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Unsecured Solutions Jobs in Indiana (NOW HIRING)

Keybank

Private Client Banker

Shelbyville, IN

$25 - $38.46/hr

As a PCB, you will deliver and refer appropriate financial solutions to KeyBank's client base with ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

KeyBank

Private Client Banker

Shelbyville, IN · On-site

$18.25 - $22.50/hr

As a PCB, you will deliver and refer appropriate financial solutions to KeyBank's client base with ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

KeyBank

Private Client Banker

Angola, IN · On-site

As a PCB, you will deliver and refer appropriate financial solutions to KeyBank's client base with ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

Keybank

Private Client Banker

Angola, IN

$25 - $38.46/hr

As a PCB, you will deliver and refer appropriate financial solutions to KeyBank's client base with ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

Keybank

Personal Banker

Carmel, IN · On-site

$20.67 - $31.25/hr

... guidance and solutions to assist in client's financial wellness both in person and through ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

KeyBank

Personal Banker

Carmel, IN · On-site

$19.25 - $23.50/hr

... guidance and solutions to assist in client's financial wellness both in person and through ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

KeyBank

Personal Banker - R-38969

Anderson, IN · On-site

$20.67 - $31.25/hr

... guidance and solutions to assist in client's financial wellness both in person and through ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

KeyBank

Personal Banker - R-38043

Elkhart, IN · On-site

$20.67 - $31.25/hr

... guidance and solutions to assist in client's financial wellness both in person and through ... unsecured lending, certificates of deposit, etc.). * Developing strong partnerships with branch ...

Republic Bank

Sales & Service Manager - Floyds Knobs

IN · On-site

... unsecured loans, auto loans, and other consumer loans. • Assist in the development and delivery ... solutions. • High level of professionalism and ability to lead each team by example. PHYSICAL ...

All JobsUnsecured Solutions JobsUnsecured Solutions Jobs in Indiana

Unsecured Solutions information

What is the difference between Unsecured Solutions vs Secured Solutions?

AspectUnsecured SolutionsSecured Solutions
Credentials/CertificationsTypically require basic financial or industry-specific certificationsMay require additional security or compliance certifications
Work EnvironmentFinancial institutions, lending agencies, or online platformsFinancial institutions, banks, or security-focused organizations
Employer & Industry UsageUsed in lending, credit, and financial servicesUsed in secured lending, collateral management, and security services

Unsecured Solutions involve financial products or services that do not require collateral, making them riskier for providers but easier for clients to access. Secured Solutions, on the other hand, involve collateral or security measures, reducing risk for providers. Understanding these differences helps clients choose the right financial or security service based on their needs.

What are popular job titles related to Unsecured Solutions jobs in Indiana?

For Unsecured Solutions jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Unsecured Solutions jobs in Indiana look for?

The top searched job categories for Unsecured Solutions jobs in Indiana are:

Unsecured Solutions jobs near you

SVP, Asset Management - Sponsor Loans

Merchants Bancorp

Carmel, IN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago

Job description

Job Type
Full-time
Description
The Senior Vice President, Investment Real Estate Asset Management - Sponsor Loans position is responsible for overseeing a portfolio of structured loans and lines of credit to select real estate owners and developers. Responsibilities will include overseeing underwriting and structuring of new loan opportunities as well as overseeing ongoing asset management of this portfolio. This position's focus will be split between internal and external stakeholders with responsibilities that may cross platforms and departments and will include managerial oversight of a small team.
Success in this position will be comprised of leading, managing and developing the team, proactively monitoring and managing the ongoing risks in the portfolio, effectively communicating with stakeholders, and enhancing existing policies, procedures and tools.
Requirements
  • Underwriting of new loan opportunities.
  • Manage borrower relationships on a portfolio of secured and unsecured loans utilized for a variety of uses including but not limited to acquisition, pre-development and working capital needs.
  • Work with asset manager and analyst to setup and maintain detailed loan files to ensure adequate tracking of funding requirements, disbursements and repayments.
  • Monitor sufficiency of a variety of collateral structures including but not limited to pledges of ownership, cash flow, developer fee and business assets.
  • Ensure timely, accurate completion of quarterly financial analysis, loan grading and covenant testing.
  • Conduct credit analysis for loan extensions and modifications, analyzing historical and anticipated usage and repayment projections as well as collateral adequacy and clearly articulate main risks and mitigants to the transaction.
  • Participate in Loan Review Memo presentation calls for new deals to ensure clear understanding of the expectations for AM once the deal closes.
  • Involvement in ongoing evaluation of sufficiency of risk rating methodology to ensure grading metrics are appropriate across various lending structures.
  • Key point person as team grows, with input on development of team infrastructure, technology platforms, policies/procedures and staffing plans.
  • Escalate issues on deals through the monthly Escalation Meeting and present issues to Credit Committee and executive management team.
  • Assist with determining best practices for a growing product offering and provide feedback on resource and technology needs.
  • Collaborate with other departments within the company including a timely feedback loop to underwriting, originations, legal and closing on deal specific and common theme issues and "lessons learned".
  • Lead special projects upon request.

Expected Experience, Skills and Education
  • Minimum 10 years of relevant experience.
  • Experience structuring, underwriting, or managing secured and unsecured structured loans, including real estate mortgages.
  • Prior asset management and underwriting experience required.
  • Requires an organized, detailed-oriented approach to work balance with a personable demeanor effective at delivering high-quality customer experience.
  • Problem-solving skills with a self-start mentality that responds well to work pressure and urgent deadlines.
  • Excellent written and verbal communication skills with an ability to actively listen and respond appropriately.
  • Encourages strategic, creative thinking with experience overseeing the process of interpreting data and analysis to support the development of new and innovative applications to managing risk.
  • Requires a minimum of a Bachelors in finance, accounting, real estate or related field.

Our Benefits
Merchants offers a comprehensive package of benefits for eligible employees, including, but not limited to: 401(k) employer contributions; employee stock ownership plan (ESOP); medical, dental and vision insurance; various types of leaves of absence, including paid time off, paid holidays, paid leave as provided under state and local paid leave laws, and short-term and long-term disability; health savings accounts (HSAs), flexible spending accounts (FSAs), dependent care and commuter reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; telehealth, optional ancillary insurance policies, education assistance, and an employee assistance program. Eligibility for benefits is governed by the applicable plan documents and policies.
ABOUT MERCHANTS CAPITAL
With over 30 years of success built on putting people first, Merchants Capital is a proven leader in financing for multifamily housing nationwide. Our licenses with Fannie Mae, Freddie Mac, and HUD/FHA, in addition to our bank's balance sheet products, allow us to offer custom solutions with agility and ease of execution, expanding access to housing in meaningful and impactful ways. Recognized as a top five affordable lender , Merchants Capital pairs our comprehensive debt offerings with in-house tax credit equity to provide a one-stop-shop for developers and owners. To learn more about Merchants Capital, visit www.merchantscapital.com .

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