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Remote Risk Jobs in California (NOW HIRING)

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

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Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

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Remote Risk information

See California salary details

$14

$29

$73

How much do remote risk jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for remote risk in California is $29.94, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $38.17 per hour, depending on experience, location, and employer.

What is the difference between Remote Risk vs Remote Underwriter?

AspectRemote Risk
Required CredentialsRisk assessment certifications, insurance licenses
Work EnvironmentRemote, independent analysis of insurance risks
Employer & Industry UsageInsurance companies, brokers, risk management firms
Common Search & ComparisonPeople compare Remote Risk with Remote Underwriter due to similar roles in insurance decision-making

Remote Risk professionals evaluate potential insurance risks remotely, focusing on risk analysis and policy recommendations. Remote Underwriters also assess insurance applications but often have more direct authority to approve or deny coverage. While both roles require similar credentials and work environments, Remote Underwriters typically have more decision-making power. Understanding these differences helps job seekers find the right role aligned with their skills and career goals.

What are Remote Risk jobs?

Remote Risk jobs are positions in risk management that are performed entirely or mostly from a remote location, rather than in a traditional office setting. These roles involve identifying, assessing, and mitigating risks that could affect a company’s operations, finances, or reputation. Common tasks include analyzing data, developing risk management strategies, and ensuring compliance with regulations. Remote Risk professionals often use digital tools and platforms to communicate and collaborate with their teams. This flexibility allows companies to access a broader talent pool and enables employees to work from anywhere.

How does a Remote Risk professional typically collaborate with cross-functional teams to address potential threats?

Remote Risk professionals often work closely with IT, compliance, legal, and operations teams to identify and mitigate potential threats. Collaboration typically involves regular virtual meetings, sharing risk assessments, and developing response strategies using digital communication tools. As a remote worker, strong written and verbal communication skills are essential to ensure all stakeholders are informed and aligned on risk management practices. Effective collaboration also means proactively seeking input from various departments to build a comprehensive risk profile and ensure timely resolution of issues.

What are the key skills and qualifications needed to thrive as a Remote Risk Analyst, and why are they important?

To thrive as a Remote Risk Analyst, you need strong analytical skills, knowledge of risk management principles, and typically a degree in finance, business, or a related field. Familiarity with risk analysis software, data visualization tools, and certifications like FRM (Financial Risk Manager) are often required. Excellent communication, attention to detail, and self-motivation are vital soft skills for collaborating remotely and ensuring thorough risk assessments. These abilities help identify potential threats, support informed decision-making, and maintain organizational resilience in a remote work environment.
What are the most commonly searched types of Risk jobs in California? The most popular types of Risk jobs in California are:
What are popular job titles related to Remote Risk jobs in California? For Remote Risk jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Risk jobs in California look for? The top searched job categories for Remote Risk jobs in California are:
What cities in California are hiring for Remote Risk jobs? Cities in California with the most Remote Risk job openings:
Remote Risk jobs near you
Credit Risk Analyst

Credit Risk Analyst

Prosper

San Francisco, CA • On-site, Remote

$122K - $140K/yr

Full-time

Posted 2 days ago

Job description

Your role in our mission

As the first peer to peer lending marketplace in the states, Prosper has a history of innovation.  As a growth company that generates cash, Prosper also has a history of generating results.  We are looking for team members that share our passion for applied analysis and who would be excited to be part of a mission-driven team.

The successful candidate will join Prosper’s Credit Risk team. The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper’s online marketplace. A Senior Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to develop verification and fraud strategies using models and data in order to manage credit decisions. An ideal candidate should have strong hands-on analytical skills and a passion for solving problems in innovative and effective ways.  The faster and more agile risk strategies keep our marketplace competitive and ensure that we continue to deliver on our mission of advancing financial well-being.

How you’ll make an impact
  • Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
  • Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
  • Design A/B tests and understand the risk and customer experience trade-offs
  • Continue to innovate by testing new data, analytics approaches and models
  • Partner with Data Science, Product, Engineering and other partner teams to implement credit and fraud prevention strategies, test and validate pre and post performance
  • Conduct ad-hoc analysis related to risk management, product, and operations
  • Analyze portfolio performance at a granular segment level on an ongoing basis.
  • Identify trends and conduct root-cause analysis to isolate key performance drivers. 
  • Communicate findings and recommendations to the Risk Management and broader Prosper community
Skills that will help you thrive
  • Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics.
  • 2+ years of experience with a Bachelors (or less with Masters) managing credit risk and/or fraud and/or data science in consumer lending industry, consumer personal loan / credit card experience is a plus
  • Strong analytical and problem-solving skills
  • Must have strong proficiency in SQL and Python, Experience with DBT and  Looker will be a plus.
  • Strong communication skills – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
  • Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
  • Curious to ask questions, probe into reasons and challenge the status quo
  • Strong ownership and motivation to drive business result
  • Ability to work in fast-paced environment and meet deadlines without sacrificing quality
  • We will also consider candidates who don’t have financial services experience but have strong technology background and analytical skills
  • Self-starter; comfort dealing with ambiguity
Resources to help you prosper
  • A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported.
  • Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
  • Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
  • Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.
Compensation details: The salary for this position is $122k - $140k annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.
#LI-AW1
#IND1
 

About Us

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.

Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.

We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  
 
Our Values
  • Diversity expands opportunities
  • Collaboration creates better solutions
  • Curiosity fuels our innovation
  • Integrity defines all our relationships
  • Excellence leads to longevity 
  • Simplicity guides our user experience 
  • Accountability at all levels drives results
 
www.prosper.com
Our Story & Team  //   Our Blog 
 
Applicants have rights under Federal Employment Laws.
Family & Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA) 
 
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA.
 
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
 
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
 

*All personal loans are made by WebBank.

¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.