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Remote Subprime Auto Finance Jobs (NOW HIRING)

Auto Finance Market Manager 3

Winter Park, FL ยท On-site +1

$125K - $255K/yr

Description The Auto Finance Market Manager III is responsible for indirect retail & commercial ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Auto Finance Sales Rep-Senior

Cleveland, OH ยท On-site +1

$57K - $113K/yr

As an Auto Finance Sales Rep-Senior, you will develop and maintain profitable, quality indirect ... Remote Our Approach to Office Workplace Type Certain positions outside our branch network may be ...

$57K - $113K/yr

As an Auto Finance Sales Rep-Senior, you will develop and maintain profitable, quality indirect ... Remote Our Approach to Office Workplace Type Certain positions outside our branch network may be ...

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Remote Subprime Auto Finance information

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$11

$18

$28

How much do remote subprime auto finance jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for remote subprime auto finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What are some common challenges faced by remote subprime auto finance professionals, and how can they be addressed?

Remote subprime auto finance professionals often encounter challenges such as managing high volumes of customer inquiries, verifying documentation remotely, and ensuring compliance with lending regulations. Building strong communication channels with both customers and dealership partners is essential to overcome these hurdles. Utilizing secure digital tools for document collection and maintaining up-to-date knowledge of regulatory changes can help streamline processes and reduce errors. Regular virtual team meetings also foster collaboration and keep everyone aligned on best practices.

What are the key skills and qualifications needed to thrive as a Remote Subprime Auto Finance Specialist, and why are they important?

To thrive as a Remote Subprime Auto Finance Specialist, you need a solid understanding of credit analysis, loan underwriting, and automotive finance, often backed by experience in lending or finance-related roles. Familiarity with loan origination systems (LOS), credit bureau platforms, and compliance software is typically required. Strong communication, negotiation, and problem-solving skills help you build rapport with clients and navigate complex financial situations. These skills ensure accurate risk assessment, regulatory compliance, and positive client outcomes in a competitive lending environment.

What is the difference between Remote Subprime Auto Finance vs Remote Auto Loan Underwriter?

AspectRemote Subprime Auto FinanceRemote Auto Loan Underwriter
CredentialsFinancial certifications, underwriting experienceFinancial certifications, underwriting experience
Work EnvironmentRemote, finance industryRemote, finance industry
Industry UsageAuto finance companies, lendersAuto lenders, banks
Job FocusManaging subprime auto loan portfolios, risk assessmentEvaluating auto loan applications, risk analysis

Remote Subprime Auto Finance professionals focus on managing high-risk auto loan portfolios and assessing borrower risk, often working with subprime borrowers. Remote Auto Loan Underwriters evaluate individual loan applications to determine approval and risk, with overlapping skills in underwriting and finance. While both roles involve risk assessment and financial certifications, the primary difference lies in the scope: portfolio management versus individual application evaluation.

What is a Remote Subprime Auto Finance job?

A Remote Subprime Auto Finance job involves working from home or another remote location to assist customers with less-than-perfect credit in securing automobile loans or financing options. Professionals in this field evaluate loan applications, verify financial information, and help customers understand their loan terms and repayment options. They often work for auto lenders, banks, or dealerships and use specialized software and communication tools to interact with clients remotely. The role requires knowledge of lending regulations, financial analysis, and strong customer service skills.
More about Remote Subprime Auto Finance jobs
What cities are hiring for Remote Subprime Auto Finance jobs? Cities with the most Remote Subprime Auto Finance job openings:
What are the most commonly searched types of Subprime Auto Finance jobs? The most popular types of Subprime Auto Finance jobs are:
What states have the most Remote Subprime Auto Finance jobs? States with the most job openings for Remote Subprime Auto Finance jobs include:
Infographic showing various Remote Subprime Auto Finance job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.
USA Sr. Specialist, Model Development (Remote-Texas)

USA Sr. Specialist, Model Development (Remote-Texas)

Santander

Dallas, TX โ€ข On-site, Remote

Full-time

Posted 8 days ago


Job description

USA Sr. Specialist, Model Development (Remote-Texas)
Country: United States of America
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Sr. Specialist, Model Development is responsible for developing and maintaining sophisticated empirical models - including credit scoring models - for a nonprime auto lender. The position is highly quantitative in nature and requires an individual capable of taking a "hands on" approach to data analysis. This position is furthermore responsible for summarizing and reporting information to a variety of internal and external clients. Quantitative Modeler II is expected to interact with many other departments in the interest of achieving the overall company objectives.
  • Participates in the construction of complex mathematical models - including credit origination, pricing and customer behavior scorecards - which directly support critical decision-making processes and the company's overall understanding of our business, the markets within which we operate, and our customers.
  • Develops the underlying assumptions, theory, empirical evidence, and conceptual soundness of statistical and mathematical models.
  • Applies statistical techniques to analyze trends and uncover risks and opportunities relative to portfolio management and originations.
  • Uses internal and external data sources to create robust model development datasets.
  • Ensures modeling projects are conducted in accordance with established company policies and generally accepted mathematical modeling practices.
  • Identifies modeling needs and communicates them to the Director Quantitative Modeling.
  • Assesses department procedures for accuracy and completeness.
  • Utilizes data mining and statistical techniques to develop analytic insights, sound hypotheses, and informed recommendations.
  • Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.
  • Liaisons with IT and other internal teams to define requirements and ensure the timely and accurate delivery of data elements for analytic projects.
  • Provides requisite information in support of independent model validation activities.
  • Develops a thorough understanding of the firm's operations and business practices.
  • Supports Model Validation and documentation of models in accordance with Santander Consumer USA internal policies and U.S. Federal Reserve regulations (SR 11-07).

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's Degree or equivalent work experience: Statistics, Economics, Operations Research, Applied Mathematics, or a related quantitative discipline required or equivalent experience- Required.
  • Master's Degree: Statistics, Economics, Operations Research, Applied Mathematics, or a related quantitative discipline required or equivalent experience. - Preferred.
  • Ph.D.: Statistics, Economics, Operations Research, Applied Mathematics, or a related quantitative discipline required or equivalent experience - Preferred.
  • 3+ Years Analytics in Financial Services Industry. - Required.
  • 3+ Years Indirect subprime Auto Financial Services Industry experience. - Preferred.
  • 3+ Years Prior experience developing credit scoring models preferred. - Preferred.
  • Familiarity with logistic regression models, segmentation and variable reduction techniques, hypothesis testing, neural networks, design of experiments, ANOVA, decision trees, and linear regression.
  • Prior experience working with credit bureau data strongly preferred.
  • Prior experience using Python, or SAS, SQL.
  • Demonstrated ability to use SQL and Python to extract data from multiple data sources.
  • Demonstrated ability to merge, concatenate, and prepare extremely large datasets for statistical analysis and mathematical model development.
  • Demonstrated ability to create complex pivot tables in MS Excel.
  • Ability to effectively explain advanced mathematical concepts, techniques, and analyses to a business audience.
  • Ability to translate analysis into a clear business plan.
  • Strong written and verbal communication skills.
  • Ability to maintain confidentiality.

Certifications:
  • No Certifications listed for this job.

It Would Be Nice For You To Have:
  • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
  • Experience in Microsoft Office products.

What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$65,625.00 USD
Maximum:
$145,000.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.