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Subrogation Investigator Jobs (NOW HIRING)

Missouri Employers Mutual

AR · On-site

$78K - $117K/yr

MEM Insurance is seeking a Subrogation Supervisor to lead our subrogation team while managing a ... Conduct comprehensive claim investigations, preserve critical evidence, and maintain complete file ...

memployersmins

Subrogation Supervisor

Columbia, MO · On-site

MEM Insurance is seeking a Subrogation Supervisor to lead our subrogation team while managing a ... Conduct comprehensive claim investigations, preserve critical evidence, and maintain complete file ...

CCMSI

Subrogation Claim Representative I

Phoenix, AZ · On-site

$60K - $75K/yr

Investigate, evaluate, and manage subrogation claims in compliance with applicable laws, regulations, and established claim handling standards. * Analyze liability exposures and proactively pursue ...

CCMSI

Subrogation Claim Representative I

Phoenix, AZ · On-site

$60K - $75K/yr

Investigate, evaluate, and manage subrogation claims in compliance with applicable laws, regulations, and established claim handling standards. * Analyze liability exposures and proactively pursue ...

Claritev

Subrogation Specialist

Manhattan, NY

$19/hr

JOB SUMMARY Process a paperless health insurance subrogation caseload by investigating and developing subrogation case facts and sources of recovery. Responsibilities include placing a large volume ...

Fleet Response

Subrogation Specialist

Hudson, OH · On-site

$22 - $26/hr

This role manages a dedicated caseload from initial investigation through resolution while ... The Subrogation Specialist works closely with clients, drivers, witnesses, insurance carriers ...

Afni, Inc.

Virtual Subrogation Specialist

IL · On-site +1

$21/hr

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish ... Review and investigate claims to evaluate liability, assess damages, and determine all viable ...

Root Inc.

Subrogation Adjuster

$53K - $65K/yr

Initiate investigations of outgoing and incoming subrogation losses * Prepares auto damage and first party medical subrogation claims for outbound recovery. This includes gathering pertinent data for ...

Afni, Inc.

Virtual Subrogation Specialist

$21/hr

We are looking to hire Subrogation Specialists who are either English speaking or English/Spanish ... Review and investigate claims to evaluate liability, assess damages, and determine all viable ...

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Subrogation Investigator information

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$32K

$75.3K

$131K

How much do subrogation investigator jobs pay per year?

As of Aug 6, 2026, the average yearly pay for subrogation investigator in the United States is $75,325.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a subrogation investigator?

To thrive as a Subrogation Investigator, you need strong analytical abilities, knowledge of insurance claims processes, and typically a background in insurance, law, or a related field. Experience with claims management software, legal research tools, and databases is commonly required. Excellent communication, negotiation, and attention to detail are crucial soft skills for gathering information and resolving claims effectively. These skills enable accurate identification of recovery opportunities and ensure successful resolution of subrogation cases.

What is a subrogation investigator?

Subrogation Investigators are professionals who work for insurance companies or third-party administrators to investigate claims where an insurer seeks to recover costs from a responsible third party. Their role involves gathering evidence, interviewing involved parties, reviewing police reports, and determining liability. By doing so, they help ensure the insurer can recoup losses paid out on claims by identifying and pursuing the party at fault. Subrogation Investigators play a key role in controlling insurance costs and ensuring claims are handled fairly and efficiently.

What is the difference between Subrogation Investigator vs Claims Adjuster?

AspectSubrogation InvestigatorClaims Adjuster
Required CredentialsInsurance licenses, investigative trainingInsurance licenses, claims handling certifications
Work EnvironmentInvestigative settings, offices, fieldworkOffice-based, fieldwork, claims sites
Employer & Industry UsageInsurance companies, third-party administratorsInsurance companies, public agencies
Common Search & ComparisonYesYes

While both roles involve insurance processes, a Subrogation Investigator focuses on recovering funds from third parties after a claim, whereas a Claims Adjuster manages and evaluates insurance claims directly. The roles often overlap in credentials and work environment, but their primary responsibilities differ, making this comparison useful for those exploring careers or job opportunities in insurance.

How to become a subrogation investigator?

To become a subrogation investigator, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in fields like criminal justice, insurance, or law. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance claims and legal processes. Gaining experience in insurance adjusting or claims investigation and obtaining certifications such as the Certified Subrogation Professional (CSP) can enhance job prospects.

What are some common challenges faced by subrogation investigators, and how can they overcome them?

Subrogation Investigators often encounter challenges such as obtaining timely and accurate information from involved parties, navigating complex legal and insurance regulations, and managing large caseloads efficiently. To overcome these challenges, successful investigators develop strong communication and negotiation skills, stay up-to-date with changes in laws and industry standards, and utilize case management software to stay organized. Building positive relationships with colleagues in claims, legal, and external agencies also helps streamline the investigation process and improves outcomes.
More about Subrogation Investigator jobs
What job categories do people searching Subrogation Investigator jobs look for? The top searched job categories for Subrogation Investigator jobs are:
Subrogation Investigator jobs near you
Infographic showing various Subrogation Investigator job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $75,325 per year, or $36.2 per hour.

Property Subrogation Specialist

Latitude Subrogation Services

Bloomfield Hills, MI • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Remote Property Subrogation Specialist

Looking To Join a Winning Team and Work 100% Remotely?

Look no further, move your career in the right direction with Latitude Subrogation Services! At Latitude you will join a dynamic and fast paced environment that is growing.

Come join our people first culture and enjoy excellent employee benefits such as comprehensive health, dental, vision, short and long term disability insurance, life insurance, and paid time off, (PTO). We also offer 401k matching and this position is also eligible for assistance with home internet expenses!

Who Are We?

Latitude Subrogation Services (LSS) provides comprehensive recovery solutions as a leader in subrogation outsourcing. We have been delivering our best-in-class recovery services since 1997! LSS has provided solutions for insurers, self-insured entities, third party administrators and specialty risk companies as a subrogation vendor and purchaser of subrogation assets.

Our Core Values: These values are the very foundation of our success, both internally and for our clients, and are deeply rooted in every member of the Latitude Family.

  • Honesty and fairness
  • Integrity in all aspects of our business
  • Maintaining a respected reputation
  • Teamwork
  • Long-term relationships with client partners
  • Win/Win for clients and employees

Position Summary: Responsible for the complete subrogation process of investigation, negotiation, and settlement of property claims that have been identified to have subrogation potential as assigned.

Technical/Functional Responsibilities:

  • Subrogation Process - Navigates through our proprietary database and electronic documents to process and resolve claims with subrogation potential.
  • Subrogation Knowledge - Ability through experience and education to appropriately handle property subrogation files of moderate to high complexity.
  • Documentation - Prioritize and appropriately document all activities for recovery. Document files including all conversations with all parties related to the claim, in-coming and out-going correspondence, current file, updates, subrogation analysis, file resolution recommendations, applicable state negligence laws and statutes.
  • Technical Proficiency - Ability to work in multiple computer systems efficiently and understand basic computer programs such as Outlook, Word, and Excel.

Behavioral Competencies:

  • Strong Work Ethic - Take ownership of tasks and see them through to completion. Honor commitments and fulfill promises.
  • Working Remotely - Ability to work remotely with excellent time management, self-discipline, and organizational skills.
  • Fast Pace - Ability to multi-task and thrive in a fast-paced work environment.
  • Attention to Detail - Responsible for the accuracy and clarity of all documents.
  • Customer Service and Communication Skills - Proven communication skills with a strong phone presence in extensive communication. Must be able to handle difficult conversations and exhibit conflict management skills.
  • Team Focused and Goal Oriented - Ability to work within a team environment in a positive and cooperative manner.

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