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Wire Transfer Associate Jobs (NOW HIRING)

How We Work As a Wire Investigations Associate, you will be expected to work in a hybrid ... Investigating incoming and outgoing wire transfer inquiries, including non-receipts, returns ...

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This is a great opportunity for someone with experience in bank operations and a strong understanding of ACH, wire transfers, and deposit services. Key Responsibilities: You will support a wide range ...

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Wire Transfer Associate information

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How much do wire transfer associate jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for wire transfer associate in the United States is $25.60, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $26.92 per hour, depending on experience, location, and employer.

What is the job description of a wire transfer?

A Wire Transfer Associate is responsible for processing and verifying electronic fund transfers between financial institutions, ensuring accuracy and compliance with banking regulations. They handle transaction documentation, use banking software, and may need to adhere to security protocols and deadlines to facilitate smooth and secure transfers.

What does a Wire Transfer Associate do?

A Wire Transfer Associate is responsible for processing and managing electronic funds transfers between banks, businesses, and individuals. Their duties include verifying transaction details, ensuring compliance with financial regulations, and detecting potential fraud. They also communicate with clients and other financial institutions to resolve issues and provide updates on transfer statuses. Attention to detail and knowledge of banking procedures are essential in this role.

How can I make 2000 a week working from home?

A Wire Transfer Associate can potentially earn $2,000 weekly by working full-time, often requiring strong attention to detail, knowledge of banking procedures, and proficiency with financial software. Increasing income may involve taking on additional shifts, gaining relevant certifications, or advancing to higher-paying roles within the financial services industry. However, earning this amount consistently depends on the employer, experience, and workload.

How long does a $300,000 wire transfer take?

A Wire Transfer Associate typically processes wire transfers, which can take anywhere from a few hours to one business day for domestic transfers. International transfers may take 1-5 business days depending on the banks involved and compliance checks. Accurate processing depends on the bank's procedures, security protocols, and whether the transfer is initiated during business hours.

What are the key skills and qualifications needed to thrive as a Wire Transfer Associate, and why are they important?

To thrive as a Wire Transfer Associate, you need strong attention to detail, knowledge of banking procedures, and a background in finance or accounting, often supported by a relevant degree or experience in banking operations. Familiarity with wire transfer platforms (such as SWIFT), compliance systems, and anti-money laundering (AML) regulations is essential. Excellent organizational skills, problem-solving abilities, and effective communication are standout soft skills in this position. These skills ensure accuracy, regulatory compliance, and efficient transaction processing in a high-stakes financial environment.

What are some common challenges faced by Wire Transfer Associates, and how can they be addressed?

Wire Transfer Associates often encounter challenges such as handling high transaction volumes under tight deadlines, ensuring compliance with anti-money laundering (AML) regulations, and addressing discrepancies or errors in wire instructions. Staying organized, maintaining attention to detail, and regularly updating knowledge on compliance procedures are key to overcoming these challenges. Effective communication with both internal teams and clients also helps in quickly resolving issues and ensuring smooth transaction processing.

What jobs pay 4000 a week without a degree?

A Wire Transfer Associate typically earns less than $4,000 weekly, but high-paying roles without a degree include sales managers, real estate brokers, and certain skilled trades like electricians or plumbers, especially with experience and certifications. These jobs often require specialized skills, licenses, or extensive experience rather than formal degrees.
What cities are hiring for Wire Transfer Associate jobs? Cities with the most Wire Transfer Associate job openings:
What are the most commonly searched types of Wire Transfer jobs? The most popular types of Wire Transfer jobs are:
What states have the most Wire Transfer Associate jobs? States with the most job openings for Wire Transfer Associate jobs include:
Centralized Disbursement Approval Associate (Wire Transfer Review) - Hybrid

Centralized Disbursement Approval Associate (Wire Transfer Review) - Hybrid

M&T Bank

Wilmington, DE • On-site

$28.60 - $47.66/hr

Full-time

Re-posted 9 days ago


M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 183 frontline employees who took The Breakroom Quiz

76th of 149 rated banks


Job description

Overview:
Play a critical role at the intersection of operations, risk, and client delivery. As a Shared Services Centralized Disbursement Approval Associate, you'll be responsible for reviewing and approving high-risk payment transactions across Institutional Services. This role goes far beyond processing - you'll act as a key control point, ensuring funds are released securely, accurately, and in full compliance with regulatory and internal standards. You'll partner closely with Relationship Managers and Service Delivery teams to authenticate various disbursement requests, prevent fraud, and support time-sensitive transactions tied to active client deals. If you're someone who takes pride in getting the details right and isn't afraid to ask questions or push back when something doesn't look right, this is a high-impact opportunity to make a difference.
What You'll Do:
On a day-to-day basis, you'll manage a queue of wire and disbursement requests requiring additional scrutiny and approval. Your responsibilities will include:
  • Reviewing and validating wire transactions routed through internal systems (e.g., Total Cash), ensuring all requests meet approval criteria before funds are released
  • Performing detailed documentation reviews, including verifying signatures, confirming authorized signers, and ensuring all required materials are complete and accurate
  • Confirming key transaction details, such as fund availability, wire instructions, and formatting, to ensure compliance and prevent errors
  • Applying a structured, checklist-driven process while using sound judgment to evaluate risk and identify inconsistencies or red flags
  • Escalating issues and partnering with business stakeholders when transactions are incomplete, unclear, or do not meet approval standards - confidently explaining decisions and rationale when needed
  • Supporting time-sensitive requests and escalations, often tied to deals that are actively closing, where accuracy and responsiveness are critical
  • Collaborating with Risk, Financial Crimes, and business partners to ensure all payments align with regulatory requirements and internal controls
  • Identifying potential fraud or suspicious activity and escalating concerns appropriately
  • Driving continuous improvement, recommending enhancements to processes and controls within the disbursement function

What Makes This Role Unique:
  • You're the final checkpoint before funds leave the bank, directly protecting both clients and the organization
  • The work combines process discipline with analytical thinking and judgment
  • You'll gain exposure to high-value transactions, risk management practices, and cross-functional stakeholders
  • Your decisions have real-time impact on client deals and business outcomes

Ideal Background:
We're looking for professionals who thrive in detail-oriented, documentation-heavy environments and are comfortable making judgment calls in structured processes. Strong candidates often come from backgrounds such as:
  • Banking operations, payments, or disbursements
  • Quality control or document review roles
  • Loan processing, closing, or servicing

Education and Experience Required:
  • Associate's degree or equivalent work experience
  • 3+ years of relevant work experience

Education and Experience Preferred:
  • Experience in a detail-intensive, process-driven role
  • Experience reviewing financial documents, transactions, or payment requests
  • Background in banking, financial services, or risk/compliance environments
  • Familiarity with wires, disbursements, or payment processing (helpful but not required)
  • Exceptional attention to detail with the ability to identify discrepancies quickly
  • Strong documentation review and decision-making skills
  • Confidence to ask questions, escalate concerns, and push back when something doesn't meet standards
  • Ability to balance accuracy and efficiency in a time-sensitive environment
  • Solid problem-solving skills, especially when working through incomplete or complex requests
  • Strong communication skills, including the ability to clearly explain decisions to business partners
  • High level of integrity and risk awareness, with a focus on fraud prevention and compliance

Work Location & Work Model:
  • Eligible candidates must live within reasonable commuting distance to 1100 North Market Street, Wilmington, DE 19801
  • This is a hybrid role requiring four days per week in the office

Required Availability:
  • Monday-Friday, 9:00am-6:00pm (with a one-hour lunch break)
  • On occasion, some flexibility is required to accommodate time-sensitive, late-day wire requests to support business needs

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $28.60 - $47.66 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Wilmington, Delaware, United States of America

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