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Structured Settlements Jobs (NOW HIRING)

(USA) Manager, Claims Management

Centerton, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Pea Ridge, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Elkins, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Gravette, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Johnson, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Goshen, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Cassville, MO ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Tontitown, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

(USA) Manager, Claims Management

Greenland, AR ยท On-site

$80K - $155K/yr

Minimize legal exposure by engaging outside counsel, participating in arbitrations, and structuring complex settlements. * Lead continuous improvement initiatives by analyzing claims data, monitoring ...

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Structured Settlements information

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How much do structured settlements jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for structured settlements in the United States is $21.09, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $24.76 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals in structured settlements, and how can they be managed?

Professionals working in structured settlements often encounter challenges such as navigating complex legal and financial regulations, coordinating among multiple stakeholders (including attorneys, insurers, and claimants), and managing sensitive client situations involving personal injury or wrongful death. Effective communication, attention to detail, and staying current with regulatory changes are key to successfully managing these challenges. Building strong relationships with clients and industry partners also helps streamline the settlement process and ensures positive outcomes.

What are structured settlements?

Structured settlements are financial arrangements in which a person receives periodic payments over time as a result of a legal settlement, typically following a personal injury case. Instead of receiving a lump sum, the recipient gets regular payments, which can be customized in amount and duration to meet specific needs. This arrangement provides long-term financial security and may offer tax advantages, as settlement payments are often tax-free. Structured settlements are usually funded through an annuity purchased from a life insurance company. They are designed to ensure the recipient has a steady income stream, reducing the risk of quickly spending a large lump sum.

What are the key skills and qualifications needed to thrive as a Structured Settlements Specialist, and why are they important?

To thrive as a Structured Settlements Specialist, you need a solid understanding of financial products, legal regulations, and settlement planning, often supported by a degree in finance, business, or law. Familiarity with settlement software, annuity calculators, and compliance management systems is typically required. Excellent negotiation, communication, and client relationship skills help professionals stand out in this role. These abilities ensure the creation of tailored settlement plans that meet clients' long-term needs while adhering to legal and financial standards.

What is the difference between Structured Settlements vs Insurance Claims Adjusters?

AspectStructured SettlementsInsurance Claims Adjusters
Required CredentialsTypically require a high school diploma or equivalent; some roles benefit from legal or financial certificationsHigh school diploma or equivalent; often benefit from insurance licenses or certifications
Work EnvironmentOffice settings, legal or financial firms, settlement negotiationsInsurance companies, adjusting claims on-site or in offices
Industry UsageLegal, financial, and insurance industries for settling personal injury or legal claimsInsurance industry for evaluating and settling claims

Structured Settlements involve designing long-term payment plans for claimants, often in legal or financial contexts. Insurance Claims Adjusters evaluate, negotiate, and settle insurance claims. While both roles work within the insurance and legal industries, structured settlements focus on payment planning, whereas claims adjusters handle claim assessment and resolution.

More about Structured Settlements jobs
What states have the most Structured Settlements jobs? States with the most job openings for Structured Settlements jobs include:
Infographic showing various Structured Settlements job openings in the United States as of June 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $43,864 per year, or $21.1 per hour.

Senior Claims Representative - Workers' Compensation (Remote)

memployersmins

Saint Louis, MO โ€ข On-site, Remote

$64K - $83K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago


Job description

Are you a seasoned claims professional with a passion for navigating complex cases? MEM Insurance is seeking a Senior Claims Representative to join our Claims team. In this pivotal role, youโ€™ll manage high-exposure workersโ€™ compensation claims, lead investigations into coverage and fraud, and collaborate across departments to drive strategic outcomes. Youโ€™ll be a key decision-maker, a mentor to junior adjusters, and a champion of process improvementโ€”all while ensuring exceptional service and regulatory compliance.
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At MEM Insurance, we donโ€™t just protect our customersโ€”we empower our employees. We foster a culture of integrity, collaboration, and innovation. Our team thrives on solving challenges together, supporting one another, and making a meaningful impact in the lives of our policyholders and injured workers.

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Essential Duties and Responsibilities:
Claims Handling & Administration
  • Manage highly complex claims involving significant financial exposure, legal intricacies, and extended life cycles.
  • Conduct advanced investigations into coverage and compensability, including nuanced statutory interpretations.
  • Oversee medical case management for catastrophic injuries and lifetime care needs.
  • Review and authorize large or complex medical bills, negotiating adjustments to control costs.
Return-to-Work Management
  • Develop comprehensive RTW strategies in collaboration with policyholders, legal counsel, and vocational consultants.
  • Ensure precision in benefit calculations for high-exposure claims, addressing tax and compliance risks.
  • Strategically deploy investigative efforts aligned with broader claims strategy.
Claims Investigation & Loss Prevention
  • Lead investigations into complex fraud cases and collaborate with the Special Investigations Unit.
  • Conduct subrogation analysis and negotiate with third-party insurers or attorneys for maximum recovery.
Settlements & Negotiation
  • Partner with legal teams to negotiate complex settlements and manage litigation processes.
  • Oversee Medicare compliance initiatives, including Medicare Set-Asides and CMS engagement.
  • Identify opportunities for structured settlements and lead negotiations.
Reporting
  • Produce strategic reports on high-profile claims to guide management decisions.
  • Maintain system data integrity and prepare claims for Corporate Plan of Action meetings.
Collaboration
  • Lead cross-departmental efforts to improve claims handling and risk management.
  • Resolve escalated customer service issues and support high-value accounts.
  • Participate in workflow improvement initiatives and committees.
Team Leadership
  • Mentor and coach junior and intermediate adjusters.
  • Review escalated claims and provide actionable feedback.
  • Support workforce development and succession planning.
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Qualifications:
  • Bachelorโ€™s degree in business or related field preferred, or equivalent industry experience.
  • 7โ€“10 years of claims handling experience, with high exposure to Workersโ€™ Compensation.
  • Associate in Claims (AIC), AIM, or CPCU designation preferred or ability to obtain.
  • Texas All-Lines license preferred.
  • Valid driverโ€™s license required.

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Company Culture and Values
At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each otherโ€™s growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered.
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ย Connection and Belonging
MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities.
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ย Total Rewards Overview
  • Health Plans:ย Medical, Dental, and Vision
    Includes fertility benefits, fully paid preventative care, and adult orthodontia.
  • Employer-Paid Life and Disability Benefits:
    Life Insurance (3x base salary), AD&D, Short and Long-term Disability.
  • Wellness and Recognition Program:ย Employer-paid incentives for employees and spouses.
  • Flexible Spending Account and Dependent Care options
  • Health Savings Account:ย Generous employer contribution.
  • Time Away from Work:
    Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave.
  • Employee Assistance Programs
  • 401k Retirement Plan:ย Employer match and profit sharing.
  • Adoption Assistance and Tuition Assistance

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Notice Regarding Use of Artificial Intelligence
MEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.