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Bank Underwriter Jobs (NOW HIRING)

Bank of America

Senior Credit Underwriter

Baltimore, MD

$89K - $187K/yr

  • PTO

At Bank of America, we are guided by a common purpose to help make financial lives better through ... This job is responsible for supporting credit underwriting and monitoring for new and existing ...

World Bank

Underwriter

Washington, DC · On-site

Working at the World Bank Group (WBG) provides a unique opportunity to help countries solve their ... Through this role, the underwriter will develop a broad knowledge of the Platform's guarantee ...

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How much do bank underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a bank underwriter do?

A Bank Underwriter evaluates loan applications to assess the risk of lending money to individuals or businesses. They review financial documents, credit history, and other factors to determine if a borrower is eligible for a loan. Their goal is to ensure that loans comply with regulations and minimize financial risk for the bank. Bank Underwriters use financial analysis, credit scoring models, and industry guidelines to make informed decisions.

What skills and qualifications are needed to thrive as a bank underwriter?

To thrive as a Bank Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and often a bachelor's degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring tools, and potentially certifications like Certified Mortgage Underwriter (CMU) can be important assets. Superior attention to detail, effective communication, and sound judgment help underwriters make informed decisions and convey findings clearly to stakeholders. These skills ensure that lending decisions minimize risk for the bank while providing excellent service to borrowers.

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Bank Underwriter jobs near you
Infographic showing various Bank Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 84% In-person, 5% Hybrid, and 11% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Credit Underwriter

Bank of America

North Bethesda, MD • On-site

$89K - $187K/yr

Full-time

PTO

Re-posted 4 days ago

Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 528 frontline employees who took The Breakroom Quiz

51st of 171 rated banks

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
Responsibilities:
  • Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
  • Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
  • Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
  • Has credit approval for certain credit actions
  • Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:
  • Attention to Detail
  • Credit and Risk Assessment
  • Financial Analysis
  • Underwriting
  • Written Communications
  • Analytical Thinking
  • Credit Documentation Requirements
  • Financial Forecasting and Modeling
  • Recording/Organizing Information
  • Business Acumen
  • Collaboration
  • Collateral Management
  • Loan Structuring
  • Prioritization

Required Qualifications:
• 7+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
Desired Qualifications:
• Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.
• Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
• BA/BS Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - MD - Baltimore - 100 International Dr - 100 International (MD9890), US - MD - North Bethesda - 11810 GRAND PARK AVE (MD9900), US - VA - Mclean - 8300 Greensboro Dr - Westpark (VA9200), US - VA - Richmond - 1111 E MAIN ST - BANK OF AMERICA CENTER (VA2300)
Pay and benefits information
Pay range
$89,000.00 - $187,500.00 annualized salary, offers to be determined based on experience, education and skill set.
Discretionary incentive eligible
This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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