ZipRecruiter

Log In

2

Remote Bank Risk Management Jobs (NOW HIRING)

Flex

Fraud Risk Management Lead

Banking, credit, payments, personal finance, and financial operations-rebuilt from the ground up as ... The Fraud Risk Management Lead is a key member of the Flex Risk Management Leadership Team (reports ...

Flex

Fraud Risk Management Lead

Concord, NC · Remote

Banking, credit, payments, personal finance, and financial operations--rebuilt from the ground up ... The Fraud Risk Management Lead is a key member of the Flex Risk Management Leadership Team (reports ...

Celtic Bank

Auditor Manager

Salt Lake City, UT · On-site +1

$100.60K - $132.10K/yr

... the bank's risk management framework. If you're looking for a dynamic role where you can have an ... The employee in this position will work either a fully Onsite, Hybrid or Remote work model. All ...

Celtic Bank

Auditor Manager

Salt Lake City, UT · Remote

$106.50K - $139.70K/yr

... the bank's risk management framework. If you're looking for a dynamic role where you can have an ... The employee in this position will work either a fully Onsite, Hybrid or Remote work model. All ...

next page

Showing results 1-20

People also search for

All JobsRemote Bank Risk Management Jobs

Remote Bank Risk Management information

See salary details

$51.5K

$111.6K

$170K

How much do remote bank risk management jobs pay per year?

As of May 31, 2026, the average yearly pay for remote bank risk management in the United States is $111,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $129,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Bank Risk Management professional, and why are they important?

To thrive in Remote Bank Risk Management, you need strong analytical skills, a background in finance or economics, and typically a relevant degree such as a bachelor's in finance, accounting, or risk management. Familiarity with risk assessment software, regulatory compliance systems, and certifications like FRM (Financial Risk Manager) or CFA are often required. Exceptional communication, critical thinking, and attention to detail are essential soft skills for identifying risks and collaborating with remote teams. These competencies ensure accurate risk evaluation and effective mitigation, which are crucial for maintaining financial stability and regulatory compliance in a remote setting.

What are some common challenges faced by professionals in remote bank risk management, and how can they be addressed?

Professionals in remote bank risk management often encounter challenges such as limited direct access to internal teams, rapidly evolving regulatory requirements, and the need to stay updated on emerging financial risks. Effective communication through virtual collaboration tools, regular training on compliance updates, and leveraging advanced risk assessment software can help address these obstacles. Building strong relationships with cross-functional teams and maintaining clear documentation are also key to ensuring risk oversight remains robust, even in a remote setting.

What is Remote Bank Risk Management?

Remote Bank Risk Management refers to the process of identifying, assessing, and mitigating financial and operational risks for banks while working remotely. Professionals in this field analyze potential risks such as credit, market, operational, and compliance risks using digital tools and online communication. They implement risk management strategies, monitor transactions, and ensure regulatory compliance without being physically present at the bank’s location. This role is increasingly important as banks adopt more flexible and remote work arrangements.

What is the difference between Remote Bank Risk Management vs Remote Credit Analyst?

AspectRemote Bank Risk ManagementRemote Credit Analyst
Required CredentialsBanking certifications, risk management degreesFinance, economics degrees, credit analysis certifications
Work EnvironmentBanking institutions, financial firmsFinancial services, lending companies
Employer & Industry UsageUsed in risk departments of banksUsed in lending and credit departments
Search & Comparison IntentUnderstanding risk roles in bankingAssessing credit risk and loan decisions

Remote Bank Risk Management focuses on identifying and mitigating risks within banking operations, requiring risk management expertise. Remote Credit Analysts evaluate creditworthiness of borrowers, focusing on loan approvals. While both roles involve financial analysis, Risk Management emphasizes risk mitigation strategies, whereas Credit Analysts concentrate on credit assessment. Both roles are essential in banking but serve different functions within the financial industry.

More about Remote Bank Risk Management jobs
What cities are hiring for Remote Bank Risk Management jobs? Cities with the most Remote Bank Risk Management job openings:
What are the most commonly searched types of Bank Risk Management jobs? The most popular types of Bank Risk Management jobs are:
What states have the most Remote Bank Risk Management jobs? States with the most job openings for Remote Bank Risk Management jobs include:
What job categories do people searching Remote Bank Risk Management jobs look for? The top searched job categories for Remote Bank Risk Management jobs are:
Remote Bank Risk Management jobs near you
Infographic showing various Remote Bank Risk Management job openings in the United States as of May 2026, with employment types broken down into 83% Full Time, 15% Part Time, 1% Temporary, and 1% Contract. Highlights an 38% Physical, 9% Hybrid, and 53% Remote job distribution, with an average salary of $111,556 per year, or $53.6 per hour.
Fraud Risk Management Lead

Fraud Risk Management Lead

Flex

Remote

Full-time

Posted 23 days ago

Job description

Flex is building the AI-native private bank for business owners.
We're re-architecting the entire financial system for entrepreneurs-from the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, and financial operations-rebuilt from the ground up as a single, intelligent system. Flex is the full financial home for ambitious owners.
Since launching publicly in September 2023, Flex has scaled from zero to nine-figure annualized revenue, with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.
Our customers are affluent business owners ($3-$200M in revenue)-the backbone of the economy and one of the most underserved segments in finance. They're stuck with outdated banks and fragmented tools. We're replacing all of it. The opportunity is massive: a ~$1T+ revenue market hiding in plain sight. Our ambition is to build a product that is fundamentally better-not incrementally improved.
Flex Fuels Ambition.
The Fraud Risk Management Lead is a key member of the Flex Risk Management Leadership Team (reports to the Chief Risk Officer) who will have the opportunity to take the Fraud Risk Management function at Flex to a level that rivals the best in class.
Core Responsibilities
Own end-to-end fraud risk management for Flex's credit card and DDA product portfolio across consumer and small business segments; end-to-end meaning full lifecycle coverage, from pre-acquisition through post-disbursement:
  • Acquisition & onboarding fraud: analyze application fraud patterns by channel and source; assess identity signal quality, document authenticity rates, and synthetic identity indicators at the population level; monitor approval flow for anomalous approval rate shifts that may signal policy exploitation
  • Identity & entity verification performance: maintain analytical visibility into match rates, challenge rates, and step-up conversion across KYC and KYB verification layers in partnership with compliance; identify where the verification stack may be generating friction for good applicants or gaps for bad ones - and surface those findings as inputs to joint policy discussions
  • First-party fraud: monitor behavioral signals associated with intentional default - spend acceleration, balance build without payment intent, cash advance abuse, and bust-out patterns; distinguish first-party risk from credit deterioration analytically
  • Third-party fraud: track unauthorized transaction patterns, account takeover indicators, card-not-present abuse, and compromised credential signals; maintain segment-level views of dispute and chargeback rates by fraud type
  • Synthetic identity fraud: build and maintain detection frameworks for synthetic identities - thin-file manipulation, credit piggybacking, fabricated entity structures - with particular attention to SMB applicants where bureau data is sparse and entity verification is harder
  • DDA-specific fraud vectors: monitor ACH manipulation, payee substitution, unauthorized external transfer attempts, and check fraud patterns within the DDA product; maintain visibility into funds flow anomalies that may indicate account misuse or laundering behavior
  • Authorization & transaction monitoring: analyze real-time and near-real-time authorization patterns for velocity anomalies, geographic inconsistencies, merchant category abuse, and card testing signals
  • Dispute, chargeback & recovery: own the analytical view of dispute resolution patterns; identify chargeback abuse and friendly fraud at the segment and merchant level; track recovery rates by fraud type and loss emergence timing

Build and maintain fraud detection frameworks that surface emerging attack patterns before they scale - distinguishing signal from noise across high-volume transaction and behavioral data
Synthesize data across sources - device, IP, identity, bureau, transaction, and behavioral - to construct a layered fraud risk view; capable of identifying coordinated fraud rings and correlated anomalies that don't surface in single-signal models
Lead periodic fraud risk reviews: design the analytical narrative, own the underlying loss and dispute data, and present findings with clear exposure implications to risk committees and senior leadership
Develop fraud segmentation - by fraud type, acquisition channel, product, obligor type, and attack vector - to enable more precise detection tuning, policy intervention, and loss reserve calibration
Partner cross-functionally with credit, legal & compliance, financial crimes, operations, and product to ensure fraud risk visibility is embedded in product design and upstream decisioning, not bolted on reactively
Contribute to scenario analysis and stress testing for fraud loss: model exposure under elevated attack conditions and translate into concrete loss and operational cost estimates
Serve as the internal SME on fraud analytics - establishing detection standards, taxonomy, and measurement frameworks as the product portfolio scales
Qualifications
    • This role sits in the foundational build path of core risk management disciplines, and we expect significant upward potential for the right candidate. The emphasis is on finding colleagues with a strong foundation more than a 'minimum number of years' constraint. We can work with folks who have 7-15 years of hands-on fraud risk management experience with direct ownership of detection and loss management across consumer and small business products; experience spanning both a bank or regulated card program and a fintech strongly preferred
    • Deep subject matter expertise across all three fraud typologies - first-party, third-party, and synthetic identity - with the ability to distinguish them analytically, not just definitionally; understands how each manifests differently in a credit card versus DDA context
    • Fluent in the fraud signal stack: device fingerprinting, IP intelligence, identity graph analysis, behavioral biometrics, velocity rules, and ML-based anomaly detection - knows which tools to reach for and when rules-based logic outperforms models
    • Understands DDA fraud vectors at a product level: ACH origination and return abuse, check fraud, Reg E dispute dynamics, and the intersection of payment fraud with account takeover
    • Analytically self-sufficient: proficient in SQL and Python or R; capable of building detection logic, cohort analysis, and loss attribution from raw data rather than consuming pre-built dashboards
    • Familiar with the regulatory and compliance overlay on fraud: SAR filing thresholds, Reg E obligations, FCRA considerations for adverse action, and BSA/AML red flags that overlap with fraud patterns

Mindset
  • Operates at a senior thinking level relative to peer cohort - brings a point of view on emerging attack vectors, challenges detection assumptions, and drives the fraud agenda without waiting to be directed
  • Instinctively thinks from the other side of the table: models how a bad actor would exploit a product, policy gap, or verification weakness - and builds detection logic accordingly
  • High quantitative aptitude with strong intuition for when loss or dispute trends don't pass the smell test; catches pattern shifts early and escalates with evidence, not just instinct
  • High-energy, end-to-end owner who thrives in environments where detection infrastructure is still being built and the threat landscape is actively evolving
  • Effective communicator who can translate complex fraud dynamics - ring structures, synthetic identity clusters, bust-out cohorts - into crisp narratives for risk committees, product teams, and senior leadership

$150,000 - $250,000 a year
We believe in the culture of ownership at Flex. All employees are given Equity in the company in addition to the Base Compensation.
Flexbase Technologies Inc.
Flex Personnel logo

About Flex Personnel

Sourced by ZipRecruiter

The Flex Team is made up of Staffing Industry experts committed to serving the needs of businesses and workers by bringing people together. We are guided by our Core values Integrity, Courtesy, and Respect. At Flex we bring Businesses and People together. We carefully assess both the needs of our Business clients and the complete profiles of each candidate, and then make the connections we believe will be most mutually beneficial. With offices in select markets throughout the Country, We are continually expanding our industry reach nationwide.

Industry

Recruiting and staffing services

Company size

11 - 50 Employees

Headquarters location

Dallas, TX, US

Social media

Facebook

View All Flex Personnel Jobs

Apply