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Bank Underwriter Jobs (NOW HIRING)

Citigroup, Inc.

Underwriter

New York, NY · On-site

$200K - $300K/yr

... Investment Banking, Corporate & Commercial Banking and Risk Management, to carry out complex ... underwriting end-to-end processes Lead responses and defend credits during Global Credit Reviews ...

New Horizon Bank

Underwriter

Richmond, VA · On-site

$75K - $95K/yr

New Horizon Bank is looking for an Underwriter III to play a critical role in evaluating and ... approving loan applications and ensuring compliance with bank policies and regulatory requirements.

Bank of America

Senior Credit Underwriter

Mclean, VA

$89K - $187K/yr

At Bank of America, we are guided by a common purpose to help make financial lives better through ... This job is responsible for supporting credit underwriting and monitoring for new and existing ...

Leader Bank

Underwriter

Arlington, MA · On-site +1

$65K - $98K/yr

Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest ... The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ...

Bank of America

Senior Credit Underwriter

Richmond, VA · On-site

$89K - $187K/yr

At Bank of America, we are guided by a common purpose to help make financial lives better through ... This job is responsible for supporting credit underwriting and monitoring for new and existing ...

Leader Bank

Underwriter

Arlington, MA

$65K - $98K/yr

Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest ... The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ...

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Bank Underwriter information

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$32.5K

$78.9K

$139.5K

How much do bank underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a bank underwriter do?

A Bank Underwriter evaluates loan applications to assess the risk of lending money to individuals or businesses. They review financial documents, credit history, and other factors to determine if a borrower is eligible for a loan. Their goal is to ensure that loans comply with regulations and minimize financial risk for the bank. Bank Underwriters use financial analysis, credit scoring models, and industry guidelines to make informed decisions.

What skills and qualifications are needed to thrive as a bank underwriter?

To thrive as a Bank Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and often a bachelor's degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring tools, and potentially certifications like Certified Mortgage Underwriter (CMU) can be important assets. Superior attention to detail, effective communication, and sound judgment help underwriters make informed decisions and convey findings clearly to stakeholders. These skills ensure that lending decisions minimize risk for the bank while providing excellent service to borrowers.

How to become a bank underwriter?

To become a bank underwriter, candidates typically need a bachelor's degree in finance, accounting, or a related field. Gaining experience in banking, credit analysis, or underwriting is important, and professional certifications like the Certified Mortgage Underwriter (CMU) can enhance prospects. Strong analytical skills and knowledge of loan products and risk assessment are essential for success in this role.

Is it hard to get a job in bank underwriting?

Bank underwriting jobs can be competitive and typically require relevant education, such as a degree in finance or related fields, along with strong analytical skills. Gaining experience through internships or certifications like the Mortgage Bankers Association (MBA) can improve chances of employment, but the difficulty varies based on the job market and individual qualifications.

Is underwriting a stressful job?

Bank underwriters assess loan applications and financial documents, which can involve high responsibility and attention to detail, leading to stress in meeting deadlines and managing risk. The job often requires strong analytical skills and the ability to handle pressure, especially during busy periods or when making critical decisions.
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Bank Underwriter jobs near you
Infographic showing various Bank Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 14% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Business Banking Underwriting Manager

WSFS Bank

Wilmington, DE • On-site

$111K - $183K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

WSFS Bank rating

8.7

Company rating: 8.7 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

23rd of 171 rated banks

Job description

Job Description

At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally headquartered bank and wealth management company. We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service is more than part of our name, it's our mission and our purpose.


The Business Banking Underwriting Manager is responsible for underwriting business purpose loans of $3 million or less under the guidance of Loan Policy, ensuring the Bank's standard of risk/credit quality and associated procedures are met. The incumbent will review, analyze, underwrite as needed, and render loan decisions for applications for Small Business, Business Banking, and periodic SBA loan originations. In addition, the incumbent will lead a Team of underwriters who will be responsible for review and credit decision similarly sized conventional Small Business and Business Banking credits, as well as assisting all relevant Business Banking Staff.

Job Responsibilities:

  • Manage end-to-end underwriting processes for Business Banking Loan originations, ensuring adherence to Bank Policy.
  • Review and/or underwrite (as needed) complex loan structures, eligibility, financial information etc. for credit worthiness/loan decisioning and Institutional alignment.
  • Provide daily leadership and management for a Team of 4-10 Associates.
  • Provide training, development, and opportunities to Business Banking Staff.
  • Identify key efficiency enhancements and cross-training/collaboration opportunity(s).
  • Partner with leadership on broad bank initiatives as well as committee presentations and periodic portfolio assessments/audit.
  • Identify process enhancements, operationalize new procedures, products, portfolio analysis etc.
  • Ensure credit pipeline and decisioning management to Department SLAs.
  • Coach and Lead team of underwriters and demonstrates understanding of complex Conventional loan structures.
  • Collaborate and work with Underwriters, Relationship Managers, and Closers for loans in origination, post-approval and to closing queue.
  • Review loans for, Small Business, Business Banking, and potential SBA loans.
  • Responsible for Bank Compliance for Small Business and Business Banking.
  • Assist with Audits and Compliance requests.
  • Assist Leadership is supporting business and strategic initiatives.
  • Focus efforts with Leadership to develop strategy, recommendations etc. for improving efficiency, productivity, and quality of work within the Business Banking Team.

Minimum Requirements:

  • Must have a bachelor's degree, or equivalent credit training/certifications and/or work experience.
  • Must have a minimum of 10 years of credit review experience, preferably underwriting Conventional Business Banking loans.
  • Must possess a strong background reviewing personal and business financial statements, with proven ability to render sound credit decision on own authority.
  • Must have a strong knowledge in business credit underwriting and analysis.
  • Proficiency in Excel is required.
  • Knowledge of loan origination systems (nCino and/or related), reporting, dashboards etc.
  • Must possess excellent oral and written communications skills to interact with both internal and external customers.
  • Must have strong PC spreadsheet skills and excellent analytical skills.
  • Requires independent thinking in collaboration with other professionals to address proper loan structure(s) and effectively measure credit/risk and client profile evaluation/outcome.
  • Must have thorough knowledge of credit and regulatory policy(s).

Salary Range:

$111,440.00 - $183,082.25

Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.

In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate's location and employment status. For more information about Associate benefits, please visit https://www.wsfsbank.com/about/careers/

WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at careers@wsfsbank.com.

WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

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