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Vehicle Repossession Jobs in Washington (NOW HIRING)

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Vehicle Repossession information

See Washington salary details

$10

$24

$38

How much do vehicle repossession jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for vehicle repossession in Washington is $24.25, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $27.36 per hour, depending on experience, location, and employer.

What is vehicle repossession?

Vehicle repossession is the process by which a lender or leasing company takes back possession of a vehicle from a borrower who has defaulted on their loan or lease agreement. This usually happens when the borrower fails to make required payments. The repossession process is typically carried out by licensed repossession agents who locate and retrieve the vehicle, often without prior notice to the owner. After repossession, the lender may sell the vehicle to recover the outstanding loan balance. Laws and procedures regarding repossession can vary by state and country.

What is a vehicle repossession job?

When someone is behind on their car payments or stops making payments altogether, the car lenders may repossess the vehicle as compensation. Vehicle repossession jobs include workers involved in the process of recovering the car to recoup some of the debt. Repossession agents attempt to contact the customer, find the car, and handle the paperwork to take the car back for the car lender. Once they locate the vehicle, the repossession agent contacts a tow truck driver to take possession of the car and move it to the location allocated by the lender. Both positions allow you to work as an independent contractor or on the staff of a repo firm.

What are the key skills and qualifications needed to thrive as a vehicle repossession agent, and why are they important?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, knowledge of repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, skip tracing software, and compliance certifications like CARS (Certified Asset Recovery Specialist) are typically required. Strong negotiation, conflict resolution, and stress management skills help agents navigate challenging interactions and handle high-pressure situations. These skills and qualifications ensure lawful, efficient, and safe recovery of assets while minimizing risk and maintaining professionalism.

What are some common challenges faced by vehicle repossession agents, and how can they be managed effectively?

Vehicle repossession agents often encounter challenges such as difficult interactions with vehicle owners, unpredictable schedules, and operating in various weather and neighborhood conditions. Effective communication skills and a calm, professional demeanor are essential when handling confrontational situations. Agents also rely on teamwork with dispatchers and other agents to ensure safety and efficiency, and many companies provide training on conflict resolution and legal compliance to help manage these challenges.

What is the difference between Vehicle Repossession vs Vehicle Recovery Specialist?

AspectVehicle RepossessionVehicle Recovery Specialist
CredentialsDriver's license, repossession trainingDriver's license, recovery training
Work EnvironmentLoan offices, repossession sites, public roadsAccident scenes, private properties, public roads
Industry UsageFinancial institutions, lendersInsurance companies, towing services
Common Search IntentRepossessing defaulted vehiclesLocating and retrieving vehicles after theft or breakdown

Vehicle Repossession involves retrieving vehicles from borrowers who default on loans, often working with lenders and following legal procedures. Vehicle Recovery Specialists focus on locating and retrieving vehicles, including those involved in theft or accidents, often working with insurance companies or towing services. While both roles involve vehicle retrieval, repossession is more about legal recovery for lenders, whereas recovery specialists handle broader vehicle retrieval tasks.

How to get a job repossessing cars?

To work in vehicle repossession, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Employers often require training in repossession procedures, and some states may require a license or certification; physical fitness and good communication skills are also important. Gaining experience in security or collections can be helpful for entry into this field.

Is it hard to become a vehicle repossession driver?

Becoming a vehicle repossession driver typically requires a valid driver's license, a clean driving record, and sometimes a background check. The job involves physical activity, knowledge of legal procedures, and often requires training on repossession laws and safety protocols, but it generally does not require formal higher education.
More about Vehicle Repossession jobs

What are the most commonly searched types of Vehicle Repossession jobs in Washington?

The most popular types of Vehicle Repossession jobs in Washington are:

What job categories do people searching Vehicle Repossession jobs in Washington look for?

The top searched job categories for Vehicle Repossession jobs in Washington are:

Vehicle Repossession jobs near you
Infographic showing various Vehicle Repossession job openings in Washington as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $50,432 per year, or $24.2 per hour.

Collections/Account Resolution Team Lead

Washington, DC • On-site

BANK FUND STAFF FEDERAL CREDIT UNION
Finance and Insurance • 201 - 500 employees
Learn more about BANK FUND STAFF FEDERAL CREDIT UNIONexternal

$70K - $87K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

Description

About BankFund:


BankFund Credit Union is a full-service financial cooperative that was organized and chartered in 1947 as a convenient place for employees of the World Bank Group and International Monetary Fund and their families to save and to obtain credit. Located in Washington, DC, BankFund maintains three full-service branches downtown with our headquarters located near Farragut West metro station. This position is classified as a hybrid role which means that on-site work will be expected. After completion of training for the role, staff generally work on site 40% of the time but this is subject to change based on health and safety standards and operational need.


Role Responsibilities:


Perform daily collection outreach for  delinquent consumer loans, real estate, credit cards and negative share  accounts to resolve delinquency through payment plans or other loss mitigation  options 

Contact delinquent members to offer  short/long term solutions including repayment plans, promises-to-pays, or loss  mitigation options (e.g. forbearance, deferment, loan modifications,  refinance) 

 Monitor  delinquency performance in collection queues, advise and work with staff if  queues are outside of KPIs and report trends to Account Resolution Manager

On a routine basis, monitor collection cases  for accuracy of information, documentation, and collection practices. 

Maintain knowledge of, and processes for,  specialty cases (Bankruptcy, Repossession, Foreclosure, and Decedent  accounts). Guide and support Account Resolution staff with specialty cases and  periodically monitor cases for quality assurance and completeness. 

Provides coaching to Account Resolution  staff on daily collection processes 

Serve as the primary path for escalated  complaints and forwards to Account Resolution Manager as necessary 

 Ensure  Account Resolution staff process timely delivery of repossession letters,  maintaining the repossession cases /records, transport and remarketing of  vehicles while maximizing the return of sold collateral 

Ensure Account Resolution staff file Bankruptcy  proof of claims, prepare reaffirmation agreements when needed, post-Bankruptcy  payments and maintain proper record of claims 

Ensure Account Resolution staff file Estate proof  of claims for deceased members 

Assist the Account Resolution Manager with Foreclosure recommendations and maintain case documentation. 

Recommend accounts for charge off and refers  accounts to the Account Resolution Manager for review 

Upon approval from the Board and Management,  process Loan Charge Offs in core system

Responsible for liaising with Accounting  Department for NCUA Call Reporting and Investor Reporting obligations 

Responsible for third party placements and third-party  payment reconciliation 

Responsible for In-house collection recovery of  charged-off loans. 

Assists Account Resolution Manager with  negotiating settlements on charged off accounts

Assist in the preparation and mailing of IRS  Form 1099-C 

Review and recommend updates to operational  procedures to Account Resolution Manager 

Serve as backup up to all Account Resolution  staff

Perform all other related functions, projects,  and testing assigned by the Account Resolution Manager

Maintain working knowledge of the       federal and state consumer protection laws (Unfair, Deceptive, or Abusive       Acts or Practices; Fair Debt Collection Practices Act; Fair Credit       Reporting Act; Service-members Civil Relief Act; etc.)


For internal purposes, this position is graded as NE-9. 

The anticipated annualized base salary range for this position is $70,000 to $87,000. Final base salary for this role will be based on the individual's job-related experience, skillset, training, certifications and market demands. The benefits available for this full-time position include but are not limited to: medical, dental, and vision insurance, 401(k) plan, life insurance coverage, disability benefits, tuition assistance program and paid time off, including paid parental leave benefits. In addition to base compensation salary, this role position is eligible for an annual incentive plan.

Requirements

Minimum Qualifications

Education:        2 year/Associate's Degree

Minimum Years of Relevant Experience:           8 years

Skills and Knowledge (Required):  


  • A strong and proven       commitment to the Credit Union's Service IMPACT Philosophy 
  • Knowledge of billing and       collections procedures

Knowledge of Bankruptcy process

Knowledge of Repossession process

  • Strong problem-solving skills       with the ability to think independently
  • Strong attention to       detail
  • Strong understanding of       Credit Union's loan products and services
  • Ability to multi-task
  • Highly motivated and       organized
  • Independent worker
  • Commitment to excellent       customer service 
  • Excellent written and       verbal communication abilities 

Additional Skills and Knowledge (Preferred): 


Collections experience at a credit union

Financial Counseling  Training/Certification 

Bankruptcy Training/Certification

Leadership/Communication Training

Physical Requirements: 

This position involves physical requirements typical of office or desk-based work, such as prolonged periods of sitting, computer use, and engagement in routine office activities. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

No additional physical requirements 

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