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Senior Risk Analyst Jobs in California (NOW HIRING)

Viasat, Inc.

Senior Analyst, IT Risk & GRC

Carlsbad, CA · On-site

What you'll do The IT Risk Senior Analyst is a strategic advisor responsible for integrating IT risk management and compliance into enterprise technology transformation initiatives. This role ensures ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... members and Senior Management team * Knowledge and experience of segmentation, statistical ...

Luster National

Risk Cost Analyst

Sacramento, CA · On-site

$42 - $57/hr

Prepare draft reports, presentations, and summaries for review by senior risk and cost analysts * Maintain organized and up-to-date records of risk registers, cost assessments, and supporting ...

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Senior Risk Analyst information

See California salary details

$52.8K

$108.4K

$140.6K

How much do senior risk analyst jobs pay per year?

As of Aug 11, 2026, the average yearly pay for senior risk analyst in California is $108,408.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,300.00 and $135,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior risk analyst?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a senior risk analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

How much do senior risk analysts get paid?

Senior risk analysts typically earn a median annual salary between $80,000 and $120,000, depending on experience, industry, and location. They often require strong analytical skills and knowledge of risk management tools and regulations.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.
What are the most commonly searched types of Risk Analyst jobs in California? The most popular types of Risk Analyst jobs in California are:
What are popular job titles related to Senior Risk Analyst jobs in California? For Senior Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in California look for? The top searched job categories for Senior Risk Analyst jobs in California are:
What cities in California are hiring for Senior Risk Analyst jobs? Cities in California with the most Senior Risk Analyst job openings:
What are popular job titles related to Senior Risk Analyst jobs in CA? For Senior Risk Analyst jobs in CA, the most frequently searched job titles are:
Senior Risk Analyst jobs near you
Infographic showing various Senior Risk Analyst job openings in California as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 9% Part Time, 2% Temporary, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $108,408 per year, or $52.1 per hour.

Senior Data Analyst, New Account Risk

Chime Financial, Inc

San Francisco, CA

Full-time

Posted 14 days ago

Job description

About the Role

At Chime, the moment someone becomes a member is everything-it's where trust begins, and where bad actors try to slip in. As an L4 Risk Analyst on the New Account Risk team, you will help protect Chime's enrollment funnel from fraud while ensuring every legitimate applicant gets a fast, frictionless path to membership. You'll work closely with Product, Engineering, Data Science, Compliance, and Operations, digging into data to spot emerging fraud patterns and turning your findings into policies, dashboards, and recommendations the team can act on.

Your work will directly support the team's two headline goals for 2026: improving the Funnel Enrollment Rate (FER) and reducing the post-enrollment synthetic identity theft rate.

The base salary offered for this role and level of experience will begin at $133,000.00 and up to $185,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to
  • Analyze enrollment and application data to identify opportunities to reduce synthetic identity and ID theft losses, with minimal impact to legitimate applicants (35%)
  • Support the design, testing, and monitoring of new account risk policies and decision rules, partnering with Product and Engineering to ship improvements (30%)
  • Build and maintain dashboards and reports that track Funnel Enrollment Rate, fraud loss, and approval/false-positive rates against team goals (20%)
  • Monitor the performance of third-party vendor models and risk signals used at enrollment, flagging anomalies and trends to senior team members (10%)
  • Collaborate with cross-functional stakeholders to fulfill ad-hoc analysis requests as needed (5%)
To thrive in this role, you have
  • 3+ years of experience in a Fraud, Risk, Compliance, or Investigations role, ideally with exposure to new account enrollment, identity fraud, or KYC/CIP
  • Working knowledge of identity fraud domains such as synthetic identity and identity theft, and an interest in the threat landscape that targets enrollment funnels
  • Strong SQL skills; familiarity with Python, R, or a similar analytical language preferred
  • Experience with BI tools such as Looker, Hex, or equivalent
  • Advanced Microsoft Excel skills
  • Comfort using AI tools (e.g., Glean, Claude) to accelerate day-to-day analysis
  • Exceptional detail-orientation and organizational skills; you're eager to solve challenging analytical problems for our members
  • The drive to work in a fast-paced environment and meet ambitious deadlines while ensuring flawless completion
  • Bachelor's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics is preferred
  • A passion for Chime's mission

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