1

Property Field Adjuster Jobs in Iowa (NOW HIRING)

next page

Showing results 1-20

Property Field Adjuster information

See Iowa salary details

$23.5K

$71K

$93.9K

How much do property field adjuster jobs pay per year?

As of Sep 7, 2026, the average yearly pay for property field adjuster in Iowa is $70,975.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,400.00 and $82,200.00 per year, depending on experience, location, and employer.

What is a property field adjuster?

Property Field Adjusters are insurance professionals who investigate and assess property damage claims on behalf of insurance companies. They visit the site of a reported loss, such as a home or business, to inspect the damage, document findings, and determine the extent of the insurance company's liability. Their work involves interviewing policyholders, taking photos, estimating repair costs, and preparing detailed reports. Property Field Adjusters play a key role in ensuring claims are processed accurately and fairly.

What does a property field adjuster do?

The job duties of a property field adjuster focus on working onsite to investigate insurance claims and make decisions about coverage and payouts. In this career, you travel to the insured property, where your responsibilities include collecting information and making an inspection of damage. You calculate loss and create a report to show to the insurance company that you represent. If necessary, you interview claimants and collect public information about the incident that caused the loss of property. Your responsibilities also include reviewing the insurance policy to determine coverage eligibility and negotiating with claimants to settle a valid claim.

What are the key skills and qualifications needed to thrive as a property field adjuster, and why are they important?

To thrive as a Property Field Adjuster, you need strong knowledge of property insurance policies, building construction, and claim investigation, typically supported by a relevant degree or industry certifications such as AIC or CPCU. Proficiency in claims management software, estimating tools like Xactimate, and mobile inspection technology is essential. Outstanding communication, negotiation, and customer service skills help build trust and effectively resolve claims with policyholders. These skills ensure accurate assessments, efficient claim resolution, and high levels of client satisfaction in a dynamic, field-based environment.

What are some typical challenges property field adjusters face when assessing claims on-site?

Property Field Adjusters often encounter challenges such as navigating properties that are difficult to access due to weather, damage, or safety hazards. They must also manage the expectations and emotions of policyholders while gathering accurate information under time constraints. Balancing thorough documentation with efficient claim resolution and staying updated on policy changes or new technologies are essential parts of the role. Collaborating effectively with contractors, engineers, and claims teams is key to providing fair and timely settlements.

What is the difference between Property Field Adjuster vs Property Claims Examiner?

AspectProperty Field AdjusterProperty Claims Examiner
Required CredentialsInsurance license, adjuster certificationInsurance license, claims handling certification
Work EnvironmentOn-site inspections, fieldworkOffice-based, claims review
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance companies, claims departments
Common Search & ComparisonProperty Field Adjuster vs Property Claims Examiner

The main difference is that Property Field Adjusters conduct on-site inspections and assess damages directly, while Property Claims Examiners review claims and documentation primarily from an office setting. Both roles require insurance licensing and related certifications, but their work environments and daily tasks differ significantly.

What are popular job titles related to Property Field Adjuster jobs in IA?

For Property Field Adjuster jobs in IA, the most frequently searched job titles are:

Infographic showing various Property Field Adjuster job openings in Iowa as of August 2026, with employment types broken down into 2% As Needed, 85% Full Time, 11% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $70,975 per year, or $34.1 per hour.

Catastrophe Property Field Claims Adjuster

American Family Mutual Insurance Company Si

Des Moines, IA • On-site

$57K - $94K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 4 days ago


American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 136 frontline employees who took The Breakroom Quiz

226th of 315 rated insurance


Job description

You will investigate and maintain property catastrophe claims. You will determine liability, secures information, review coverages, arrange appraisals, and settles claims. You will report to the CAT Property Claims Manager. You will be deployed to the field when a catastrophe occurs. This role offers a company fleet vehicle with the position and there's an option to use the vehicle for personal use.
You will be required to travel up to 75% for CAT duty. In this primarily home/field-based role, you will spend 80% of your time (4+ days per week) working from home or in the field. On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events.
Preferred locations: Wisconsin, Iowa, Ohio, Missouri, Illinois, Indiana, Nebraska, Kansas, Minnesota, Colorado, Oklahoma, Texas, Virginia, North Carolina and South Carolina.

Position Compensation Range:

$57,000.00 - $94,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Primary Accountabilities

  • Investigates origin and cause of claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc.
  • Identifies complex issues and seeks assistance as needed. Handles claims on a good faith basis.
  • Handles both 1st party and 3rd party claims under multiple policy types and numerous endorsements.
  • Conducts on-site inspections when needed, evaluates damages, and handles claim negotiations with insureds, claimants, attorneys, public adjusters.
  • Responds to customer inquiries, makes appropriate decisions and closes file as needed.
  • Interprets and determines policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses.
  • Proactively provides all parties with claim process and status as appropriate; answers questions or redirects to other areas.
  • May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience.


Specialized Knowledge & Skills Requirements

  • Demonstrated experience providing customer-driven solutions, support, or service.
  • Demonstrated experience handling 1st and 3rd party, multi-line claims across our operating territories, or other equivalent experience.
  • Demonstrated experience handling moderately complex claims, or other equivalent experience.
  • Solid knowledge and understanding of policies and endorsements related to casualty coverages, or other equivalent knowledge.
  • Solid knowledge and understanding of each phase of the claim handling process, or other equivalent knowledge.


Licenses

  • Valid driver's license required plus an acceptable driving record.
  • Obtain state specific property casualty claims licensing as required.


Travel Requirements

  • Up to 50%.
  • Catastrophe duty up to 75% as applicable.


Physical Requirements

  • Ascending or descending ladders, stairs, scaffolding, ramps, poles, and similar structures. This position may require employees to visit areas with higher hazards than a typical office environment, such as customer homes or other locations for interior, exterior, and roof inspections.
  • Moving self in different positions to accomplish tasks in various environments including tight and confined spaces.
  • Adjusting or moving objects up to 50 pounds in all directions.


Working Conditions

  • Low temperatures.
  • High temperatures.
  • Outdoor elements such as precipitation and wind.
  • Noisy environments.
  • Hazardous conditions.
  • Poor ventilation.
  • Small and/or enclosed spaces.
Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

#LI-LS1

What American Family Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom