Principal Mobile Software Engineer
OR · On-site +1
Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small ... into durable mobile solutions. * Raise the bar for engineering excellence through technical ...
OR · On-site +1
Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small ... into durable mobile solutions. * Raise the bar for engineering excellence through technical ...
OR · On-site +1
Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small ... into durable mobile solutions. * Raise the bar for engineering excellence through technical ...
$180K - $210K/yr
Medical
Dental
Vision
Life
Retirement
PTO
Unsecured Lending operates through a digital, direct-to-consumer model focused on origination ... driven solutions that offer unbeatable value to our customers. Axos Financial is our holding ...
$180K - $210K/yr
Medical
Dental
Vision
Life
Retirement
PTO
Unsecured Lending operates through a digital, direct-to-consumer model focused on origination ... driven solutions that offer unbeatable value to our customers. Axos Financial is our holding ...
Galveston, TX · On-site
$17.50 - $23.50/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Galveston, TX · On-site
$17.50 - $23.50/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
San Diego, CA · On-site
$180K - $210K/yr
Medical
Dental
Vision
Life
Retirement
PTO
Unsecured Lending operates through a digital, direct-to-consumer model focused on origination ... driven solutions that offer unbeatable value to our customers. Axos Financial is our holding ...
San Diego, CA · On-site
$180K - $210K/yr
Medical
Dental
Vision
Life
Retirement
PTO
Unsecured Lending operates through a digital, direct-to-consumer model focused on origination ... driven solutions that offer unbeatable value to our customers. Axos Financial is our holding ...
Houston, TX · On-site
$16.50 - $22.25/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Houston, TX · On-site
$16.50 - $22.25/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Holmen, WI · On-site
$18 - $22/hr
... unsecured loans and lines of credit. The Member Experience Advisor I explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
Holmen, WI · On-site
$18 - $22/hr
... unsecured loans and lines of credit. The Member Experience Advisor I explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Houston, TX · On-site
$16.50 - $22.25/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Quick apply
Houston, TX · On-site
$16.50 - $22.25/hr
... unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
... unsecured loans and lines of credit. The Member Experience Advisor explains account features and ... In addition to providing financial solutions, this role actively identifies opportunities to deepen ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Provides solutions on multiple consumer products including equity, unsecured, auto, and credit card, utilizing multiple systems. Accountable for risk mitigation by openly exchanging ideas and ...
Costa Mesa, CA · On-site
... solution using benefit statements and asking for the business. * Take advantage of all opportunities to complete the "buying process" by quoting rates on all products, taking secured and unsecured ...
Quick apply
Costa Mesa, CA · On-site
... solution using benefit statements and asking for the business. * Take advantage of all opportunities to complete the "buying process" by quoting rates on all products, taking secured and unsecured ...
$49.5K - $58.7K
10% of jobs
$58.7K - $68K
9% of jobs
$73.2K is the 25th percentile. Wages below this are outliers.
$68K - $77.2K
12% of jobs
$77.2K - $86.4K
18% of jobs
The median wage is $87.2K / yr.
$86.4K - $95.6K
19% of jobs
$104.5K is the 75th percentile. Wages above this are outliers.
$95.6K - $104.9K
8% of jobs
$104.9K - $114.1K
4% of jobs
$114.1K - $123.3K
10% of jobs
$123.3K - $132.5K
4% of jobs
$132.5K - $141.8K
3% of jobs
$141.8K - $151K
3% of jobs
$49.5K
$94.2K
$151K
| Aspect | Unsecured Solutions | Secured Solutions |
|---|---|---|
| Credentials/Certifications | Typically require basic financial or industry-specific certifications | May require additional security or compliance certifications |
| Work Environment | Financial institutions, lending agencies, or online platforms | Financial institutions, banks, or security-focused organizations |
| Employer & Industry Usage | Used in lending, credit, and financial services | Used in secured lending, collateral management, and security services |
Unsecured Solutions involve financial products or services that do not require collateral, making them riskier for providers but easier for clients to access. Secured Solutions, on the other hand, involve collateral or security measures, reducing risk for providers. Understanding these differences helps clients choose the right financial or security service based on their needs.
Cities with the most Unsecured Solutions job openings:
States with the most job openings for Unsecured Solutions jobs include:
The top searched job categories for Unsecured Solutions jobs are:

7.6
Based on 6 frontline employees who took The Breakroom Quiz
The Team:
Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small dollar loans and personal loans products. This role will strengthen Upstart's mobile foundation across the team's mobile codebase and help drive a newly approved Android app launch on an aggressive timeline this year. The work is highly cross-functional and high-visibility, with direct impact on product strategy, engineering execution, and the borrower experience.
As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior technical owner for the team's mobile work. You'll operate primarily as a mobile generalist and React Native specialist who elevates the team's mobile codebase, while bringing the native Android depth needed to lead our Android launch this year. After launch, you'll continue as the team's mobile specialist, shaping long-term mobile architecture and quality across both React Native and native Android surfaces. This is a high-impact individual contributor role with meaningful technical leadership, cross-team influence, and mentorship responsibility.
How you'll make an impact
Serve as the primary mobile engineer and React Native specialist for the Unsecured Installment team, raising the quality, scalability, and velocity of the team's mobile codebase across small dollar loans and personal loans.
Lead Android development for the team and help deliver against Upstart's approved Android launch plan this year, translating aggressive business goals into pragmatic technical milestones and execution plans.
Set technical direction for the team's mobile architecture, evolving a strong foundation across React Native and native Android surfaces.
Partner closely with product, design, and engineering stakeholders to translate roadmap priorities into durable mobile solutions.
Raise the bar for engineering excellence through technical leadership, design reviews, mentorship, and pragmatic execution in ambiguous, high-visibility problem spaces.
After launch, continue as the team's mobile specialist, bringing broad React Native fluency alongside deep Android expertise to support the full unsecured installments mobile stack.
Minimum Qualifications
8+ years of software engineering experience, including substantial experience building and shipping mobile applications with React Native and TypeScript.
Strong native Android depth in Kotlin and/or Java, with experience shipping or launching native Android applications in production.
Proven track record leading cross-team mobile initiatives, platform migrations, or new mobile product launches in production environments.
Experience shipping consumer-facing mobile products at scale with strong attention to performance, reliability, and user experience.
Demonstrated technical leadership as a senior individual contributor, including architecture ownership, mentorship, and influence across teams.
Preferred Qualifications
Experience serving as the mobile or frontend technical lead for a product team or business-critical product surface.
Breadth across mobile platforms, including familiarity with iOS development or cross-platform mobile architecture.
Background in fintech, lending, or other consumer financial products with complex user journeys and high quality expectations.
Experience helping teams build conviction around new mobile investments through technical proposals, feasibility work, or proof-of-concept execution.
Comfort leading through ambiguity in fast-scaling product environments where scope, ownership, and roadmap priorities evolve over time.
Experience building alignment across engineering, product, design, and leadership partners in high-visibility, cross-functional organizations.
Position Location - This role is available in the following locations: Remote, Burlingame, Columbus, Austin, New York
Time Zone Requirements - This team operates across all U.S. time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.
#LI-REMOTE
#LI-MidSenior --> use for L5, L6