Senior Risk Analyst Jobs in Iowa (NOW HIRING)

At American Equity we offer leading annuity products that help empower our clients to fulfill their needs and wants in retirement. Our success comes from hiring high-energy individuals who embody the beliefs that drive our unique culture. We currently fund over half a million retirements nationwide, headquartered in Des Moines, Iowa, for over thirty years with satellite offices in Charlotte, NC and New York, NY.

GENERAL PURPOSE OF THE JOB:   

The Senior Reinsurance Accounting Analyst is responsible for performing and supporting complex accounting, reporting, and control activities related to the company's reinsurance programs. This role serves as a technical accounting resource, ensuring accurate and compliant financial reporting for reinsurance transactions and providing accounting guidance to internal stakeholders. The position partners closely with Reinsurance, Actuarial, Finance, Risk, and Audit teams and supports financial integrity, transparency, and effective risk transfer through high-quality execution and analysis.

ESSENTIAL DUTIES AND RESPONSIBILITIES:  

• Prepare and analyze reinsurance accounting entries and financial results for monthly, quarterly, and annual closes.
• Ensure accurate and timely reinsurance financial reporting in accordance with US GAAP and statutory accounting requirements.
• Evaluate and document accounting treatment for complex and non-routine reinsurance arrangements.
• Prepare journal entries, account reconciliations, flux analyses, and supporting documentation.
• Support regulatory filings and disclosure requirements related to reinsurance.
• Translate technical accounting guidance into clear, practical recommendations.
• Support responses to accounting-related inquiries from internal business partners.
• Maintain strong internal controls over reinsurance accounting processes.
• Support Internal Audit and External Audit requests, including walkthroughs, testing, and documentation.
• Assist with remediation efforts related to audit findings or control enhancements.
• Support regulatory examinations and rating agency inquiries related to reinsurance financial information.
• Serve as a subject-matter resource on reinsurance accounting matters.
• Assist with assessment and communicating financial implications of reinsurance structures and program changes.
• Monitor emerging accounting standards and regulatory changes impacting reinsurance reporting.
• Identify opportunities to improve accuracy, efficiency, and scalability of reinsurance accounting processes.
• Participate in system enhancements, automation efforts, and data quality improvements related to reinsurance transactions.
• Partner effectively with Reinsurance, Actuarial, Finance, Risk, Legal, and Systems teams.
• Share technical knowledge and best practices within the accounting team.
• Provide informal guidance or review work of less-experienced staff (without formal supervisory responsibility).
• Perform other duties as assigned to support the accounting and finance organization.

SUPERVISORY RESPONSIBILITIES:

Direct Reports:  None

EDUCATION AND/OR EXPERIENCE:  

Bachelor's degree in Accounting, Finance, or a related field preferred, plus a minimum of four (4) years of relevant experience in insurance or reinsurance accounting, or an equivalent combination of education and experience.

CERTIFICATES, LICENSES, PROFESSIONAL DESIGNATIONS:

CPA or equivalent professional qualification strongly preferred.

KNOWLEDGE, SKILLS AND ABILITIES:   

• Experience preparing and analyzing complex accounting transactions independently.
• Strong knowledge of reinsurance structures and related accounting treatment
• Working knowledge of both US GAAP and statutory accounting for insurance companies
• Experience working with auditors, regulators, and cross-functional business partners.
• Strong analytical, organizational, and problem-solving skills
• Excellent written and verbal communication skills
• High attention to detail with the ability to manage multiple priorities.
• Sound professional judgment in ambiguous or complex situations.
• Continuous improvement mindset and comfort working in evolving environments.

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This description covers the major purpose and essential functions of the job.  It is not intended to give all details or a step-by-step account of the way each task is to be performed.  Employees may receive other job related instructions and be required to perform other job related work requested by their manager.  All requirements are subject to possible modification to provide reasonable accommodation to qualified individuals with disabilities.