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Remote Mortgage File Reviewer Jobs (NOW HIRING)

Remote Mortgage Underwriter

Trenton, NJ · On-site +1

$22.02 - $39.93/hr

Review collected documentation against company, NCUA, USPAP and all other relevant industry loan ... Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors ...

Remote Mortgage Loan Officer - Must be Licensed in OH, FL, or AL CX Mortgage is a growing mortgage ... Collect borrower documentation and ensure file accuracy and compliance. * Evaluate credit, assets ...

Manage a pipeline of complex loan files, reviewing documentation to determine borrower eligibility ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT * Work Schedule:

Remote Mortgage Loan Officer - Must be Licensed in OH, FL, or AL CX Mortgage is a growing mortgage ... Collect borrower documentation and ensure file accuracy and compliance. * Evaluate credit, assets ...

Join Our Team as a Remote Mortgage Underwriter! Are you an experienced mortgage underwriter looking ... Review and underwrite loan applications to ensure they meet bank, FHA/VA, and secondary market ...

Manage a pipeline of loan files, reviewing documentation to determine borrower eligibility and ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT * Work Schedule:

This role focuses on reviewing lower-complexity documents while building expertise in credit ... Identify when a file deviates from standard requirements and escalate when needed * Complete ...

Mortgage Loan Officers at Zillow Home Loans, drive their success through one of two specialized ... Company review and approval and may be denied based upon business need. You Will Get To:

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Remote Mortgage File Reviewer information

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How much do remote mortgage file reviewer jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for remote mortgage file reviewer in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.91 per hour, depending on experience, location, and employer.

What is the difference between Remote Mortgage File Reviewer vs Remote Underwriter?

AspectRemote Mortgage File ReviewerRemote Underwriter
CredentialsTypically requires mortgage industry knowledge, possibly a certification like MLO or mortgage licensingRequires underwriting certifications, such as FHA or VA underwriter licenses, and often more advanced financial credentials
Work EnvironmentPrimarily remote, reviewing mortgage documents and filesRemote or office-based, making lending decisions based on financial data and guidelines
Industry UsageCommon in mortgage companies, loan processing firmsUsed in lending institutions, banks, and mortgage companies
Search/Comparison IntentOften compared for roles involved in mortgage document reviewCompared for roles making final loan approval decisions

The main difference is that Remote Mortgage File Reviewers focus on reviewing mortgage documents for accuracy and completeness, while Remote Underwriters make the final lending decisions based on financial analysis and guidelines. Both roles are essential in the mortgage process but differ in responsibilities and required credentials.

What does a Remote Mortgage File Reviewer do?

A Remote Mortgage File Reviewer is responsible for examining and verifying mortgage loan files to ensure all necessary documents are accurate, complete, and comply with lending and regulatory guidelines. They typically review files for missing information, discrepancies, and compliance issues, often working from a remote location. This role is crucial in preventing errors or fraud in the mortgage process and helps ensure loans are processed efficiently and according to industry standards.

What are the key skills and qualifications needed to thrive as a Remote Mortgage File Reviewer, and why are they important?

To thrive as a Remote Mortgage File Reviewer, you need a thorough understanding of mortgage documentation, compliance regulations, and attention to detail, typically supported by experience in mortgage processing or underwriting. Familiarity with loan origination systems (LOS), document management software, and knowledge of industry compliance standards such as TRID and RESPA are essential. Strong organizational skills, time management, and effective written communication set top performers apart in this role. These skills ensure accurate, compliant file reviews and efficient remote collaboration, mitigating risk and supporting smooth loan processing.

How does a Remote Mortgage File Reviewer typically collaborate with loan officers and underwriters to ensure file accuracy?

As a Remote Mortgage File Reviewer, regular collaboration with loan officers and underwriters is essential to ensure files meet all compliance and documentation standards. Reviewers often communicate via email, secure document portals, and virtual meetings to clarify missing information, resolve discrepancies, and provide feedback on documentation. This teamwork helps streamline the mortgage approval process, reduce errors, and maintain high levels of accuracy, even when working remotely. Developing strong communication skills and being proactive in follow-ups are key to success in this collaborative environment.
More about Remote Mortgage File Reviewer jobs
What cities are hiring for Remote Mortgage File Reviewer jobs? Cities with the most Remote Mortgage File Reviewer job openings:
What are the most commonly searched types of Mortgage File Reviewer jobs? The most popular types of Mortgage File Reviewer jobs are:
What states have the most Remote Mortgage File Reviewer jobs? States with the most job openings for Remote Mortgage File Reviewer jobs include:
Infographic showing various Remote Mortgage File Reviewer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $42,714 per year, or $20.5 per hour.
Remote Mortgage Underwriter

Remote Mortgage Underwriter

National Mortgage Staffing

Parsippany, NJ • Remote

$50K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 19 days ago


Job description

Position: Mortgage Underwriter
Fully Remote, equipment provided- Candidate must reside in Central or Eastern Time zone.  
Compensation: $50,000–$90,000 base salary
Bonus: Discretionary bonus, approximately 5% annually based on company profitability
Schedule: 9:00 AM–5:00 PM EST
Benefits: 401(k) match, PTO, health/dental/vision insurance, and other voluntary insurance products

Overview

A mortgage company is hiring a fully remote Mortgage Underwriter Tech and AI savvy to support increased loan volume. This role is ideal for a conventional mortgage underwriter who can independently evaluate loan risk, complete income calculations, validate assets, review collateral, and communicate loan decisions clearly with processors and originators.

The team is looking for someone who is comfortable with technology, AI tools, and modern underwriting workflows. This person should be able to self-manage their pipeline, maintain strong professional rapport with processors and loan officers, and support scenario desk conversations when underwriting expertise is needed.

Responsibilities

• Authorize and underwrite mortgage loans
• Complete income calculation, asset validation, and collateral evaluation
• Analyze loan attributes and risks
• Identify potential misrepresentation and determine the soundness and accuracy of applications
• Ensure compliance with company policies, guidelines, and regulatory standards
• Document and effectively communicate reasons for loan decisions
• Provide support to originators and processors regarding questions and clarifications
• Participate in scenario desk discussions
• Self-manage underwriting pipeline and prioritize workload
• Maintain professional communication with processors, originators, and other underwriters
• Participate in training, projects, and other tasks where underwriting skill is useful
• Use automated underwriting systems and various loan origination systems

Qualifications

• 5+ years of conventional mortgage underwriting experience
• DE and government underwriting experience a plus
• Ability to independently make sound decisions based on applicant creditworthiness
• Experience with income calculation, asset validation, and collateral evaluation
• Familiarity with validation services and products
• Strong research skills and familiarity with agency guidelines
• Good working knowledge of the mortgage loan lifecycle and relevant compliance regulations
• Ability to identify loan risk and potential misrepresentation
• Strong documentation and communication skills
• Highly organized and able to prioritize
• Detail-oriented with strong data analysis skills
• Ability to self-manage pipeline and maintain professional rapport with processors and loan officers
• Proficiency in DU/LP
• Proficiency in Microsoft Office/Teams
• Experience with various loan origination systems
• MeridianLink Mortgage experience a plus
• Comfortable with technology and AI tools
• Ability to work Eastern Time business hours

NMS Disclaimer

Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!


National Mortgage Staffing logo

About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010