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Balance Sheet Analyst Jobs (NOW HIRING)

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Senior Financial Analyst - Pricing & Balance Sheet Strategy Location: Honeoye Falls, NY Schedule: Monday-Friday, primarily on-site Salary: Starting at $75,000, will consider higher OTE with ...

Balance Sheet Accountant (Remote)

Nashville, TN · Remote

$55K - $75K/yr

You'll own a portfolio of balance sheet accounts, lead the reconciliation process, analyze variances, and partner with internal stakeholders to ensure financial data is complete, supported, and ...

Balance Sheet Accountant (Remote)

Brentwood, TN · Remote

$55K - $75K/yr

You'll own a portfolio of balance sheet accounts, lead the reconciliation process, analyze variances, and partner with internal stakeholders to ensure financial data is complete, supported, and ...

Financial Analyst

Goshen, IN · Hybrid

$82K - $120K/yr

Financial Analyst Want a seat at the table where balance sheet strategy, risk management, and growth decisions happen? We're partnering with a growing financial institution seeking a Financial ...

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Experience with balance sheet management, liquidity analysis, or asset-liability management. * Familiarity with interest rate risk modeling, Treasury reporting, and financial forecasting.

Experience with balance sheet management, liquidity analysis, or asset-liability management. * Familiarity with interest rate risk modeling, Treasury reporting, and financial forecasting.

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Balance Sheet Analyst information

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How much do balance sheet analyst jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for balance sheet analyst in the United States is $80.29, according to ZipRecruiter salary data. Most workers in this role earn between $78.61 and $81.97 per hour, depending on experience, location, and employer.

What are the typical daily responsibilities of a Balance Sheet Analyst?

A Balance Sheet Analyst is responsible for reviewing and reconciling balance sheet accounts, preparing detailed financial reports, and ensuring data accuracy in financial statements. This often includes collaborating closely with accounting teams to investigate discrepancies, supporting month-end and year-end closing processes, and maintaining compliance with internal controls and regulatory requirements. You may also participate in meetings with management to discuss findings and recommend improvements. The role requires consistent attention to deadlines and frequent collaboration across various finance functions, making it both dynamic and integral to the financial health of the organization.

What does a Balance Sheet Analyst do?

A Balance Sheet Analyst is responsible for reviewing and analyzing a company's balance sheet to ensure accuracy, compliance, and financial health. They assess assets, liabilities, and equity, identify discrepancies, and provide insights for decision-making. Their role often involves working with accounting teams, preparing reports, and ensuring that financial statements align with regulatory standards. Strong analytical skills and attention to detail are essential for success in this role.

What are the key skills and qualifications needed to thrive in the Balance Sheet Analyst position, and why are they important?

To thrive as a Balance Sheet Analyst, you need a solid understanding of accounting principles, financial statement analysis, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial reporting software, Excel, and often experience with ERP systems like SAP or Oracle is required; certifications such as CPA or CFA can be advantageous. Strong attention to detail, analytical thinking, and effective communication skills help set candidates apart. These competencies enable accurate financial assessments and clear communication of findings, which are critical for informed business decisions.

More about Balance Sheet Analyst jobs
What cities are hiring for Balance Sheet Analyst jobs? Cities with the most Balance Sheet Analyst job openings:
Infographic showing various Balance Sheet Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $167,000 per year, or $80.3 per hour.
Senior Balance Sheet Strategist

Senior Balance Sheet Strategist

Northern Trust

Chicago, IL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


Northern Trust rating

8.2

Company rating: 8.2 out of 10

Based on 27 frontline employees who took The Breakroom Quiz


Job description

About Northern Trust:
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
The Senior Balance Sheet Strategist is responsible for leading the development and execution of strategies to optimize the bank's balance sheet across deposits, investments, funding, and liquidity while operating within established interest rate risk, capital, and regulatory frameworks.
This position is a senior level individual contributor role that partners closely with Treasury functions, including Asset Liability Management (ALM), Liquidity, Investment Portfolio, and Funding desk, as well as Capital Management, and Business Units (Asset Servicing, Wealth Management, and Asset Management) to drive earnings growth, balance sheet resilience, and capital efficiency.
The Strategist will provide strategic leadership and deliver forward-looking analytics and strategic insights to the Treasurer, senior management, ALCO, and governance committees, with a focus on Net Interest Income (NII), liquidity optimization, deposit monetization, and interest rate risk management.
Key Responsibilities
  • Develop and maintain an integrated balance sheet strategy across deposits, investments, funding, and capital, aligned with the firm's risk appetite, regulatory requirements, and business objectives.
  • Evaluate trade-offs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios.
  • Support balance sheet growth and optimization initiatives through data-driven analysis and actionable strategic recommendations.
  • Analyze Return on Equity (ROE), Risk-Weighted Assets (RWA), liquidity consumption, and capital efficiency for balance sheet-intensive activities.
  • Partner with business lines to evaluate deposit flows, pricing, and liquidity value across client segments and products.
  • Support deposit monetization strategies, including pricing optimization and balance sheet allocation decisions.
  • Assess liquidity buffers and contingent funding considerations and incorporate impacts into financial outlooks and strategic plans.
  • Support in the development of NII forecasts and sensitivity analysis, and assess impacts to interest rate risk metrics (e.g., NII shock, MVE).
  • Evaluate hedging and investment strategies to manage interest rate risk while supporting earnings objectives.
  • Ensure consistency across forecast assumptions, deposit betas, investment strategies, and approved balance sheet initiatives.
  • Produce and present balance sheet and NII analytics for senior management, ALCO, and regulatory forums.
  • Ensure transparency, documentation, and governance alignment in all strategic recommendations.
  • Partner with Investment Portfolio, Liquidity, Capital Management, Technology, and Finance to improve balance sheet analytics, processes, and systems.
  • Contribute to the ongoing enhancement of balance sheet models, data infrastructure, and reporting automation initiatives.
  • Provide thought leadership on market trends, yield curve dynamics, and competitive positioning.

Qualifications
  • Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics or a related quantitative field; MBA or Master's degree preferred.
  • Professional certifications such as CFA, FRM, or PRM are preferred.
  • 15+ years of experience in Treasury, ALM, Liquidity Risk, Balance Sheet Management, or related functions within a bank or financial institution.
  • Strong understanding of bank balance sheets, including deposits, securities portfolios, hedging strategies, wholesale funding, and liquidity frameworks.
  • Experience supporting ALCO, senior management, and/or regulatory forums.
  • Deep knowledge of balance sheet strategy, NII drivers, liquidity metrics, and interest rate risk.
  • Strong analytical and financial modeling skills with the ability to translate complex analysis into executive-level insights.
  • Excellent written and verbal communication skills, including the ability to lead the development of senior management level presentations.
  • Ability to operate effectively in a highly regulated environment with strong governance discipline.
  • Advanced Excel and PowerPoint skills; experience with Power BI, ALM/QRM platforms and data tools strongly preferred.

Working Model: Hybrid (#LI-Hybrid)
We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.
Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)
Salary Range:
$164,600 - 288,000 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com.
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.

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