Description: The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit ... Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and ...
Quick apply
Description: The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit ... Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and ...
Head of Credit Risk
Cedar Rapids, IA · On-site
Own and develop credit risk elements of the enterprise risk framework to ensure alignment with ... Proficient in financial modeling, data analysis, and portfolio management software * Forward ...
Head of Credit Risk
Cedar Rapids, IA · On-site
Own and develop credit risk elements of the enterprise risk framework to ensure alignment with ... Proficient in financial modeling, data analysis, and portfolio management software * Forward ...
Job Summary The Manager, Investment Risk will manage key aspects of investment risk and credit risk modeling, including oversight and approval of data inputs and assumptions, investment analytics and ...
Quick apply
Job Summary The Manager, Investment Risk will manage key aspects of investment risk and credit risk modeling, including oversight and approval of data inputs and assumptions, investment analytics and ...
Data Science Associate
$57K - $58K/yr
Work cross-functionally with business stakeholders to identify risk and provide solutions that ... Specific exposure with hands-on data analysis of databases and files using SQL dialects and ...
Data Science Associate
$57K - $58K/yr
Work cross-functionally with business stakeholders to identify risk and provide solutions that ... Specific exposure with hands-on data analysis of databases and files using SQL dialects and ...
Data Science Associate
Des Moines, IA · On-site
$21/hr
Work cross-functionally with business stakeholders to identify risk and provide solutions that ... Specific exposure with hands-on data analysis of databases and files using SQL dialects and ...
Data Science Associate
Des Moines, IA · On-site
$21/hr
Work cross-functionally with business stakeholders to identify risk and provide solutions that ... Specific exposure with hands-on data analysis of databases and files using SQL dialects and ...
Fixed Income Corporate Credit Analyst
$141K - $191K/yr
... data science, sciences (with an investment background), business analytics * 4+ years' work ... risk and valuation Skills That Will Help You Stand Out * Credit experience including previous ...
Fixed Income Corporate Credit Analyst
$141K - $191K/yr
... data science, sciences (with an investment background), business analytics * 4+ years' work ... risk and valuation Skills That Will Help You Stand Out * Credit experience including previous ...
Manager - Credit, BRS
Osceola, IA · On-site
Review and analyze customer financial statements, interim financials, borrowing base data, trade and bank references, and other relevant information to assess credit risk * Evaluate customer ...
Manager - Credit, BRS
Osceola, IA · On-site
Review and analyze customer financial statements, interim financials, borrowing base data, trade and bank references, and other relevant information to assess credit risk * Evaluate customer ...
Fixed Income Corporate Credit Analyst
Des Moines, IA · On-site
$141K - $191K/yr
... data science, sciences (with an investment background), business analytics * 4+ years' work ... risk and valuation Skills That Will Help You Stand Out * Credit experience including previous ...
Fixed Income Corporate Credit Analyst
Des Moines, IA · On-site
$141K - $191K/yr
... data science, sciences (with an investment background), business analytics * 4+ years' work ... risk and valuation Skills That Will Help You Stand Out * Credit experience including previous ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
Credit Analyst II
Urbandale, IA · On-site
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money * Spread appropriate financial data using CASH software program * Generate ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Large wholesale lenders are investing heavily in modernizing their business, technology, and data ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Large wholesale lenders are investing heavily in modernizing their business, technology, and data ...
Credit Analyst
Pella, IA · On-site
Work Shift 1 - First Shift Job Summary Are you someone that enjoys solving problems, analyzing data, and making an impact? In this role, you'll assess credit risk and support financial solutions that ...
Credit Analyst
Pella, IA · On-site
Work Shift 1 - First Shift Job Summary Are you someone that enjoys solving problems, analyzing data, and making an impact? In this role, you'll assess credit risk and support financial solutions that ...
Credit Analyst
Pella, IA · Hybrid
Work Shift 1 - First Shift Job Summary Are you someone that enjoys solving problems, analyzing data, and making an impact? In this role, you'll assess credit risk and support financial solutions that ...
Credit Analyst
Pella, IA · Hybrid
Work Shift 1 - First Shift Job Summary Are you someone that enjoys solving problems, analyzing data, and making an impact? In this role, you'll assess credit risk and support financial solutions that ...
Marketing Data Scientist
Des Moines, IA · On-site
Bachelor's degree in Data Analytics or a related field. * 25 years of experience in data science ... Credit and criminal background verification required on all applicants. B2E Data Marketing is an ...
Quick apply
Marketing Data Scientist
Des Moines, IA · On-site
Bachelor's degree in Data Analytics or a related field. * 25 years of experience in data science ... Credit and criminal background verification required on all applicants. B2E Data Marketing is an ...
Deep credit risk strategy and operations experience in, collections / loss mitigation and recovery within financial services (small business or commercial preferred) * Proficiency in data and ...
New
Deep credit risk strategy and operations experience in, collections / loss mitigation and recovery within financial services (small business or commercial preferred) * Proficiency in data and ...
New
Data Solutions Analyst
$90K - $105K/yr
Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission ... College degree in computer science, data science, business management, or equivalent experience.
Data Solutions Analyst
$90K - $105K/yr
Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission ... College degree in computer science, data science, business management, or equivalent experience.
Senior Data Science Consultant - Enterprise Complaints, Remediations & Loudspeaker
West Des Moines, IA · On-site
Required Qualifications 4+ years of data science experience, or equivalent demonstrated through one ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...
Senior Data Science Consultant - Enterprise Complaints, Remediations & Loudspeaker
West Des Moines, IA · On-site
Required Qualifications 4+ years of data science experience, or equivalent demonstrated through one ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...
Data Solutions Analyst
North Liberty, IA · On-site
$90K - $105K/yr
Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission ... College degree in computer science, data science, business management, or equivalent experience.
Data Solutions Analyst
North Liberty, IA · On-site
$90K - $105K/yr
Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission ... College degree in computer science, data science, business management, or equivalent experience.
Graduate Assistant Health and Human Performance (Data Science in Human Performance; Part-time)
$34K - $44K/yr
Utilize machine learning or statistical modeling to identify trends in athlete fatigue, injury risk ... Must be enrolled in the prescribed MS in Data Science in Human Performance courses each term.
Graduate Assistant Health and Human Performance (Data Science in Human Performance; Part-time)
$34K - $44K/yr
Utilize machine learning or statistical modeling to identify trends in athlete fatigue, injury risk ... Must be enrolled in the prescribed MS in Data Science in Human Performance courses each term.
Credit Risk Data Science information
How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?
Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.
What is Credit Risk Data Science?
Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.
What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?
To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Iowa? For Credit Risk Data Science jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Iowa look for? The top searched job categories for Credit Risk Data Science jobs in Iowa are:
Full-time
Posted 2 days ago
Job description
Description:
The consumer credit Portfolio Risk Analyst is responsible for the ongoing credit performance, risk management and delinquency monitoring of the company’s home improvement loan portfolio. This role contributes heavily to the end-to-end monitoring, analysis, and optimization of loan performance, ensuring that repayment, delinquency, cure rates, and charge-offs remain within the company’s risk appetite and financial targets.
The Portfolio Risk Analyst is a member of the analytical credit risk team focused on development, testing and implementation of new or enhanced strategies to improve future loan portfolio performance.
Watercress Financial is a home improvement lender originating across the United States. Candidates should be comfortable working in a highly entrepreneurial company where smart ideas, fast analysis, and thinking ahead are high-value personal traits.
RESPONSIBILITIES
- Create and maintain monitoring reporting for consumer loan portfolio performance
- Provide analysis and back-testing to minimize delinquency and charge off, while optimizing loan approval, look-to-book rates, and repayment rates.
- Detect emerging credit risk trends in the economy, market or portfolio, and provide strategic recommendation to reduce credit risk or optimize profitability
- Provide transparent, defensible reporting to executive leadership and risk committees
- Create, maintain and enhance: loan loss forecasting, prepayment models, roll rate analysis, transition rate analysis.
QUALIFICATIONS
- 4yr degree Finance, Accounting, Engineering, Actuarial, Com-Sci or other analytical field (Associates Degree with commensurate experience also considered)
- Two or more years in a consumer lending portfolio management, FP&A, risk, data analysis/modeling or similar role
- Confident working independently , detailed oriented
- Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and delinquency behavior
KNOWLEDGE AND SKILLS
- Experience with consumer loan capital markets, FP&A, loan securitization
- MS Excel, Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) and SQL
- MLL, boosted/ensemble and/or chat models