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Repossession Jobs in Washington (NOW HIRING)

Tower

Collector II

Laurel, MD · On-site

$29.21 - $36.51/hr

Coordinates repossession activities including but not limited to assignment and tracking. * Monitors modifications to ensure payments and track expirations, and updates the system as needed.

Tower Federal Credit Union

Collector II

Laurel, MD

$29.21 - $36.51/hr

Coordinates repossession activities including but not limited to assignment and tracking. * Monitors modifications to ensure payments and track expirations, and updates the system as needed.

Tower

Sr Deceased Account Servicing Specialist

Laurel, MD · On-site

$32.69 - $40.86/hr

... repossession, foreclosure referral, or charge-off activities as appropriate Monitors probate timelines and maintain documentation of estate proceedings Coordinates with collections to monitor ...

Tower

Sr Deceased Account Servicing Specialist

Laurel, MD · On-site

$32.69 - $40.86/hr

... repossession, foreclosure referral, or charge-off activities as appropriate Monitors probate timelines and maintain documentation of estate proceedings Coordinates with collections to monitor ...

All JobsRepossession JobsRepossession Jobs in Washington

Repossession information

See Washington salary details

$12.5K

$65.5K

$155.7K

How much do repossession jobs pay per year?

As of Aug 28, 2026, the average yearly pay for repossession in Washington is $65,474.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $58,900.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are popular job titles related to Repossession jobs in Washington?

For Repossession jobs in Washington, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Washington look for?

The top searched job categories for Repossession jobs in Washington are:

What cities in Washington are hiring for Repossession jobs?

Cities in Washington with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in Washington as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, 1% Temporary, and 2% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $65,474 per year, or $31.5 per hour.

Collections/Account Resolution Team Lead

BANK FUND STAFF FEDERAL CREDIT UNION

Washington, DC

$70K - $87K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

Description

About BankFund:


BankFund Credit Union is a full-service financial cooperative that was organized and chartered in 1947 as a convenient place for employees of the World Bank Group and International Monetary Fund and their families to save and to obtain credit. Located in Washington, DC, BankFund maintains three full-service branches downtown with our headquarters located near Farragut West metro station. This position is classified as a hybrid role which means that on-site work will be expected. After completion of training for the role, staff generally work on site 40% of the time but this is subject to change based on health and safety standards and operational need.


Role Responsibilities:


Perform daily collection outreach for  delinquent consumer loans, real estate, credit cards and negative share  accounts to resolve delinquency through payment plans or other loss mitigation  options 

Contact delinquent members to offer  short/long term solutions including repayment plans, promises-to-pays, or loss  mitigation options (e.g. forbearance, deferment, loan modifications,  refinance) 

 Monitor  delinquency performance in collection queues, advise and work with staff if  queues are outside of KPIs and report trends to Account Resolution Manager

On a routine basis, monitor collection cases  for accuracy of information, documentation, and collection practices. 

Maintain knowledge of, and processes for,  specialty cases (Bankruptcy, Repossession, Foreclosure, and Decedent  accounts). Guide and support Account Resolution staff with specialty cases and  periodically monitor cases for quality assurance and completeness. 

Provides coaching to Account Resolution  staff on daily collection processes 

Serve as the primary path for escalated  complaints and forwards to Account Resolution Manager as necessary 

 Ensure  Account Resolution staff process timely delivery of repossession letters,  maintaining the repossession cases /records, transport and remarketing of  vehicles while maximizing the return of sold collateral 

Ensure Account Resolution staff file Bankruptcy  proof of claims, prepare reaffirmation agreements when needed, post-Bankruptcy  payments and maintain proper record of claims 

Ensure Account Resolution staff file Estate proof  of claims for deceased members 

Assist the Account Resolution Manager with Foreclosure recommendations and maintain case documentation. 

Recommend accounts for charge off and refers  accounts to the Account Resolution Manager for review 

Upon approval from the Board and Management,  process Loan Charge Offs in core system

Responsible for liaising with Accounting  Department for NCUA Call Reporting and Investor Reporting obligations 

Responsible for third party placements and third-party  payment reconciliation 

Responsible for In-house collection recovery of  charged-off loans. 

Assists Account Resolution Manager with  negotiating settlements on charged off accounts

Assist in the preparation and mailing of IRS  Form 1099-C 

Review and recommend updates to operational  procedures to Account Resolution Manager 

Serve as backup up to all Account Resolution  staff

Perform all other related functions, projects,  and testing assigned by the Account Resolution Manager

Maintain working knowledge of the       federal and state consumer protection laws (Unfair, Deceptive, or Abusive       Acts or Practices; Fair Debt Collection Practices Act; Fair Credit       Reporting Act; Service-members Civil Relief Act; etc.)


For internal purposes, this position is graded as NE-9. 

The anticipated annualized base salary range for this position is $70,000 to $87,000. Final base salary for this role will be based on the individual's job-related experience, skillset, training, certifications and market demands. The benefits available for this full-time position include but are not limited to: medical, dental, and vision insurance, 401(k) plan, life insurance coverage, disability benefits, tuition assistance program and paid time off, including paid parental leave benefits. In addition to base compensation salary, this role position is eligible for an annual incentive plan.

Requirements

Minimum Qualifications

Education:        2 year/Associate's Degree

Minimum Years of Relevant Experience:           8 years

Skills and Knowledge (Required):  


  • A strong and proven       commitment to the Credit Union's Service IMPACT Philosophy 
  • Knowledge of billing and       collections procedures

Knowledge of Bankruptcy process

Knowledge of Repossession process

  • Strong problem-solving skills       with the ability to think independently
  • Strong attention to       detail
  • Strong understanding of       Credit Union's loan products and services
  • Ability to multi-task
  • Highly motivated and       organized
  • Independent worker
  • Commitment to excellent       customer service 
  • Excellent written and       verbal communication abilities 

Additional Skills and Knowledge (Preferred): 


Collections experience at a credit union

Financial Counseling  Training/Certification 

Bankruptcy Training/Certification

Leadership/Communication Training

Physical Requirements: 

This position involves physical requirements typical of office or desk-based work, such as prolonged periods of sitting, computer use, and engagement in routine office activities. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

No additional physical requirements 

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