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Catastrophe Adjusters information

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$31.5K

$64.9K

$98K

How much do catastrophe adjusters jobs pay per year?

As of Aug 25, 2026, the average yearly pay for catastrophe adjusters in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Catastrophe Adjusters vs Property Claims Adjusters?

AspectCatastrophe AdjustersProperty Claims Adjusters
CredentialsAdjuster licenses, certifications in catastrophe or disaster claimsAdjuster licenses, certifications in property claims
Work EnvironmentIntense, disaster-affected areas, often temporary locationsOffice or field work, regular insurance claims sites
Employer & IndustryInsurance companies, catastrophe response firmsInsurance companies, independent adjusting firms

Catastrophe Adjusters specialize in handling large-scale disaster claims, often in challenging environments, while Property Claims Adjusters manage everyday property damage claims. Both roles require licensing and insurance industry knowledge, but their work settings and scope differ significantly.

Is a catastrophe adjuster a good job?

A catastrophe adjuster evaluates insurance claims after large-scale disasters, often working in challenging environments and requiring strong communication and analytical skills. The job can offer competitive pay, overtime opportunities, and seasonal work, but it may involve irregular hours and stressful situations. Overall, it can be a rewarding career for those interested in emergency response and insurance claims adjustment.

What does a catastrophe adjuster do?

A catastrophe adjuster investigates and assesses property and casualty insurance claims resulting from large-scale disasters such as storms, floods, or fires. They evaluate damages, determine claim validity, and estimate repair costs, often working in the field under tight deadlines and requiring knowledge of insurance policies and damage assessment tools. Certification and strong communication skills are typically important for this role.

What does a catastrophe adjuster make?

A catastrophe adjuster typically earns between $50,000 and $80,000 annually, depending on experience, location, and the complexity of claims handled. They often work long hours during disaster responses and may receive additional pay or bonuses for working in challenging conditions or overtime. Certification and experience in insurance claims can influence salary levels.
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Cities with the most Catastrophe Adjusters job openings:

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Catastrophe Adjusters jobs near you
Infographic showing various Catastrophe Adjusters job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 74% Physical, 10% Hybrid, and 16% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

Regional Catastrophe Adjuster (Resident)

Saint Louis, MO • On-site

Shelter Mutual Insurance Company
Insurance Services • 1 - 5K employees

7.0

Company rating: 7.0 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

251st of 311 rated insurance

People enjoy working here

Good employer

Respectful managers

Learn more about Shelter Mutual Insurance Companyexternal

$23.82 - $29.54/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 8 days ago

Job description

A company built to serve you. It's your career, Shelter it!
Regional Catastrophe Adjuster
$23.82-$29.54 minimum starting pay
Job Level - Individual
Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this range is the starting base pay only and does not consider other components that make up the total rewards package for the position.
This is a position where the adjuster works from home, living in and servicing the St Louis, MO and surrounding area. Some travel will be required to assist in our regional area as needs arise. Home office equipment and company vehicle provided.
What You Will Be Doing:
Handle insurance claims for property damage within an assigned region, traveling to other locations as needed. Investigate, analyze, evaluate, and settle catastrophe claims, especially those involving wind or hail. Determine claim value, negotiates settlements, and ensure accurate claim handling.
Due to the duties and responsibilities of this position, a Credit Bureau Report, Motor Vehicle Report, and Criminal Background Check may be ordered on final candidates.
What We're Looking For:
  • Investigative, analytical, organizational and decision-making skills
  • Ability to learn through on-the-job training/training courses
  • Superior skills in negotiation, customer service, written and verbal communication
  • Ability to travel long distances and overnight when needed and lift/move/climb ladders for inspection in all temperatures
  • Strong skills in technology
  • Efficient in time management to maintain schedules and deadlines
  • Valid driver's license with good driving history
  • Must have high-speed internet access to support system from residence
  • Ability to perform the essential functions of the position, with or without a reasonable accommodation.

Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry. Shelter Employees enjoy such benefits as:
  • Health, Dental, Voluntary Vision and Prescription Drug Insurance
  • Savings and Profit Sharing 401(k)
  • Paid Time Off for Sick and Personal Leave, Vacation and Holidays
  • Vitality Wellness Program
  • "Dress for Your Day" Dress Code
  • Flexible Scheduling
  • And much more!

#IND1#
If interested, please apply by:
08/31/2026

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