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Student Loan Collection Jobs (NOW HIRING)

Remote Loan Processor

Downers Grove, IL ยท Remote

$28 - $38/hr

We are hiring a Remote loan processor to manage files from Loan requests, Pending Requests, and ... of all students. Key Role Responsibilities: * Collection and revewing of borrowers Required ...

New

FRG Rep I

Columbus, OH ยท On-site +1

$35K - $40K/yr

Position is contacting customers with delinquent loan payments, negotiating loan collection and/or ... students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration ...

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Student Loan Collection information

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$16

$22

$27

How much do student loan collection jobs pay per hour?

As of Jul 9, 2026, the average hourly pay for student loan collection in the United States is $22.51, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $24.76 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Student Loan Collector, and why are they important?

To thrive as a Student Loan Collector, you need strong negotiation, problem-solving, and customer service skills, typically supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and regulatory compliance tools is essential for tracking accounts and ensuring legal adherence. Excellent communication, empathy, and resilience help build rapport with borrowers and handle challenging conversations. These skills are crucial for recovering payments effectively while maintaining positive client relationships and adhering to industry regulations.

What are student loan collectors?

Student loan collectors are professionals or agencies responsible for recovering overdue payments on student loans. They contact borrowers who have fallen behind on their payments to negotiate repayment plans, collect debts, and provide information about options like deferment or forbearance. Their goal is to help borrowers resolve their delinquency while ensuring the lender receives the money owed. Student loan collectors must follow regulations set by laws such as the Fair Debt Collection Practices Act to protect borrowers' rights.

What are some common challenges faced by professionals in student loan collection, and how can they be addressed?

Professionals in student loan collection often encounter challenges such as communicating with borrowers who may be experiencing financial hardship or reluctance to engage. Navigating sensitive conversations while maintaining compliance with federal and state regulations requires empathy, patience, and strong negotiation skills. Building rapport and offering solutions like repayment plans or loan rehabilitation can help achieve successful outcomes. Ongoing training and support from supervisors also play a key role in overcoming these challenges.

What is the difference between Student Loan Collection vs Student Loan Officer?

AspectStudent Loan CollectionStudent Loan Officer
CredentialsTypically requires collections or debt recovery experience, sometimes a high school diploma or equivalentRequires a bachelor's degree, often in finance, business, or related fields
Work EnvironmentCollections agencies, financial institutions, or government agenciesFinancial institutions, banks, or loan servicing companies
Primary ResponsibilitiesRecovering overdue student loan payments, contacting delinquent borrowersAssisting borrowers with loan options, processing applications, and managing accounts

While both roles involve working with student loans, Student Loan Collection focuses on recovering overdue payments, often in a debt recovery setting. Student Loan Officers typically assist borrowers with loan management and repayment options. The roles differ in responsibilities, required credentials, and work environment, but both are essential in the student loan industry.

More about Student Loan Collection jobs
What cities are hiring for Student Loan Collection jobs? Cities with the most Student Loan Collection job openings:
What are the most commonly searched types of Student Loan Collection jobs? The most popular types of Student Loan Collection jobs are:
What states have the most Student Loan Collection jobs? States with the most job openings for Student Loan Collection jobs include:
Infographic showing various Student Loan Collection job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $46,815 per year, or $22.5 per hour.

Call Center Representative - Debt Counselor Hybrid 2457 121725

CONTINENTAL SERVICE GROUP LLC

Fairport, NY โ€ข On-site

$20 - $21/hr

Full-time

Posted 22 days ago


Job description

**Please note, this is a hybrid work opportunity handling Student Loan collections. This position is Monday through Friday and you must be able to work onsite in our Fairport, New York Office three (3) days per week.


For 40 years, ConServe has been a leading provider of accounts receivable management and collection services specializing in customized solutions for colleges and universities, guaranty agencies, private lenders, credit unions and government contracts.

We are based on the simple principle that helping people fulfill their obligations, in ways that preserve their dignity, enhances self-confidence and empowers them with a sense of control. At ConServe, we call it Fostering Financial Freedomยฎ. We take great pride in being a team of the right people, doing the right thing, at the right time, the right way.

Why join us?

ยท Performance-based monthly bonus opportunity

ยท Award-winning benefits packages

ยท Flexible schedules

ยท Growth opportunities

ยท Repeatedly named one of the Best Places to Work in Collections

ยท Two-time recipient of the Better Business Bureauโ€™s Torch Award for Ethics

O*NET: 43-3011.00, 13-2071.00, 43-4051.00, 41-3031.02

Position Summary:

Our Representatives use a consultative approach to manage and collect on delinquent accounts. Our consultative approach helps consumers identify the most suitable way to resolve a balance in the best interest of all parties. Since client satisfaction is a top priority, it is imperative that ConServe locates professional individuals who are customer-focused, detail-oriented and able to work in a fast-paced environment. If you're a motivated, positive, team player and problem solver, then you would be a good fit for the ConServe team.

Essential Duties & Responsibilities:

  • Obtain information from Consumers in order to determine current financial situation and determine solutions
  • Provide solutions to Consumers to enable them to resolve their obligation administratively or voluntarily
  • Gather proper documentation from Consumers and maintain appropriate follow-up
  • Meet daily, weekly and monthly goals as set by management at ConServe
  • Daily Productivity โ€“ all Representatives will make between 125-200 phone calls per day and work in a call center environment or remote work environment.
  • Monthly Recoveries โ€“ must achieve ConServeโ€™s monthly targeted performance objectives for collections.
  • Record Maintenance โ€“ proper management & updating of system to maximize contacts
  • Skip-Tracing โ€“ to assist in locating & contacting consumers or businesses
  • Adherence to ConServeโ€™s Professional Practices Management System (PPMS), Code of Conduct, and Compliance Program

Education Requirement:

  • High School Diploma or GED
  • Associates or Bachelorโ€™s Degree preferred

Skills/ Requirements:

  • The ability to work 8 hour shifts consisting of three (3) days starting between 8:00 am EST and 9:30am EST and ending between 5:00 pm CST and 6:30 pm EST (start and end time are flexible but the shift must be 8 hours) and two (2) evenings Noon EST - 9:00 pm EST. The training time is currently limited to days and one evening.
  • The ability to work onsite three days per week and can work remotely the remaining two days.
  • Prior Student Loan collection experienced preferred.
  • Willingness to work an occasional Saturday morning shift (optional)
  • Fluent in conversational English and abiity to proficiently read and write English
  • Strong verbal communication skills with the ability to listen, persuade, negotiate and obtain resolution
  • Intermediate Computer skills to document calls and navigate software packages, databases and the internet.
  • Strong organizational and time management skills
  • Attention to detail
  • Ability to act independently to resolve problems
  • Motivation to learn
  • Ability to work in a positive, collaborative manner with coworkers
  • Ability and history of maintaining confidentiality and high level of trustworthiness.
  • Ability and history of interacting well with team members and customers in a professional manner while maintaining a safe work environment.
  • Ability to obtain and maintain Government Security Clearance (Please be advised that upon hire, you may go through a State and/or Federal Clearance process. Our team will be available to assist you as you move through this process).
  • Ability to obtain and maintain State Collections Licensure
  • US Citizen or Lawful Permanent Resident with three or more years as a permanent resident in the United States.
  • No conflicts of interest with ConServe or our Clients.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job except for periodic breaks pursuant to applicable law.

  • Occasionally lift and/or move up to 25 pounds.
  • Ability to sit or remain sedentary for your entire work shift (8, 9, or 10 hour shift)
  • Ability to talk and listen on a phone for your entire work shift (8, 9, or 10 hour shift)
  • Ability to type on a computer for your entire work shift (8, 9, or 10 hour shift)

Reasonable accommodations may be made to the extent required under applicable law to enable individuals with disabilities to perform the essential functions of this position.

MISSION STATEMENT:

ConServe is dedicated to satisfying the needs of our Clients in a manner consistent with improving the human condition, and that will foster the development of long term mutually beneficial relationships with our Clients, our Employees, our Suppliers and Business Partners and the Community as a whole.

Disclaimer: The above job description is not a contractual or binding document; it is provided as a guide to the types of duties required to be undertaken. Duties may vary from time to time and this description is subject to review. Modifications will be made as needed to support changes in the business climate and requirements.

Continental Service Group, LLC., d/b/a ConServe endeavors to make www.conserve-arm.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact our Recruiting Department at: 585-421-1000, option 7 or by emailing: jobs@conserve-arm.com.

Qualified applicants will receive consideration for employment regardless of age, race, color, religion, national origin, sex, sexual orientation, gender, gender identity/expression, genetic disposition, genetic markers/carrier status, disability, creed, veteran status, military status, status as a victim of domestic violence, marital status, familial status, pregnancy, childbirth and related medical conditions, and disability, conviction (limited) or other legally protected status.

ConServe is a Drug Free Workplace


Monday through Friday
2 shifts noon - 9:00 pm are required and the remaining three days are day shifts hours.
Hybrid work - must be able to work up to 3 days per week onsite