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Remote Senior Credit Officer Jobs (NOW HIRING)

Santander

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Santander

Senior Workout Officer - Remote

Paul, ID · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Flagstar Bank

Credit Officer - Equipment Finance

Position Title Credit Officer - Equipment Finance Location Nationwide, MI 48098 Job Summary The ... by senior management, and identifying any deviations from established credit guidelines.

Santander

Senior Workout Officer - Remote

Columbus, OH · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Xsolla

Head of Underwriting - Credit Fund

ABOUT THE OPPORTUNITY Xsolla is seeking a Head of Underwriting to serve as the fund's senior credit authority alongside the Chief Credit Officer. You will design the underwriting framework from a ...

Santander

Senior Workout Officer - Remote

Trenton, NJ · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Santander

Senior Workout Officer - Remote

Albany, NY · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Santander

Senior Workout Officer - Remote

Raleigh, NC · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Santander

Senior Workout Officer - Remote

Hartford, CT · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Santander

Senior Workout Officer - Remote

Austin, TX · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Flagstar Bank

Credit Officer - Equipment Finance

Position Title Credit Officer - Equipment Finance Location Nationwide, MI 48098 Job Summary The ... by senior management, and identifying any deviations from established credit guidelines.

Santander

Senior Workout Officer - Remote

Atlanta, GA · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

Xsolla

Head of Underwriting - Credit Fund

ABOUT THE OPPORTUNITY Xsolla is seeking a Head of Underwriting to serve as the fund's senior credit authority alongside the Chief Credit Officer. You will design the underwriting framework from a ...

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Remote Senior Credit Officer information

See salary details

$47.5K

$108.4K

$184K

How much do remote senior credit officer jobs pay per year?

As of Sep 7, 2026, the average yearly pay for remote senior credit officer in the United States is $108,398.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,500.00 and $150,000.00 per year, depending on experience, location, and employer.

What is the difference between Remote Senior Credit Officer vs Remote Credit Analyst?

AspectRemote Senior Credit OfficerRemote Credit Analyst
Required CredentialsBachelor's degree, credit certifications (e.g., CRC, FICO)Bachelor's degree, credit or finance certifications preferred
Work EnvironmentSenior-level decision-making, client interaction, risk assessmentData analysis, financial modeling, report preparation
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus
Common Search & ComparisonYesYes

The Remote Senior Credit Officer typically handles higher-level credit decisions, client negotiations, and risk management, requiring more experience and certifications. In contrast, the Remote Credit Analyst focuses on analyzing financial data, preparing reports, and supporting credit decisions. Both roles are essential in the credit industry but differ in responsibilities and seniority level.

More about Remote Senior Credit Officer jobs

What cities are hiring for Remote Senior Credit Officer jobs?

Cities with the most Remote Senior Credit Officer job openings:

What are the most commonly searched types of Senior Credit Officer jobs?

The most popular types of Senior Credit Officer jobs are:

What states have the most Remote Senior Credit Officer jobs?

States with the most job openings for Remote Senior Credit Officer jobs include:

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The top searched job categories for Remote Senior Credit Officer jobs are:

Remote Senior Credit Officer jobs near you
Infographic showing various Remote Senior Credit Officer job openings in the United States as of August 2026, with employment types broken down into 73% Full Time, and 27% Part Time. Highlights an 100% Remote job distribution, with an average salary of $108,398 per year, or $52.1 per hour.

Senior Workout Officer - Remote

Santander

On-site, Remote

Full-time

Posted 11 days ago

Job description

Senior Workout Officer - Remote
Country: United States of America
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
Ideal Candidate - Experience:
  • 5+ years of Workout
  • Portfolio Management and/or Underwriting
  • SBA loan
  • Multifamily Properties, esp. NY
  • Presentation Skills
  • 9+ Years in Financial Industry

The Senior Associate, Workout leverages his or her subject matter expertise for collection and work out situations and activities to significantly improve existing processes and facilitates the resolution of problems loans, proactively minimizing potential losses to the Company. The incumbent manages accounts of advanced complexity and leads special workout projects and/or programs.
  • Manages accounts of advanced complexity, in accordance with risk management objectives and corporate budgets.
  • Manages loan workout process expenses and division and corporate expense targets.
  • Reduces criticized and classified exposures in accordance with risk management objectives and corporate budgets.
  • Performs analysis of credit submittals regarding transactions and / or financial strengths to ascertain if borrowers qualify for financing restructures.
  • Proactively manages troubled loan relationships.
  • Monitors portfolios and quality assurance in compliance with corporate policy.
  • Ensures compliance with training, statutes, valuation and environmental policy.
  • Facilitates the resolution of problems loans, proactively minimizing potential losses to the Company.
  • Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes.
  • Analyzes severely delinquent and charged off accounts to identify possible problems, trends, and issues for feedback to credit and management.
  • Prospects, solicits, and develops relationship-based clients on behalf of the Company.
  • Processes charged-off financings including litigation, asset discovery and fraud investigations.
  • Mentors and coaches work of junior level workout professionals.
  • Leads special workout projects, programs, and other related workout activities.
  • Communicates recommendations and credit risk management processes to management that strengthens the organization and enhances overall supervision of lending methods and provides tools to continually measure effectiveness.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
  • Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required
  • Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred

Qualifications:
  • 9+ Years Workout or Collections experience. - Required.
  • 9+ Years Financial Services Industry. - Required.
  • Advanced knowledge of collection and workout best practices, identification, resolution and implementation. .
  • Demonstrated experience facilitating change to achieve measurable results. .
  • Detail orientated with the ability to also understand overall strategy.
  • Excellent interpersonal, supervisory, and customer service skills required.
  • Excellent written and verbal communication skills.
  • Excellent critical thinking skills with the ability to be adept in identifying and resolving complex risk management problems. .
  • Excellent project management skills. .
  • Ability to build and foster internal relationships.
  • Ability to lead, influence and direct peers, subordinates and management.
  • Ability to interact with senior level management; experience interfacing with multiple levels of the organizational structure.
  • Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding.

It Would Be Nice For You To Have:
  • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$93,750.00 USD
Maximum:
$170,000.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

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