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Freelance Mortgage File Reviewer Jobs (NOW HIRING)

STURGIS BANK

Mortgage Loan Originator

Sturgis, MI · On-site

Reviews the mortgage file by reconciling income, appraisal value, credit history, or other discrepancies; determines and recommends the terms and conditions of the loan and completes the work sheets ...

STURGIS BANK

Mortgage Loan Originator

Battle Creek, MI · On-site

Reviews the mortgage file by reconciling income, appraisal value, credit history, or other discrepancies; determines and recommends the terms and conditions of the loan and completes the work sheets ...

First United National Bank

Mortgage Clerk I

Fryburg, PA · On-site

Assists in preparing and organizing mortgage loan files. * Reviews and verifies the accuracy of loan applications and supporting documentation. * Inputs loan information into the appropriate systems ...

1st Signature Lending

Be Seen First

Mortgage Post-Closer

Indianapolis, IN · On-site

$40K - $60K/yr

... Review the closed loan file to determine if suspense item(s) are already in the loan file and ... Coordinates shredding and disposal of mortgage loan files/documentation when the file/documentation ...

Suncoast Credit Union

Mortgage Loan Consultant

Tampa, FL · On-site +1

$53K - $78K/yr

Contact members regarding each mortgage file and in accordance with Suncoast service standards ... Review and analyze all documentation to determine acceptability based on the portfolio or investor ...

Suncoast Credit Union

Mortgage Loan Consultant

Tampa, FL · On-site

$53K/yr

Contact members regarding each mortgage file and in accordance with Suncoast service standards ... Review and analyze all documentation to determine acceptability based on the portfolio or investor ...

CrossCountry Mortgage

Pre-Approval Manager

Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, including ...

Robert Half

Mortgage Underwriter

Saint Louis Park, MN · On-site

$26 - $30/hr

The person in this role will help keep mortgage files moving efficiently by coordinating documentation, third-party services, disclosures, and final closing preparation. Responsibilities: • Review ...

CrossCountry Mortgage

Pre-Approval Manager

Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, including ...

Efinity Mortgage

Mortgage Underwriter

Los Angeles, CA

$100K/yr

Our mortgage company is expanding, and we are seeking an experienced Senior Mortgage Underwriter ... Utilize automated underwriting systems (AUS), such as DU and LP, to assess loan files. * Review ...

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All JobsMortgage File Reviewer JobsFreelance Mortgage File Reviewer Jobs

Freelance Mortgage File Reviewer information

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$25

How much do freelance mortgage file reviewer jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for freelance mortgage file reviewer in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.91 per hour, depending on experience, location, and employer.

What is a Freelance Mortgage File Reviewer?

A Freelance Mortgage File Reviewer is a professional who works independently to review and audit mortgage loan files for accuracy, completeness, and compliance with industry regulations and lender guidelines. They ensure that all required documentation is present, verify borrower information, and identify any discrepancies or missing items in the loan package. Their work helps lenders, brokers, and financial institutions maintain quality control and reduce the risk of loan defaults or regulatory violations. Freelance reviewers often work remotely and may be contracted for specific projects or ongoing assignments. This role requires strong attention to detail, knowledge of mortgage processes, and up-to-date understanding of lending laws and standards.

What are the key skills and qualifications needed to thrive as a Freelance Mortgage File Reviewer, and why are they important?

To thrive as a Freelance Mortgage File Reviewer, you need in-depth knowledge of mortgage documentation, loan compliance regulations, and prior experience in underwriting or quality control. Familiarity with loan origination systems (LOS) like Encompass or Calyx, as well as proficiency in reviewing digital files and using compliance software, is often required. Strong attention to detail, analytical thinking, and effective communication with clients set top reviewers apart. These skills are crucial for ensuring loan files meet regulatory standards, reducing errors, and maintaining trust with lenders and borrowers.

What are some common challenges faced by Freelance Mortgage File Reviewers, and how can they be addressed?

Freelance Mortgage File Reviewers often encounter challenges such as tight deadlines, managing multiple client expectations, and staying updated with evolving regulatory requirements. To address these, it's important to maintain strong organizational skills, establish clear communication with clients regarding timelines, and regularly participate in industry training or certification programs. Networking with other reviewers and utilizing workflow management tools can also help streamline processes and ensure accuracy in reviews.
What cities are hiring for Freelance Mortgage File Reviewer jobs? Cities with the most Freelance Mortgage File Reviewer job openings:
What are the most commonly searched types of Mortgage File Reviewer jobs? The most popular types of Mortgage File Reviewer jobs are:
What states have the most Freelance Mortgage File Reviewer jobs? States with the most job openings for Freelance Mortgage File Reviewer jobs include:
Freelance Mortgage File Reviewer jobs near you
Infographic showing various Freelance Mortgage File Reviewer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $42,714 per year, or $20.5 per hour.

Freelance Mortgage Occupancy Reviewer

Far Inspections

Ellsworth, ME • On-site

$25 - $35/hr

Contractor

Posted 19 days ago

Job description

Ad Ref: FAR-01226
Do not fill out any form or use any other apply button on this page. Use the blue link below to submit your application.
Apply HERE Only
FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Hancock County, Maine and surrounding communities. If you live in or near Ellsworth or anywhere in Hancock County, this is a great opportunity to earn supplemental or full-time income on your own schedule.
FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services industry. We partner with highly motivated independent contractors who prioritize accuracy, reliability, and professional autonomy.
The Opportunity
Earn a predictable supplemental or full-time income on a flexible schedule that you control. As a Field Inspector covering Hancock County, you will perform residential occupancy verifications. These are brief, exterior visits to confirm property status and report on general conditions.
  • Autonomy: You manage your own routing, schedule, and territory.
  • Efficiency: Standard inspections are designed for speed, typically requiring only 5-6 minutes on-site.
  • Consistency: Enjoy stable, month-to-month volume in your assigned county.
Workflow & Responsibilities
  • Determine property occupancy status based on industry-standard indicators.
  • Capture 9+ photos and submit brief reports using industry-standard mobile applications.
  • Maintain a high level of reliability regarding territory coverage and deadlines.

Note: This role requires spending extended periods of time driving and making numerous stops throughout the day in your assigned territory. This territory covers a spacious rural county with longer drives between stops. A fuel-efficient vehicle and comfort with country roads are especially valuable.
Requirements
As an independent contractor, you are responsible for providing your own equipment, including:
  • Reliable, fuel-efficient vehicle.
  • Smartphone (Android or iPhone) capable of running mobile reporting apps.
  • Computer with an internet connection and a printer.
  • Strong time-management skills to meet deadlines without direct supervision.
  • Ability to pass a standard background check.
Earnings & Volume
  • Flat-Rate Pay: This is a 1099 position where you are paid a set fee for every inspection completed.
  • Earning Potential: While pay is per-inspection, efficient contractors typically earn the equivalent of $25-$35 per hour.
  • Volume: Rates and inspection volume vary by county. Lower volume counties typically feature higher per-inspection rates, while higher volume counties offer more consistent daily work.
  • This Territory: Hancock County averages approximately 15 inspections per month.
Apply HERE Only
Do not fill out any form or use any other apply button on this page. Use the blue link above to submit your application.

Apply