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Remote Commercial Insurance Underwriter Jobs (NOW HIRING)

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Commercial Underwriter

$70K - $100K/yr

Determine eligibility of incoming commercial insurance submissions * Use underwriting tools and historical reports to make sound underwriting decisions which ensure a profitable book of business

This is a fully remote opportunity for candidates with commercial insurance experience who thrive ... Support the underwriting and insurance operations team with administrative tasks Requirements

This position is responsible for the underwriting, rating, binding and servicing of accounts ... Knowledge of commercial insurance and products essential * Computer systems and operations ...

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Remote Commercial Insurance Underwriter information

See salary details

$30K

$79.1K

$143K

How much do remote commercial insurance underwriter jobs pay per year?

As of Jul 6, 2026, the average yearly pay for remote commercial insurance underwriter in the United States is $79,146.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $89,000.00 per year, depending on experience, location, and employer.

What does a Remote Commercial Insurance Underwriter do?

A Remote Commercial Insurance Underwriter evaluates insurance applications for businesses to determine the level of risk and decide whether to offer coverage, under what terms, and at what premium. Working remotely, they review financial statements, analyze risk factors, and collaborate with agents and brokers using digital tools. Their goal is to ensure that policies are appropriately priced and meet the company's risk standards while providing excellent customer service. Remote underwriters use specialized software and maintain communication with clients and colleagues online.

What are the key skills and qualifications needed to thrive as a Remote Commercial Insurance Underwriter, and why are they important?

To thrive as a Remote Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications like CPCU or AU is typically required. Excellent communication, decision-making, and self-motivation are vital soft skills for managing client relationships and working independently. These qualifications ensure accurate risk evaluation, effective remote collaboration, and sound underwriting decisions essential for a profitable insurance portfolio.

How does a Remote Commercial Insurance Underwriter typically collaborate with agents and brokers to assess complex risks?

As a Remote Commercial Insurance Underwriter, collaboration with agents and brokers is primarily conducted through virtual meetings, calls, and secure document sharing platforms. You'll regularly discuss client submissions, clarify risk details, and negotiate terms to ensure accurate coverage assessments. Effective communication and responsiveness are key, as underwriters often need to provide timely decisions or request additional information. Strong relationship-building skills help foster trust and streamline the underwriting process, even when working remotely.
More about Remote Commercial Insurance Underwriter jobs
What cities are hiring for Remote Commercial Insurance Underwriter jobs? Cities with the most Remote Commercial Insurance Underwriter job openings:
What states have the most Remote Commercial Insurance Underwriter jobs? States with the most job openings for Remote Commercial Insurance Underwriter jobs include:
Infographic showing various Remote Commercial Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 100% Remote job distribution, with an average salary of $79,146 per year, or $38.1 per hour.
Life Insurance Underwriter

Life Insurance Underwriter

Globe Life

Mckinney, TX • Remote

Full-time

Medical, Life

Posted 19 hours ago


Globe Life Insurance rating

7.6

Company rating: 7.6 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

188th of 277 rated insurance


Job description

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.

Primary Duties & Responsibilities:

· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines

· Implementation of underwriting policies and procedures related to the processing of new business and other department processes

· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes

· MIB code reporting and interpretation of MIB code data

· Review and evaluate results of oral saliva tests

· Review and evaluate results of agent verification calls and other underwriting phone calls

· Review and evaluate motor vehicle records (MVRs)

· Review and evaluate prescription (Rx) histories to determine associated health conditions

· Review, summarize, and evaluate medical records (APSs)

· Review and evaluate paramedical exams and lab results

· Respond to customer service inquiries regarding dispositions

· Evaluate health information received with add-ons, modifications, and reinstatements

· Assist with other underwriting areas as deemed necessary by department management

Company Description

For more than 120 years, Globe Life has helped protect working families by providing life and supplemental health insurance products across the United States. As one of the nation's largest providers of individual life insurance, Globe Life serves millions of policyholders through multiple distribution channels and is consistently recognized for its financial strength and long-term stability.
Today, Globe Life is investing in the future by building innovative sales and service operations supported by modern technology, data-driven decision making, and exceptional leadership. We're looking for professionals who enjoy solving complex challenges, leading change, and making a measurable impact on the customer experience.

What Globe Life Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Globe Life logo

About Globe Life

Sourced by ZipRecruiter

Our Actions Today have a lasting impact on Tomorrow. Therefore, We aim to inspire everyone in our network to help Make Tomorrow Better. At Globe Life, We empower our Customers by offering products that help secure their Financial Future and Protect them from the unexpected. We give our Employees the chance to give back, Support Initiatives with a Service First Mindset, and Promote from within.

Industry

Insurance services and insurance agencies and brokerages

Company size

1,001 - 5,000 Employees

Headquarters location

McKinney, TX, US