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Property Field Adjuster Jobs (NOW HIRING)

Alphastaff 3, Inc.

$100 - $125/hr

As a dedicated Field Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will ...

AlphaStaffHCM

Senior Property Field Adjuster

Savannah, GA · On-site

$70K - $133K/yr

As a dedicated Field Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will ...

Alphastaff 3, Inc.

NY · On-site

$80 - $100/hr

As a dedicated Field Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will ...

SageSure

Property Field Adjuster II

Lafayette, LA

SageSure, a leader in catastrophe-exposed property insurance, is seeking a Field Property Claims Adjuster. You will play a vital role in providing an outstanding customer experience by leveraging ...

Berkley

Property Field Adjuster

Saint Paul, MN · On-site

$75K - $90K/yr

Inspect property damage. * Review factual information to prepare damage estimates. * Investigate ... the field or in a related area. * Must maintain a current/valid adjuster's license at all times.

SageSure

Property Field Adjuster II

Lafayette, LA · On-site

SageSure, a leader in catastrophe-exposed property insurance, is seeking a Field Property Claims Adjuster. You will play a vital role in providing an outstanding customer experience by leveraging ...

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Property Field Adjuster information

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$25K

$75.6K

$100K

How much do property field adjuster jobs pay per year?

As of Sep 7, 2026, the average yearly pay for property field adjuster in the United States is $75,564.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $87,500.00 per year, depending on experience, location, and employer.

What is a property field adjuster?

Property Field Adjusters are insurance professionals who investigate and assess property damage claims on behalf of insurance companies. They visit the site of a reported loss, such as a home or business, to inspect the damage, document findings, and determine the extent of the insurance company's liability. Their work involves interviewing policyholders, taking photos, estimating repair costs, and preparing detailed reports. Property Field Adjusters play a key role in ensuring claims are processed accurately and fairly.

What does a property field adjuster do?

The job duties of a property field adjuster focus on working onsite to investigate insurance claims and make decisions about coverage and payouts. In this career, you travel to the insured property, where your responsibilities include collecting information and making an inspection of damage. You calculate loss and create a report to show to the insurance company that you represent. If necessary, you interview claimants and collect public information about the incident that caused the loss of property. Your responsibilities also include reviewing the insurance policy to determine coverage eligibility and negotiating with claimants to settle a valid claim.

What are the key skills and qualifications needed to thrive as a property field adjuster, and why are they important?

To thrive as a Property Field Adjuster, you need strong knowledge of property insurance policies, building construction, and claim investigation, typically supported by a relevant degree or industry certifications such as AIC or CPCU. Proficiency in claims management software, estimating tools like Xactimate, and mobile inspection technology is essential. Outstanding communication, negotiation, and customer service skills help build trust and effectively resolve claims with policyholders. These skills ensure accurate assessments, efficient claim resolution, and high levels of client satisfaction in a dynamic, field-based environment.

What are some typical challenges property field adjusters face when assessing claims on-site?

Property Field Adjusters often encounter challenges such as navigating properties that are difficult to access due to weather, damage, or safety hazards. They must also manage the expectations and emotions of policyholders while gathering accurate information under time constraints. Balancing thorough documentation with efficient claim resolution and staying updated on policy changes or new technologies are essential parts of the role. Collaborating effectively with contractors, engineers, and claims teams is key to providing fair and timely settlements.

What is the difference between Property Field Adjuster vs Property Claims Examiner?

AspectProperty Field AdjusterProperty Claims Examiner
Required CredentialsInsurance license, adjuster certificationInsurance license, claims handling certification
Work EnvironmentOn-site inspections, fieldworkOffice-based, claims review
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance companies, claims departments
Common Search & ComparisonProperty Field Adjuster vs Property Claims Examiner

The main difference is that Property Field Adjusters conduct on-site inspections and assess damages directly, while Property Claims Examiners review claims and documentation primarily from an office setting. Both roles require insurance licensing and related certifications, but their work environments and daily tasks differ significantly.

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Property Field Adjuster jobs near you
Infographic showing various Property Field Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $75,564 per year, or $36.3 per hour.

Property Field Adjuster - Southern New Jersey

Munich Re

Princeton, NJ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Property Field Adjuster - Southern New Jersey
Own the Claim. Lead in the Field.
Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most.
American Modern Insurance Group, Inc., a Munich Re company, is a recognized leader in specialty insurance, offering products primarily for residential properties-including manufactured homes and specialty dwellings-and select recreational markets. As a Property Field Adjuster, you will focus on handling claims related to our residential property lines, providing expert evaluation and service. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.
American Modern Insurance Group has been recognized as a Top Workplace Employer since 2013. If you're looking for a rewarding career at a growing company with a true career path, it's time to claim your future with the American Modern claims department. To learn more about what our Adjusters do and how we support them in their journey with us, click here.
What You'll Do
  • Own property claims from first notice of loss through resolution
  • Conduct on-site inspections to assess damage and determine coverage
  • Develop estimates using Cotality
  • Guide policyholders through the claims process with clear communication
  • Partner with agents and internal teams to deliver strong outcomes
  • Participation in catastrophe duty as needed. CAT duty can be throughout the United States and can last up to 4 weeks.

What You Bring
  • At least a year or more of Property claims handling experience
  • Estimating platform experience (Xactimate, Cotality, Symbility, etc.)
  • Experience with property inspections and damage assessment
  • Knowledge of dwelling/mobile home construction
  • Valid driver's license and acceptable driving record
  • Ability to work in the field, including climbing ladders (40+ lbs)
  • Applicants requiring employer sponsorship of a visa will not be considered for this position.

Location & Travel
Candidates must be located in or near Princeton, Tom's River, or Manchester Township or Lakehurst, New Jersey area and must have flexibility to complete CAT deployment as needed.
What We Offer
We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:
  • Two options for your health insurance plan (PPO or High Deductible).
  • Prescription drug coverage (included in your health insurance plan).
  • Vision and dental insurance plans.
  • Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
  • Short and Long Term Disability coverage.
  • Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
  • Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:
  • A robust 401k plan with up to a 5% employer match
  • A retirement savings plan that is 100% company funded.
  • Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
  • Eligibility to receive a yearly bonus as a Munich Re employee.
  • A variety of health and wellness programs provided at no cost.
  • Paid time off for eligible family care needs.
  • Tuition assistance and educational achievement bonuses.
  • A corporate matching gifts program that further enhances your charitable donation.
  • Paid time off to volunteer in your community.

The salary range for this role in New Jersey is between $60,000 and $85,000 annually plus bonus and benefits mentioned above.
At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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