanding financial documents and risk assessment is beneficial.

Is underwriting a stressful job?

Bank underwriters assess loan applications and evaluate financial risk, which can involve high-pressure decision-making and meeting strict deadlines. The job can be stressful during busy periods or when dealing with complex cases, but it also offers structured processes and tools to manage workload effectively.
More about Bank Underwriter jobs
What cities are hiring for Bank Underwriter jobs? Cities with the most Bank Underwriter job openings:
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Bank Underwriter jobs near you
Infographic showing various Bank Underwriter job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 12% Full Time, and 86% Part Time. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Business Banking Underwriter III

Huntington

Cleveland, OH • On-site, Remote

$77K - $154K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 21 days ago

Job description

Description

Summary:

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. 

Duties & Responsibilities:

  • Supports Business Banking production by maintaining an individual pipeline of work.

  • Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM. 

  • Utilizes single approval authority up to $3MM.

  • Appropriately assess risk profile of borrower.  

  • Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.

  • Tasks as needed to support the line of business and job family.

  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's degree
  • 5+years’ experience with business or commercial underwriting in a centralized lending environment 

Preferred Qualifications:

  • Bachelor's degree in Business related field
  • Proven track record to support high levels of loan volume
  • Ability to underwrite credit exposures in excess of $2.5MM
  • Previous authority to underwrite and decision credits without additional signers
  • Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner
  • Proficient use of Microsoft Office and other internet resources

  • Ability to work independently on multiple tasks without compromising quality​

  • Excellence in customer service, highly motivated, focused and goal oriented

  • Excellent written and verbal communication skills, including grammar and demeanor

  • Strong organizational skills with attention to detail, planning and follow-up


Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$77,000 - $154,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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