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Remote Bank Underwriter Jobs (NOW HIRING)

Talent Cloud Staffing

Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

Hybrid from one of the Florida office locations or Fully Remote (for exceptional candidates ... Banking platform and is seeking experienced Senior C&I Underwriters to join its growing Commercial ...

Quorum

Mortgage Underwriter I - REMOTE

Dobbs Ferry, NY · On-site +1

As a remote organization, we thrive on collaboration and recognize outstanding performance. We are ... Minimum of two to six years of related experience at a credit union, bank or other financial ...

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Remote Bank Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote bank underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for remote bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Remote Bank Underwriter vs Remote Loan Processor?

AspectRemote Bank UnderwriterRemote Loan Processor
CredentialsTypically requires underwriting certifications, finance or banking experienceRequires loan processing knowledge, basic financial certifications
Work EnvironmentRemote, within banking or financial institutionsRemote, within mortgage or lending companies
Employer & IndustryBanking, financial servicesMortgage, lending companies
Search & Comparison IntentUnderstanding underwriting roles, qualificationsComparing loan processing tasks, skills

The main difference is that Remote Bank Underwriters evaluate loan risk and approve or deny applications based on financial data, requiring underwriting certifications. Remote Loan Processors handle the administrative aspects of loan applications, verifying documents and preparing files. Both roles are remote and essential in the lending industry, but they focus on different stages of the loan process.

What is a remote bank underwriter?

Remote bank underwriters are financial professionals who evaluate and assess loan applications for banks and other lenders while working from a remote location, such as their home. They review applicants' credit histories, income, assets, and other financial information to determine if they qualify for a loan and what terms should apply. By working remotely, these underwriters leverage secure digital platforms to collaborate with colleagues and process applications efficiently. Their role is essential in minimizing risk for lenders and ensuring that loans are issued responsibly.

How does a remote bank underwriter typically collaborate with loan officers and other team members while working off-site?

Remote bank underwriters rely on digital communication tools such as secure email, instant messaging platforms, and video conferencing to stay connected with loan officers, processors, and other colleagues. Regular virtual meetings help ensure smooth workflow and clarify any questions regarding loan applications or documentation. Despite working remotely, underwriters are often included in team huddles and project updates, which fosters collaboration and helps maintain consistency in decision-making. Maintaining clear documentation and proactive communication are key to overcoming the challenges of remote teamwork.

What are the key skills and qualifications needed to thrive as a remote bank underwriter, and why are they important?

To thrive as a Remote Bank Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of loan products and financial regulations, usually supported by a degree in finance, business, or a related field. Experience with underwriting software, risk assessment tools, and familiarity with regulatory compliance systems like DU/LP is typically required. Excellent communication, time management, and problem-solving abilities help you work effectively with clients and team members while managing workloads independently. These skills are crucial for accurately assessing risk, ensuring regulatory compliance, and maintaining efficiency in a remote environment.
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Remote Bank Underwriter jobs near you
Infographic showing various Remote Bank Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Commercial/Business Banking Underwriter - Remote

Zionsbank Corp

Midvale, UT • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 days ago

Job description

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless - come for a job, stay for a career.  This is a remote position.

The ideal candidate for the Commercial Small Business Banking Underwriter position will have the skills and experience necessary to:

             Responsible for compilation of data as it relates to preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits and other data.

             Interpret outcome of analysis and prepares summary, recommendations and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted.

             Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications.

             Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness.

             Ensure credit requests are processed in accordance with bank policies, banking regulations and laws.

             Identify risk and mitigating factors related to conducting a thorough credit analysis for approval.

             Respond to internal and external customer inquiries.

             Recommend exceptions based on findings.

             May work closely with Relationship Manager on the more complex aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables.

             May have authority to approve loans beyond the organizations guidelines.

             Senior most level may function as a lead and be responsible for second level approvals.

             Other duties as assigned.

Qualifications:

             Requires a Bachelor's in Finance, Business, Accounting or a related field and 1 year commercial, commercial real estate credit or small business underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience.

             A combination of education and experience may meet qualifications.

             Basic knowledge of commercial, commercial RE and/or small business credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures.

             Basic knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval. Knowledge of balance sheets, income and cash flow statements.

             Good understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations.

             Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information.

             Possess good judgment, ability to make sound decisions.

             Ability to accept responsibility and handle confidential information.

             Must have good customer relations and communication skills.

             Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.

             Working knowledge of a various related software applications, including spreadsheets, word processing, etc.

Benefits:

 

             Medical, Dental and Vision Insurance - START DAY ONE!

             Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

             Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

             Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

             401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

             Mental health benefits including coaching and therapy sessions

             Tuition Reimbursement for qualifying employees

             Employee Ambassador preferred banking products

             Employees may, at the company's discretion, be eligible to receive a cash bonus award

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