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Vehicle Repossession Jobs (NOW HIRING)

Phantom Recovery LLC

Repossession Agent

Omaha, NE · On-site

Locate and recover collateral (vehicles, equipment, etc.) on behalf of lending institutions and ... Adhere to state and federal repossession laws and company protocols * Manage and secure recovered ...

Phantom Recovery LLC

Repossession Agent

Omaha, NE · On-site

Locate and recover collateral (vehicles, equipment, etc.) on behalf of lending institutions and ... Adhere to state and federal repossession laws and company protocols * Manage and secure recovered ...

NC SECU

The Senior Repossession Specialist is responsible for executing the operational activities within ... Coordinate logistics for vehicle recovery, storage, transport, and sale. Review and approve agent ...

UFCU

Loss Prevention Specialist

Buchanan, MI · On-site

$19.25 - $24.50/hr

Primary focus for this position may vary with other LP Specialists as necessary among Real Estate Foreclosure, Bankruptcy, and Vehicle Repossession services. Essential Functions, in Priority Order ...

Tri-State Recovery

Repossession Agent

Union City, GA · On-site

$75K/yr

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest ... Recover collateral including passenger vehicles, RVs, campers, and boats * Interact professionally ...

McMillin Recovery

Repossession Field Agent

Cabot, AR · On-site

We are looking for a motivated Repossession Field Agent to locate and recover vehicles, equipment, and other collateral. This is a hands-on, field-based role that requires independence, problem ...

Allstar Recovery, LLC

Repossession Agent

Indianola, MS · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Allstar Recovery, LLC

Repossession Agent

Knoxville, TN · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

S C A R Inc

Repossession agent

San Antonio, TX · On-site

$62K/yr

Keep a clean & well-conditioned company vehicle Compensation: Repossession agents earn an average of $62,000.00 annually, with some earning $15k to $30k more. We offer base hourly pay, commission ...

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Vehicle Repossession information

What is vehicle repossession?

Vehicle repossession is the process by which a lender or leasing company takes back possession of a vehicle from a borrower who has defaulted on their loan or lease agreement. This usually happens when the borrower fails to make required payments. The repossession process is typically carried out by licensed repossession agents who locate and retrieve the vehicle, often without prior notice to the owner. After repossession, the lender may sell the vehicle to recover the outstanding loan balance. Laws and procedures regarding repossession can vary by state and country.

What is a vehicle repossession job?

When someone is behind on their car payments or stops making payments altogether, the car lenders may repossess the vehicle as compensation. Vehicle repossession jobs include workers involved in the process of recovering the car to recoup some of the debt. Repossession agents attempt to contact the customer, find the car, and handle the paperwork to take the car back for the car lender. Once they locate the vehicle, the repossession agent contacts a tow truck driver to take possession of the car and move it to the location allocated by the lender. Both positions allow you to work as an independent contractor or on the staff of a repo firm.

What are the key skills and qualifications needed to thrive as a vehicle repossession agent, and why are they important?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, knowledge of repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, skip tracing software, and compliance certifications like CARS (Certified Asset Recovery Specialist) are typically required. Strong negotiation, conflict resolution, and stress management skills help agents navigate challenging interactions and handle high-pressure situations. These skills and qualifications ensure lawful, efficient, and safe recovery of assets while minimizing risk and maintaining professionalism.

What are some common challenges faced by vehicle repossession agents, and how can they be managed effectively?

Vehicle repossession agents often encounter challenges such as difficult interactions with vehicle owners, unpredictable schedules, and operating in various weather and neighborhood conditions. Effective communication skills and a calm, professional demeanor are essential when handling confrontational situations. Agents also rely on teamwork with dispatchers and other agents to ensure safety and efficiency, and many companies provide training on conflict resolution and legal compliance to help manage these challenges.

What is the difference between Vehicle Repossession vs Vehicle Recovery Specialist?

AspectVehicle RepossessionVehicle Recovery Specialist
CredentialsDriver's license, repossession trainingDriver's license, recovery training
Work EnvironmentLoan offices, repossession sites, public roadsAccident scenes, private properties, public roads
Industry UsageFinancial institutions, lendersInsurance companies, towing services
Common Search IntentRepossessing defaulted vehiclesLocating and retrieving vehicles after theft or breakdown

Vehicle Repossession involves retrieving vehicles from borrowers who default on loans, often working with lenders and following legal procedures. Vehicle Recovery Specialists focus on locating and retrieving vehicles, including those involved in theft or accidents, often working with insurance companies or towing services. While both roles involve vehicle retrieval, repossession is more about legal recovery for lenders, whereas recovery specialists handle broader vehicle retrieval tasks.

How to get a job repossessing cars?

To work in vehicle repossession, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Employers often require training in repossession procedures, and some states may require a license or certification; physical fitness and good communication skills are also important. Gaining experience in security or collections can be helpful for entry into this field.

Is it hard to become a vehicle repossession driver?

Becoming a vehicle repossession driver typically requires a valid driver's license, a clean driving record, and sometimes a background check. The job involves physical activity, knowledge of legal procedures, and often requires training on repossession laws and safety protocols, but it generally does not require formal higher education.
More about Vehicle Repossession jobs

What cities are hiring for Vehicle Repossession jobs?

Cities with the most Vehicle Repossession job openings:

What are the most commonly searched types of Vehicle Repossession jobs?

The most popular types of Vehicle Repossession jobs are:

What states have the most Vehicle Repossession jobs?

States with the most job openings for Vehicle Repossession jobs include:

What job categories do people searching Vehicle Repossession jobs look for?

The top searched job categories for Vehicle Repossession jobs are:

Vehicle Repossession jobs near you
Infographic showing various Vehicle Repossession job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution.

Repossession Agent - Cicero

INDIANA RECOVERY SERVICES

Cicero, IN

$50K - $130K/yr

Full-time

Medical, Retirement, PTO

Re-posted 27 days ago

Job description

Repossession Agent

Join one of the top repossession teams in the Nation!

The Repossession Agents job consists of investigating, identifying / locating and securing defaulted collateral using a variety of programs and technology. Once secured, safely and efficiently transporting unit back to company impound yard.

Qualifications:

  • Self-starter with positive attitude and ability to work with minimal supervision
  • Strong attention to detail, goal oriented
  • Able to multi-task in a fast-paced environment
  • Commitment to excellent customer service
  • Shifts and/or schedules may change throughout the year as dictated by management and business needs
  • Preferred proficiency in current technology
  • Able to problem solve and determine solutions to issues as they arise
  • Must be able to work in all weather conditions
  • Must have a Chauffeur's endorsement and maintain a clear driving record
  • Must be able to lift a minimum of 50 lbs
  • Must be at least 23 yrs of age
  • Must pass a background check and drug screen
  • Background in collateral recovery, towing, investigations, law enforcement or military preferred but not required.
  • Preferred knowledge of vehicles

Job Duties for Repossession Agent:

  • Locate, verify and secure collateral out for repossession based on information provided by the lien holder
  • Properly securing unit to tow truck and safely towing unit to lot
  • Report recovered collateral in required systems
  • Maintain equipment and complete daily vehicle inspections prior to and at the end of each shift
  • Complete condition report and photos on recovered collateral as needed
  • Transport recovered units to auction as requested
  • Follow all DOT regulations and company policies
  • All other duties as required

Compensation:

  • Agents make anywhere from $50K - $130K a year depending on work ethic and determination.
  • Bi-weekly pay schedule
  • Matching retirement program
  • Health Benefits
  • Paid vacation
  • Company clothing allowance
  • Company issued ipad for use in the course of work duties

Apply