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Remote Bank Underwriter Jobs (NOW HIRING)

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

SBA Underwriter Department: SBA Lending Employment Type: Full Time Location ... Remote Description Grasshopper Bank is a client-first , digital bank built for the business and ...

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Remote Bank Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote bank underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Remote Bank Underwriter vs Remote Loan Processor?

AspectRemote Bank UnderwriterRemote Loan Processor
CredentialsTypically requires underwriting certifications, finance or banking experienceRequires loan processing knowledge, basic financial certifications
Work EnvironmentRemote, within banking or financial institutionsRemote, within mortgage or lending companies
Employer & IndustryBanking, financial servicesMortgage, lending companies
Search & Comparison IntentUnderstanding underwriting roles, qualificationsComparing loan processing tasks, skills

The main difference is that Remote Bank Underwriters evaluate loan risk and approve or deny applications based on financial data, requiring underwriting certifications. Remote Loan Processors handle the administrative aspects of loan applications, verifying documents and preparing files. Both roles are remote and essential in the lending industry, but they focus on different stages of the loan process.

What are remote bank underwriters?

Remote bank underwriters are financial professionals who evaluate and assess loan applications for banks and other lenders while working from a remote location, such as their home. They review applicants' credit histories, income, assets, and other financial information to determine if they qualify for a loan and what terms should apply. By working remotely, these underwriters leverage secure digital platforms to collaborate with colleagues and process applications efficiently. Their role is essential in minimizing risk for lenders and ensuring that loans are issued responsibly.

How does a remote bank underwriter typically collaborate with loan officers and other team members while working off-site?

Remote bank underwriters rely on digital communication tools such as secure email, instant messaging platforms, and video conferencing to stay connected with loan officers, processors, and other colleagues. Regular virtual meetings help ensure smooth workflow and clarify any questions regarding loan applications or documentation. Despite working remotely, underwriters are often included in team huddles and project updates, which fosters collaboration and helps maintain consistency in decision-making. Maintaining clear documentation and proactive communication are key to overcoming the challenges of remote teamwork.

What are the key skills and qualifications needed to thrive as a Remote Bank Underwriter, and why are they important?

To thrive as a Remote Bank Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of loan products and financial regulations, usually supported by a degree in finance, business, or a related field. Experience with underwriting software, risk assessment tools, and familiarity with regulatory compliance systems like DU/LP is typically required. Excellent communication, time management, and problem-solving abilities help you work effectively with clients and team members while managing workloads independently. These skills are crucial for accurately assessing risk, ensuring regulatory compliance, and maintaining efficiency in a remote environment.
More about Remote Bank Underwriter jobs
What cities are hiring for Remote Bank Underwriter jobs? Cities with the most Remote Bank Underwriter job openings:
What are the most commonly searched types of Bank Underwriter jobs? The most popular types of Bank Underwriter jobs are:
What states have the most Remote Bank Underwriter jobs? States with the most job openings for Remote Bank Underwriter jobs include:
What job categories do people searching Remote Bank Underwriter jobs look for? The top searched job categories for Remote Bank Underwriter jobs are:
Remote Bank Underwriter jobs near you
Infographic showing various Remote Bank Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Senior Mortgage Underwriter - Remote, SC & NC

Senior Mortgage Underwriter - Remote, SC & NC

First Citizens Bank

Columbia, SC • On-site, Remote

$107K/yr

Full-time

Posted 8 days ago

First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 105 frontline employees who took The Breakroom Quiz

97th of 170 rated banks

Job description

Overview

This is a remote role that may only be hired in the following states: South Carolina, North Carolina

This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.


Responsibilities
  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.

Qualifications

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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