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Vehicle Repossession Jobs (NOW HIRING)

Alcar Recovery

Repossession Agent

Warren, MI

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Allstar Recovery

Repossession Agent

Odenville, AL

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery

Repossession Agent

Southfield, MI

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Allstar Recovery, LLC

Repossession Agent

Pearl, MS · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Nashville, TN · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Nashville, TN · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

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How much do vehicle repossession jobs pay per hour?

As of Jun 6, 2026, the average hourly pay for vehicle repossession in the United States is $22.58, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $25.48 per hour, depending on experience, location, and employer.

What is the difference between Vehicle Repossession vs Vehicle Recovery Specialist?

AspectVehicle RepossessionVehicle Recovery Specialist
CredentialsDriver's license, repossession trainingDriver's license, recovery training
Work EnvironmentLoan offices, repossession sites, public roadsAccident scenes, private properties, public roads
Industry UsageFinancial institutions, lendersInsurance companies, towing services
Common Search IntentRepossessing defaulted vehiclesLocating and retrieving vehicles after theft or breakdown

Vehicle Repossession involves retrieving vehicles from borrowers who default on loans, often working with lenders and following legal procedures. Vehicle Recovery Specialists focus on locating and retrieving vehicles, including those involved in theft or accidents, often working with insurance companies or towing services. While both roles involve vehicle retrieval, repossession is more about legal recovery for lenders, whereas recovery specialists handle broader vehicle retrieval tasks.

What are the key skills and qualifications needed to thrive as a Vehicle Repossession Agent, and why are they important?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, knowledge of repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, skip tracing software, and compliance certifications like CARS (Certified Asset Recovery Specialist) are typically required. Strong negotiation, conflict resolution, and stress management skills help agents navigate challenging interactions and handle high-pressure situations. These skills and qualifications ensure lawful, efficient, and safe recovery of assets while minimizing risk and maintaining professionalism.

What is vehicle repossession?

Vehicle repossession is the process by which a lender or leasing company takes back possession of a vehicle from a borrower who has defaulted on their loan or lease agreement. This usually happens when the borrower fails to make required payments. The repossession process is typically carried out by licensed repossession agents who locate and retrieve the vehicle, often without prior notice to the owner. After repossession, the lender may sell the vehicle to recover the outstanding loan balance. Laws and procedures regarding repossession can vary by state and country.

What are some common challenges faced by vehicle repossession agents, and how can they be managed effectively?

Vehicle repossession agents often encounter challenges such as difficult interactions with vehicle owners, unpredictable schedules, and operating in various weather and neighborhood conditions. Effective communication skills and a calm, professional demeanor are essential when handling confrontational situations. Agents also rely on teamwork with dispatchers and other agents to ensure safety and efficiency, and many companies provide training on conflict resolution and legal compliance to help manage these challenges.

What Are Vehicle Repossession Jobs?

When someone is behind on their car payments or stops making payments altogether, the car lenders may repossess the vehicle as compensation. Vehicle repossession jobs include workers involved in the process of recovering the car to recoup some of the debt. Repossession agents attempt to contact the customer, find the car, and handle the paperwork to take the car back for the car lender. Once they locate the vehicle, the repossession agent contacts a tow truck driver to take possession of the car and move it to the location allocated by the lender. Both positions allow you to work as an independent contractor or on the staff of a repo firm.

More about Vehicle Repossession jobs
What cities are hiring for Vehicle Repossession jobs? Cities with the most Vehicle Repossession job openings:
What are the most commonly searched types of Vehicle Repossession jobs? The most popular types of Vehicle Repossession jobs are:
What states have the most Vehicle Repossession jobs? States with the most job openings for Vehicle Repossession jobs include:
What job categories do people searching Vehicle Repossession jobs look for? The top searched job categories for Vehicle Repossession jobs are:
Vehicle Repossession jobs near you
Infographic showing various Vehicle Repossession job openings in the United States as of May 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 98% In-person, and 2% Remote job distribution, with an average salary of $46,972 per year, or $22.6 per hour.

Repossession Agent Charlotte NC (53548)

NAR SERVICES INC

Statesville, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Repossession Agent Wanted

Job Title: Repossession Agent
Job Type: Full-time
Location: Charlotte, North Carolina 
Pay: Hourly plus bonus

About the Role

We are seeking a dependable and professional Repossession Agent to join our team. The ideal candidate is self-motivated, detail-oriented, and able to work independently while following all applicable laws, company policies, and safety procedures.

Day Shift:

Monday – Friday 7:00am-7:00pm

Night Shift:

Sunday-Thursday 7:00pm-7:00am

Responsibilities

  • Locate and recover vehicles or other collateral assigned for repossession
  • Conduct field investigations and verify asset locations
  • Complete photos and required documentation
  • Communicate professionally with dispatchers, clients, and customers
  • Operate repossession equipment safely and responsibly
  • Follow all local, state, and federal laws related to repossession
  • Always maintain confidentiality and professionalism

Requirements

  • Valid driver’s license and clean driving record
  • Minimum age requirement 22 years old
  • Strong communication and problem-solving skills
  • Must be reliable, professional, and able to work independently
  • Ability to remain calm in stressful situations
  • Previous repossession, towing, collections, security, or recovery experience preferred
  • Must pass background check and drug screening

Preferred Qualifications

  • Experience using LPR systems or repossession software
  • Familiarity with compliance requirements in the recovery industry
  • Ability to safely operate a wheel lift, flatbed, or self-loader

Compensation

Pay is an hourly plus bonus

Benefits

We offer a competitive benefits package, including:

  • Health insurance
  • Vision insurance
  • Dental insurance
  • 401(k)
  • Paid time off

Apply