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Vehicle Repossession Jobs in Riverside, CA (NOW HIRING)

Coastline Recovery Services

Locksmith

Riverside, CA · On-site

... repossession company with a fully in-house automotive locksmith division. Our operation has been in business 30 years and handles over 2,000 vehicle recoveries per month. We are equipped with the ...

All JobsVehicle Repossession JobsVehicle Repossession Jobs in Riverside, CA

Vehicle Repossession information

See Riverside, CA salary details

$9

$22

$36

How much do vehicle repossession jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for vehicle repossession in Riverside, CA is $22.79, according to ZipRecruiter salary data. Most workers in this role earn between $16.50 and $25.71 per hour, depending on experience, location, and employer.

What is the difference between Vehicle Repossession vs Vehicle Recovery Specialist?

AspectVehicle RepossessionVehicle Recovery Specialist
CredentialsDriver's license, repossession trainingDriver's license, recovery training
Work EnvironmentLoan offices, repossession sites, public roadsAccident scenes, private properties, public roads
Industry UsageFinancial institutions, lendersInsurance companies, towing services
Common Search IntentRepossessing defaulted vehiclesLocating and retrieving vehicles after theft or breakdown

Vehicle Repossession involves retrieving vehicles from borrowers who default on loans, often working with lenders and following legal procedures. Vehicle Recovery Specialists focus on locating and retrieving vehicles, including those involved in theft or accidents, often working with insurance companies or towing services. While both roles involve vehicle retrieval, repossession is more about legal recovery for lenders, whereas recovery specialists handle broader vehicle retrieval tasks.

What are the key skills and qualifications needed to thrive as a Vehicle Repossession Agent, and why are they important?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, knowledge of repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, skip tracing software, and compliance certifications like CARS (Certified Asset Recovery Specialist) are typically required. Strong negotiation, conflict resolution, and stress management skills help agents navigate challenging interactions and handle high-pressure situations. These skills and qualifications ensure lawful, efficient, and safe recovery of assets while minimizing risk and maintaining professionalism.

What is vehicle repossession?

Vehicle repossession is the process by which a lender or leasing company takes back possession of a vehicle from a borrower who has defaulted on their loan or lease agreement. This usually happens when the borrower fails to make required payments. The repossession process is typically carried out by licensed repossession agents who locate and retrieve the vehicle, often without prior notice to the owner. After repossession, the lender may sell the vehicle to recover the outstanding loan balance. Laws and procedures regarding repossession can vary by state and country.

What are some common challenges faced by vehicle repossession agents, and how can they be managed effectively?

Vehicle repossession agents often encounter challenges such as difficult interactions with vehicle owners, unpredictable schedules, and operating in various weather and neighborhood conditions. Effective communication skills and a calm, professional demeanor are essential when handling confrontational situations. Agents also rely on teamwork with dispatchers and other agents to ensure safety and efficiency, and many companies provide training on conflict resolution and legal compliance to help manage these challenges.

What Are Vehicle Repossession Jobs?

When someone is behind on their car payments or stops making payments altogether, the car lenders may repossess the vehicle as compensation. Vehicle repossession jobs include workers involved in the process of recovering the car to recoup some of the debt. Repossession agents attempt to contact the customer, find the car, and handle the paperwork to take the car back for the car lender. Once they locate the vehicle, the repossession agent contacts a tow truck driver to take possession of the car and move it to the location allocated by the lender. Both positions allow you to work as an independent contractor or on the staff of a repo firm.

More about Vehicle Repossession jobs
What cities near Riverside, CA are hiring for Vehicle Repossession jobs? Cities near Riverside, CA with the most Vehicle Repossession job openings:
Vehicle Repossession jobs near you
Infographic showing various Vehicle Repossession job openings in Riverside, CA as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $47,401 per year, or $22.8 per hour.

Recovery Representative II (Repossession)

Schoolsfirstfcu

Tustin, CA

$16.75 - $21/hr

Full-time

Posted 14 days ago

Job description

We're always looking for diverse, talented, service-oriented people to join our exceptional team.

Recovery Representative II (Repossession)

The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.

Pay Range:

$22.33 - $32.38

Scheduled Weekly Hours:

40
What You'll Be Doing
Responsible for resolving delinquency on vehicle loans where timely payments are not being received. Provide direct assistance to our Members by working with them to identify the true cause of non-payment in order to provide personalized options. Position may focus on one or more of the functions described below (Charge-Off or Repossession).
  • Charge-Off Functions
  • Work on charged-off loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for defaulted repayment plans.
  • Work with our Members and 3rd parties to set up repayment plans, negotiate settlements, re-establish Membership services, and perform account maintenance in order to accurately reflect the approved arrangements.
  • Review charged-off loans for possible collection agency placement. Partner with team and management to refer accounts for litigation review.
  • Assist management and team with miscellaneous projects and reporting including 1099-C tax form filings, monthly audits, and collection agency placements.
  • Repossession Functions
  • Works on delinquent vehicle loans through inbound/out-bound calls, written and electronic correspondence, and other approved methods.
  • Responsible for working specialized queues for vehicle loans
  • Reviews accounts to generate Final Demand Letters, Notices of Intent to Sell, and Deficiency Balance letters.
  • Reviews accounts for repossession efforts and assists with reinstatement requirements
  • Handles impounded vehicles and follows up as needed. This includes contacting tow yards and government agencies, negotiating fees, and handling Lien Objections and disposition paperwork
  • Reviews, audits, and submits for approval vendor invoices
  • Assists management and team with monthly audits and reports, as needed

Additional Job Functions
  • Performs other duties as assigned
  • Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.

Qualifications
  • High School Diploma or GED required
  • 1-3 years of prior related experience required
Knowledge, Skills, and Abilities
  • Previous financial institution or credit union experience Preferred
  • Knowledge of FDCPA, TCPA and SCRA
  • Excellent verbal and written skills
  • Conflict resolution and negotiation skills
  • Active listening skills
  • Experience with inbound/outbound phone system preferred
  • Intermediate computer and typing skills
  • Basic skip tracing skills
    • Additional Knowledge, Skills, and Abilities

      SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring

      At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you're excited about a position or wanting to make a career change but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.

      SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.

      This organization participates in E-Verify.

      Apply