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Bank Underwriter Jobs (NOW HIRING)

Interact with loan underwriters, bank office managers, various SBA personnel, and external customers throughout the underwriting process. Research M&T Bank systems for the status of loan and deposit ...

Interact with loan underwriters, bank office managers, various SBA personnel, and external customers throughout the underwriting process. Research M&T Bank systems for the status of loan and deposit ...

Senior Underwriter

Dallas, TX · On-site

$97K - $115K/yr

Position Summary Susser Bank, a rapidly growing, entrepreneurial Texas regional bank, is seeking a seasoned Senior Underwriter with deep expertise in both Commercial & Industrial (C&I) and Commercial ...

... Bank from loss. The incumbent provides the highest quality of service to every customer. The ... entire underwriting document. Utilizes software to complete financial spreads, risk ratings ...

Business Banking Underwriter II

Buffalo, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Norwich, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Williamsville, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Albany, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Norwich, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Utica, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Albany, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

Business Banking Underwriter II

Norwich, NY · On-site

$30.59 - $40.76/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Aptitude to quickly develop a working knowledge of the Bank's policy and procedures, products ... senior underwriters for decision and approval. * 10% Consistently maintain a high level of ...

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Showing results 1-20

Bank Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do bank underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for bank underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a bank underwriter?

To thrive as a Bank Underwriter, you need strong analytical skills, a solid understanding of credit risk assessment, and often a bachelor's degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring tools, and potentially certifications like Certified Mortgage Underwriter (CMU) can be important assets. Superior attention to detail, effective communication, and sound judgment help underwriters make informed decisions and convey findings clearly to stakeholders. These skills ensure that lending decisions minimize risk for the bank while providing excellent service to borrowers.

What does a bank underwriter do?

A Bank Underwriter evaluates loan applications to assess the risk of lending money to individuals or businesses. They review financial documents, credit history, and other factors to determine if a borrower is eligible for a loan. Their goal is to ensure that loans comply with regulations and minimize financial risk for the bank. Bank Underwriters use financial analysis, credit scoring models, and industry guidelines to make informed decisions.

More about Bank Underwriter jobs

What cities are hiring for Bank Underwriter jobs?

Cities with the most Bank Underwriter job openings:

What are the most commonly searched types of Bank Underwriter jobs?

The most popular types of Bank Underwriter jobs are:

Who are the top companies hiring for Bank Underwriter jobs?

The top employers for Bank Underwriter jobs are:

What states have the most Bank Underwriter jobs?

States with the most job openings for Bank Underwriter jobs include:

Infographic showing various Bank Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 84% In-person, 5% Hybrid, and 11% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Business Banking Underwriter I

M&T Bank

Wilmington, DE

$24.87 - $41.45/hr

Full-time

Re-posted 19 days ago


M&T Bank rating

7.9

Company rating: 7.9 out of 10

Based on 186 frontline employees who took The Breakroom Quiz

79th of 171 rated banks


Job description

Overview:

Evaluate commercial loan/lease applications received primarily through the branch network channel. Adjudicate primarily new credit requests (of $25,000 or less) in accordance with designated approval authority with group credits and/or renewals (up to $100,000). Prepare credit analysis for commercial loan applications and enter credit applications into the credit system for underwriter review.  Conduct credit investigations, and prepare loan packages for underwriters and SBA officers for more complex and/or non-routine deals.

Primary Responsibilities:
  • Evaluate commercial loan/lease applications received primarily through branch network channel (and potentially via our online channel assuming future functionality). Credit facilities include secured and unsecured term loans, commercial mortgages, lines of credit, letters of credit and equipment leases. Evaluate each loan applicant's financial condition, cash flow and credit history in order to make appropriate loan decisions within individual lending authority.
  • Initiate and process credit requests in credit system for underwriters.
  • Interact with loan underwriters, bank office managers, various SBA personnel, and external customers throughout the underwriting process.  Research M&T Bank systems for the status of loan and deposit accounts, and enter into the credit system.
  • Understanding of governmental credit support available to small business loans (SBA programs) is required.  Review proposed loan packages for SBA eligibility following SBA program guidelines, policies and procedures for more complex and/or non-routine deals.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.  Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Scope of Responsibilities:

Incumbent is to ensure customer credit requests are processed in accordance with bank policy, compliance and Business Banking underwriting guidelines in a timely manner that supports the bank's ability to deliver superior customer service. This allows the department to deliver high customer service as evidenced with a short turnaround time, which has a direct effect on the Department's ability to meet its Service Level Agreements.

Education and Experience Required:

Bachelor's degree in Business Administration and one year commercial or business banking underwriting or related credit processing experience or in lieu of a degree, a combined minimum of 5 years higher education and/or work experience to include one year commercial or business banking underwriting or related credit processing experience.

Education and Experience Preferred:

Working knowledge or financial statements, tax returns, and credit reports.

Requires knowledge of Microsoft Excel and Word.

Self-motivated, well organized and positive demeanor.

Strong verbal and written communication skills coupled with attractive negotiation skills.

Ability to work under critical time constraints.

Ability to function professionally at many different levels (clients, management, peers, etc). Consistently maintain a high level of professionalism and service when dealing with various loan and lease sources.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.87 - $41.45 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWilmington, Delaware, United States of America

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