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Repossession Jobs in Kent, WA (NOW HIRING)

All JobsRepossession JobsRepossession Jobs in Kent, WA

Repossession information

See Kent, WA salary details

$12.4K

$65.3K

$155.2K

How much do repossession jobs pay per year?

As of Aug 4, 2026, the average yearly pay for repossession in Kent, WA is $65,260.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,500.00 and $58,700.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Kent, WA? For Repossession jobs in Kent, WA, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Kent, WA look for? The top searched job categories for Repossession jobs in Kent, WA are:
What cities near Kent, WA are hiring for Repossession jobs? Cities near Kent, WA with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Kent, WA as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $65,260 per year, or $31.4 per hour.

Collections Specialist

Columbia Banking System, Inc.

Federal Way, WA • On-site

$18 - $22/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

Established in 1975, Financial Pacific Leasing, Inc. (a subsidiary of Columbia Bank), is a direct provider of small-ticket commercial equipment leases. FinPac originates business through partnering with vendors, third party originators and lessors nationwide. For over 50 years, these partners have relied on Financial Pacific to provide them with innovative financing solutions for their customers.
About the Role:
Collections Agents are first-party collectors responsible for maintaining acceptable effective collection percentages on 1-30 day delinquent accounts. Effectively communicating with both internal and external customers to resolve delinquent contracts. Utilizing all internal and external resources available to establish contact, identify appropriate courses of resolution to protect the Company's interest and to execute the resolution plan in a timely manner.
  • Communicates with customers that are in a 1-30-day delinquent status via telephone, mail, email, text, or personal contact.
  • Negotiates payment arrangements with the customers to ensure timely payment.
  • Maintain individual and group monthly delinquency goals.
  • Ensure that individual call volume meet company standards for their prospective areas and calls are made in a professional manner.
  • Assessing miscellaneous collection fees including late charges, over-the-phone payment fees, contract addendum fees, documentation fees and interim payments.
  • Maintains complete and accurate documentation to include thorough notation of all communications with the customer or authorized parties.
  • Understands the proper usage of extension, rewrites, addendums, and forbearances.
  • Prepares status worksheets, payoffs, and amortization schedules and requests for Fair Market Values.
  • Prepares Repossession Packets and demand letters when necessary.
  • Understands and utilizes company system and use of the phone dialer.
  • Works with customers' and Financial Pacific Leasing insurance company to ensure proper insurance coverage is obtained.
  • Utilizes the broker base and in-house broker representatives to resolve first payment default delinquencies.
  • Provides highest level of customer service to all lessees, vendors, brokers and staff.
  • Performs all other duties as assigned by management.

About You:
  • High School Diploma or GED required
  • Previous Collection experience preferred
  • Must present oneself in a professional manner
  • Must be proactive and adhere to all company policies including Bank Secrecy Act and compliance regulations
  • Must maintain confidentiality of all company information
  • Must provide exceptional customer service and support to our customers, partners, and all levels of staff
  • Must have working knowledge of Microsoft applications (Outlook, Word, Excel)
  • Strong data entry skills

The pay range for this role is $18.00 - $22.00.
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
Primary Location: Ability to work fully onsite at posted location(s).
3455 South 344th Way Suite 300 Federal Way WA 98001
Our Benefits:
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com.
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

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